Turnover
≈ €75,000 estimated
The abbreviated format states no turnover.
ARNAM
Overview
Lifetime
1 annual account with figurespeak €25,391 (2025)
€25,391
peak €2,606 (2025)
€2,606
peak €4,606 (2025)
€4,606
€23,061
Board2 names since 2024
2 directorsRAHMANZAI Mohammad Omar and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
First year with figures
Key points
from the 2025 annual accountsDebts
€23,061 83% of the balance sheet
Suppliers 8%Taxes and wages 13%Other 79%
Position in the sector
€4,606
Less equity than 87% of companies in land transport. Sector median €241,747 · 2,421 companies.
2025 accounts filed 28 days after the deadline
Checked score
36
Weak
Financially stronger than 34% of micro companies in land transport (NACE 49)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 9,092 companies (NACE 49, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 3.6%lowest value
11-2025: 3.6%● unchanged vs 10-2025lowest value
12-2025: 3.8%▲ +0.2 percentage points vs 11-2025
01-2026: 4.1%▲ +0.3 percentage points vs 12-2025
02-2026: 4.2%▲ +0.1 percentage points vs 01-2026
03-2026: 4.6%▲ +0.4 percentage points vs 02-2026
04-2026: 4.6%● unchanged vs 03-2026
05-2026: 5.0%▲ +0.4 percentage points vs 04-2026
06-2026: 5.0%● unchanged vs 05-2026
07-2026: 4.8%▼ -0.2 percentage points vs 06-2026
08-2026: 5.1%▲ +0.3 percentage points vs 07-2026
09-2026: 5.5%▲ +0.4 percentage points vs 08-2026
10-2026: 5.5%● unchanged vs 09-2026highest value
11-2026: 5.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Sector: Land transport and transport via pipelines (NACE 49)
Size: total assets €27,667
Liquidity: current ratio 0.10, cash €82
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 28% of them on solvency, 6% on liquidity and 66% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as ARNAM has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ARNAM itself is higher: 5.5% within 12 months. It rests on far more data about ARNAM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for ARNAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.1, below 1. Short-term debt is 83.4% and cash 0.3% of total assets. 83.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2418 sector peers (2025).
NBB · sector comparisonPosition among 2418 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014086401
Appointment: Rahmanzai Abubakar Siddeq (director)
General meeting of 19-11-2024 · Gazette deed
Incorporation
Founding capital of €2,000, 100 shares · Founder: RAHMANZAI Mohammad Omar · Appointment: RAHMANZAI Mohammad Omar (director) · published on 27-09-2024 · Gazette deed
First establishment
Kortrijkseweg 168, Waregem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ARNAM Waregem | - | - | 16.6% | - |
| LAMAR TAXI Sint-Niklaas | €88,471 | 7.5% | 33.3% | - |
| SUFYAN TAXI SERVICE Tielt-Winge | - | - | 23.3% | - |
| HMO TRANSPORT Etterbeek | - | - | 68.1% | - |
| GL TRANSPORT Antwerp | €53,881 | 30.8% | 60.5% | - |
| Angel Taxi Ostend | - | - | 39.0% | - |
| JAK COMPANY Kortenberg | - | - | 43.1% | - |
These companies have the same main activity as ARNAM: on-demand passenger transport by chauffeured vehicle (NACE 49330). They are comparable in size and age: total assets between €25,100 and €30,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 25-09-2024Normal situation
- Activity
- On-demand passenger transport by chauffeured vehicleNACE 49330and 5 others
- Establishment unit
- 2.366.362.4118791 Waregem, since 25-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 03-03-2026
Insights on ARNAM
The computed 12-month bankruptcy probability of ARNAM is 5.5% (elevated). The 2025 annual accounts show equity of €4,606 and a net result of €2,606.
Its solvency ranks better than 23% of 2,418 sector peers (NACE 49, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 28-08-2026, 28 days late€25,391
€2,775
€2,606
-€20,820
16.6%
0.10
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €75,000. Estimated: probably between €50,000 and €110,000.
Balance sheet
balance sheet total €27,667 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
16.6%
Higher than 23% of 2,418 companies in 2025.
0.10
Lower than 95% of 2,369 companies in 2025.
9.4%
Higher than 70% of 2,377 companies in 2025.
ARNAM
Middle half of the sector
80% of the sector
Abbreviated accounts in land transport (NACE 49)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
27,667 | |
21/28 |
25,427 | |
22/27 |
25,427 | |
24 |
25,427 | |
29/58 |
2,241 | |
40/41 |
2,159 | |
40 |
159 | |
41 |
2,000 | |
54/58 |
82 | |
| Balance sheet: equity and liabilities | ||
10/49 |
27,667 | |
10/15 |
4,606 | |
10/11 |
2,000 | |
10 |
2,000 | |
100 |
2,000 | |
14 |
2,606 | |
17/49 |
23,061 | |
42/48 |
23,061 | |
44 |
1,937 | |
440/4 |
1,937 | |
45 |
2,937 | |
450/3 |
2,937 | |
47/48 |
18,186 | |
| Income statement | ||
9900 |
25,391 | |
630 |
7,573 | |
640/8 |
15,042 | |
9901 |
2,775 | |
65/66B |
0 | |
65 |
0 | |
9903 |
2,775 | |
67/77 |
168 | |
9904 |
2,606 | |
9905 |
2,606 | |
| Appropriation of the result | ||
9906 |
2,606 | |
| Document | ||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00446261.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 28-08-2026 | 2026-00446261 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 10,349 | ||
| 10,180 | ||
| 33,000 | ||
| -20,820 | ||
| 16.6% | ||
| 0.10 | ||
| 5.01 | ||
| 56.6% | ||
| 9.4% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €33,000 |
| €7,573 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on ARNAM
Debt's share of the balance-sheet total is 83.4%.
Board & ownership
Board
2 directors, no change since December 2024Director (not named in the articles)
appointed by deed of 27-09-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 13: BEVOEGDHEDEN VAN HET BESTUURSORGAAN Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”deed of 27-09-2024
Mandates through the years
2 names, the dashed line is todayRAHMANZAI Mohammad Omar
Director (not named in the articles)
Director (not named in the articles)
Rahmanzai Abubakar Siddeq
Director
Director
Board
Mandates as a list
- RAHMANZAI Mohammad Omar
- Director (not named in the articles), appointed by deed of 27-09-2024, still in office
- Rahmanzai Abubakar Siddeq
- Director, appointed by deed of 09-12-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €46.06 in 2025
- Source
- deed of 27-09-2024
Articles of association
deed of 27-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 27-09-2024 ↗
- RAHMANZAI Mohammad Omar 100 shares (100%) · in cash
Network & group
No group
ARNAM has no parent and no holdings in its annual accounts. ARNAM shares no director with another company.
At the same address
Kortrijkseweg 168, 8791 Waregem · 3 other companies| Meygoli
registered office since 26-01-2021 · founded in 2021 |
25 FTE (2025) 0762.471.270 |
| JEZI-CARS
registered office since 05-12-2019 · founded in 2019 · negative equity (2025) |
1 FTE (2025) 0738.769.321 |
| OSYIF
registered office since 09-02-2024 · founded in 2024 · negative equity (2024) · accounts filed late |
total assets €23,800 (2024) 1005.817.249 |
Timeline
Timeline
5 events since 2024Board
Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBabbreviated format · 28 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014086401
2024
- General meeting, 19-11-2024
- Director appointment, Rahmanzai Abubakar Siddeq
IncorporationFounding capital of €2,000, 100 shares · Founder: RAHMANZAI Mohammad Omar · Appointment: RAHMANZAI Mohammad Omar (director) · published on 27-09-20245 points ▸
- Founder, RAHMANZAI Mohammad Omar
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, Kortrijkseweg 168, 8791 Beveren
- Director appointment, RAHMANZAI Mohammad Omar (director (not named in the articles))
- The deed holds 2 more points.
First establishment Kortrijkseweg 168, Waregem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1014.086.401
- VAT number
- BE 1014.086.401
- Peppol ID
- 0208:1014086401
- Other Peppol ID
- 9925:BE1014086401
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 27-09-2024 (in Dutch)
- Peppol
- Reachable since 03-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ARNAM in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 27-09-2024 (in Dutch)
Activities
NACEBEL 202549330
On-demand passenger transport by chauffeured vehicle main activity
Codes under NACEBEL 2008
49320
Taxi operation main activity
45113
45206
49310
Land transport and transport via pipelines
55100
Hotels and similar accommodation
56102
Limited-service restaurants
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Uitbating van een taxibedrijf,het vervoer van personen per taxi’s,schoolbussen,shuttles naar de luchthaven en treinstations,personenvervoer…”deed of 27-09-2024 (in Dutch)
28 activities
- Uitbating van een taxibedrijf,het vervoer van personen per taxi’s,schoolbussen,shuttles naar de luchthaven en treinstations,personenvervoer per incidentele of gewone wegen,enz.,verhuur van parkeerplaatsen voor gemotoriseerde voertuigen(parking);
- Uitbating van verhuurdiensten van limousines,auto’s met chauffeur en taxibedrijven,alsook de verhuur van alle soorten voertuigen;
- Alle activiteiten van betaald personenvervoer of de verhuur van voertuigen met chauffeur;
- Alle bijstand bij on-demand transportdiensten via mobiele apparaten en webapplicaties en aanverwante diensten;
- Personen-,goederen- en koopwarentransport over land,alle activiteiten met betrekking tot de organisatie en het vervoer te water of in de lucht,alsook het vervoer van geïmporteerde handelsgoederen;
- Alle koerier- en snel postdiensten,alsook het beheer binnen deze domeinen;
- De opslag van alle meubelen en mobilaire voorwerpen,alsmede de verhuring van de opslagruimte;
- Verhuisdiensten,verhuur van hijs- en hefwerktuigen,bedrijfs- of privévoertuigen en personeel.
- Klein of groothandel in het algemeen,daaronder begrepen de aankoop,verkoop,import en export,het transport,het onderhoud,de reparatie,de verhuur,de leasing,de vertegenwoordiging van alle nieuwe of tweedehandse motorvoertuigen,daaronder begrepen alle reserve-onderdelen,accessoires en alle producten m.b.t.de automobielsector;
- De uitbating in eigen naam of onder de vorm van een franchise of licentie van een tankstation en aanhorige winkel,garage en werkplaats,het herstel en onderhoud van alle soorten motorvoertuigen.
- De groot- en kleinhandel van alle objecten en artikelen m.b.t.voertuigen,autobanden,banden,velgen voor auto’s en fietsen,de montage,demontering,reparatie en vervanging van autobanden,velgen en banden,de conditionering en geometrie daarvan;
- De uitbating van alle activiteiten van een doe-het-zelf carwash of van geautomatiseerde carwashinstallaties,alle zogenaamde garage activiteiten,zoals het onderhoud en herstelling van alle soorten motorvoertuigen,de montage,demontage,reparatie en vervanging van autobanden,velgen,banden,conditionering en geometrie daarvan,de uitlaat,remmen,elektromechanica,en alle activiteiten m.b.t.carrosserie in de ruimste zin.
- Alle diensten die nodig zijn voor de goedkeuring van een voertuig door een instantie die verantwoordelijk is voor de technische controle,inclusief de presentatie van het voertuig in controlecentra en alle diensten die nodig zijn voor de doorvoer van voertuigen.
- Het vervangen van alle soorten voorruiten en het aanbrengen van alle soorten folie op de ruiten.
- De aan- en verkoop,handel,huur,verhuur,transport en het leasen van alle voertuigen,vaartuigen en vliegtuigen,de handel in onderdelen en de herstelling en het onderhoud van alle voertuigen,vaartuigen en vliegtuigen,wassen,poetsen,waxen en polijsten van alle voertuigen,vaartuigen en vliegtuigen,alsook het aanbrengen van alle soorten coatings op dergelijke voertuigen,vaartuigen en vliegtuigen,het wrappen en aanbrengen van steenslagfolies op voertuigen en vaartuigen,op de zetel van de vennootschap of ter plaatse bij de klant.
- Het verkopen van onderhoudsproducten,het herstellen van velgen,het uitvoeren van spotrepairs.
- De aankoop,de verkoop en het opmaken van auto’s en moto’s.
- Alle activiteiten die direct of indirect verband houden met de horecasector,het organiseren en verzorgen van banketten en recepties,traiteurdiensten,met inbegrip van de organisatie,het beheer en de uitbating van drankgelegenheden,bars,tavernes,snackbars,nachtbars,cafetaria’s,alsook alle activiteiten die verband houden met toerisme,hotellerie,amusement en ontspanning;
- De uitbating in eigen naam of door middel van franchise of licentie van lunchbars,nachtclubs,snackbars,cafetaria’s,broodjeszaken,fastfoodrestaurants,traiteurs of een of meerdere restaurants;
- De uitbating in eigen naam of door middel van franchise of licentie van algemene voedingszaken;
- De aankoop,verkoop,de groot- en kleinhandel,de import en export,de vertegenwoordiging,de distributie,de verhuur,fabricatie,ambachtelijke,semi-ambachtelijke of industriële vervaardiging,het verpakken en op de markt brengen van alle voedingsproducten of levensmiddelen,alsook voedsel gerelateerde producten in het algemeen en in de voedingsmiddelenindustrie(vers,in blik,droog of bevroren)en in het bijzonder groenten en fruit,bakkerij,patisserie,chocolaterie,kruidenierswaren,delicatessen,zuivelproducten,kazen,charcuterie,visserijproducten,traiteur,kant- en klaarmaaltijden,suikergoed,biscuits,dranken,wijnen en sterke dranken,tabak,sigaretten en accessoires,evenals alle artikelen die verband houden met tafelaankleding en decoratie
- Het transport,levering aan huis,opslag,verpakking van alle voedingsproducten en levensmiddelen,alsmede alle voedsel gerelateerde producten en de voedingsmiddelenindustrie.
- De aankoop,ruil,verkoop,huur en onderhuur,alsmede de overdracht in huur of onderhuur,met of zonder koopoptie,de uitbating en het onderhoud van huizen,appartementen,kantoren,winkels,handelszaken,gronden,landgoederen,en in het algemeen van alle onroerende goederen,alsmede alle financieringsverrichtingen.
- Zij kan voor eigen rekening of voor rekening van derden,als projectbeheerder of algemene aannemer,alle gebouwen oprichten en,in voorkomend geval,verbouwingen en verbeteringen aan onroerende goederen uitvoeren,alsmede de studie en de inrichting van verkavelingen,met inbegrip van de aanleg van wegen en rioleringen;alle materialen aankopen,alle nodige ondernemingscontracten ondertekenen;alle wissel-,commissie- en makelaarsverrichtingen uitvoeren,alsmede gebouwen beheren.
- Zij kan zowel voor zichzelf als voor derden,door huur of anderszins,alle parkeergarages,garages,hotels,benzinestations en onderhoudsvoorzieningen aankopen uitbaten en bouwen.
- De aankoop,verkoop,import,export,klein- en groothandel,ambulante handel en openbare aanbesteding van alle producten,eventueel openbare markten;
- Kleinhandel van alle soorten producten per post of via internet(e-commerce);
- Dienstverlening binnen het kader van het doel.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kortrijkseweg 168 registered office 8791 Waregem | 25-09-2024 | 2.366.362.411 |
Buildings and parcels at the address
- Ground area
- 3,841 m²
- Buildings
- 812 m²
- Volume, LiDAR
- 3,814 m³
- Tallest building
- 6.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34006B0315/00F000 | 3,841 m² | 1 · 812 m² | 6.0 m · 2 |