ARNAOUT
ActiveThe computed 12-month bankruptcy probability of ARNAOUT is 1.6% (moderate). The 2024 annual accounts show equity of €29k and a net result of €452. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 15868 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-2
Solvency63▲+26
Growth85=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.62 against 1.14 in 2023; short-term debt: 61.9% and cash: 0.2% of total assets), but 61.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.1%
Return on assets
0.6%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2026, 384 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
384 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€272k▲ 7.5%
2022 · €253k
2020: €111k
2022: €253k
2020 → 2023
EBIT margin
1.3%▼ 2.0pp
2022 · 3.3%
2020: -4.3%
2022: 3.3%
2020 → 2023
Net result
€452▼ 86.7%
2023 · €3k
2020: €-5k
2021: €4k
2022: €8k
2023: €3k
2020 → 2024
Working capital
€29k▲ 1.6%
2023 · €29k
2020: €-5k
2021: €18k
2022: €26k
2023: €29k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€111k-€253k€272k▲ 7.5%
Equity€-5k-€18k€26k▲ 45.5%€29k▲ 13.2%€29k▲ 1.6%
Operating result€-5k-€4k€8k▲ 90.5%€4k▼ 56.8%€633▼ 82.4%
Net result€-5k-€4k€8k▲ 102%€3k▼ 57.7%€452▼ 86.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 82% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €77k
Equity
€29k▲ 1.6%
Debt
€48k▼ 76.7%
The debt ratio falls from 87.6% to 61.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
38.1%▲
2023 · 12.4%
Current ratio
1.62▲
2023 · 1.14
Quick ratio
0.07▼
2023 · 0.64
Debt / equity
1.62▼
2023 · 7.07
ROE
1.5%▼
2023 · 11.7%
ROA
0.6%▼
2023 · 1.4%
Debt
€48k▼
2023 · €205k
Debt ≤ 1 year
€48k▼
2023 · €205k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€234k€77k▼
Current assets29/58€234k€77k▼
Stocks and contracts in progress3€103k€74k▼
Stocks30/36€103k€74k▼
Amounts receivable within one year40/41€131k€3k▼
Trade receivables40€118k-
Other amounts receivable41€12k€3k▼
Cash at bank and in hand54/58€581€187▼
Equity and liabilities
Total equity and liabilities10/49€234k€77k▼
Equity10/15€29k€29k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€10k€11k▲
Amounts payable17/49€205k€48k▼
Amounts payable within one year42/48€205k€48k▼
Trade debts44€101k€1k▼
Suppliers440/4€101k€1k▼
Taxes, remuneration and social security45€11k€11k=
Taxes450/3€4k€4k=
Remuneration and social security454/9€7k€7k=
Other amounts payable47/48€93k€36k▼
Income statement
Code20232024
Turnover70€272k-
Goods, raw materials, services and sundry goods60/61€265k-
Remuneration, social security and pensions62€2k-
Other operating charges640/8€2k€598▼
Gross operating margin9900€7k€1k▼
Operating profit (loss)9901€4k€633▼
Financial income75/76B€26-
Recurring financial income75€26-
Financial charges65/66B€237€181▼
Recurring financial charges65€237€181▼
Profit (loss) for the period before taxes9903€3k€452▼
Profit (loss) for the period9904€3k€452▼
Profit (loss) for the period to be appropriated9905€3k€452▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€11k▲
Profit (loss) brought forward from the previous period14P€7k€10k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 384 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €8k ▲102%
Operating result €8k, net result €8k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overheet(B) 39/A0009290 BerlareGround area
716 m²
Building footprint
181 m²
Volume, LiDAR
500 m³
Parcel 42003C0683/00G000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003C0683/00G000 | Flanders | 716 m² | 1 · 181 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AK FOOD
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BENOIT NANNAN FOODBW
BE 0771.459.707
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Organic Sports Food
BE 0665.848.085
Frasnes-lez-Anvaing · Eq €30k
SIBAVO
BE 0474.880.227
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WILDIERS
BE 0506.809.657
Brussel · Eq €29k
Of 1,428 companies in sector 46389 we hold annual accounts for 855. 460 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-04-2019
Fiscal year end31-12
Activities, NACEBEL
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.