ARMONA
ActiveSummary
ARMONA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,632 and a net result of -€6,795. Equity is growing by ~44.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.5% (low).
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Signals
This company filed its last 7 accounts on average 63 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | -€19 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,372 | €8,568 | €4,354 | €3,375 | €6,300 | ▲ 86.6% |
| Other operating charges640/8 | €449 | €460 | €649 | €613 | €628 | ▲ 2.3% |
| Gross operating margin9900 | €31,407 | €23,333 | €64,392 | €37,776 | €177 | ▼ 99.5% |
| Operating profit (loss)9901 | €21,606 | €14,306 | €59,389 | €33,787 | -€6,750 | ▼ 120% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | - | - |
| Financial charges65/66B | €2,957 | €2,342 | €2,729 | €782 | €45 | ▼ 94.2% |
| Recurring financial charges65 | €2,957 | €2,342 | €2,729 | €782 | €45 | ▼ 94.2% |
| Profit (loss) for the period before taxes9903 | €18,649 | €11,963 | €56,659 | €33,005 | -€6,795 | ▼ 121% |
| Profit (loss) for the period9904 | €18,649 | €11,963 | €56,659 | €33,005 | -€6,795 | ▼ 121% |
| Profit (loss) for the period to be appropriated9905 | €18,649 | €11,963 | €56,659 | €33,005 | -€6,795 | ▼ 121% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,694 | €16,228 | €46,004 | €64,227 | €61,227 | ▼ 4.7% |
| Formation expenses20 | €518 | €175 | - | €0 | €0 | - |
| Fixed assets21/28 | €12,404 | €4,180 | - | €28,125 | €21,825 | ▼ 22.4% |
| Intangible fixed assets21 | €12,404 | €4,180 | - | €26,787 | €20,787 | ▼ 22.4% |
| Tangible fixed assets22/27 | - | - | - | €1,338 | €1,038 | ▼ 22.4% |
| Furniture and vehicles24 | - | - | - | €0 | €0 | - |
| Other tangible fixed assets26 | - | - | - | €1,338 | €1,038 | ▼ 22.4% |
| Current assets29/58 | €18,772 | €11,873 | €46,004 | €36,102 | €39,402 | ▲ 9.1% |
| Cash at bank and in hand54/58 | - | €5,455 | €36,598 | €13,175 | €5,797 | ▼ 56.0% |
| Deferred charges and accrued income490/1 | €18,772 | €6,419 | €9,406 | €22,927 | €33,606 | ▲ 46.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,694 | €16,228 | €46,004 | €64,227 | €61,227 | ▼ 4.7% |
| Equity10/15 | -€52,200 | -€40,236 | €16,423 | €49,427 | €42,632 | ▼ 13.7% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | -€152,200 | -€140,236 | -€83,577 | -€50,573 | -€57,368 | ▼ 13.4% |
| Amounts payable17/49 | €83,894 | €56,464 | €29,581 | €14,800 | €18,595 | ▲ 25.6% |
| Amounts payable after more than one year17 | €70,133 | €50,000 | €25,000 | - | - | - |
| Financial debts170/4 | €70,133 | €50,000 | €25,000 | - | - | - |
| Amounts payable within one year42/48 | €7 | - | €1,766 | €1,066 | €407 | ▼ 61.9% |
| Trade debts44 | €7 | - | €1,766 | €1,066 | €407 | ▼ 61.9% |
| Suppliers440/4 | €7 | - | €1,766 | €1,066 | €407 | ▼ 61.9% |
| Accrued charges and deferred income492/3 | €13,753 | €6,464 | €2,815 | €13,734 | €18,188 | ▲ 32.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,649 | €11,963 | €56,659 | €33,005 | -€6,795 | ▼ 121% |
| + Depreciation and write-downs630 | €9,372 | €8,568 | €4,354 | €3,375 | €6,300 | ▲ 86.6% |
| Operating cash flow (approximation) | €28,021 | €20,531 | €61,013 | €36,380 | -€495 | ▼ 101% |
| Investment in fixed assets (approximation) | - | -€344 | - | - | €0 | - |
| Change in cash | - | - | €31,143 | -€23,422 | -€7,379 | ▲ 68.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025C0318/00N000 | Flanders | 2,709 m² | 1 · 502 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,559 EUR awarded · 3,559 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,118 EUR | 1,118 EUR |
| 2024 | 1 | 1,273 EUR | 1,273 EUR |
| 2023 | 1 | 613 EUR | 613 EUR |
| 2022 | 1 | 555 EUR | 555 EUR |
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.