ARMOFIN
ActiveThe computed 12-month bankruptcy probability of ARMOFIN is 2.7% (moderate). The 2024 annual accounts show equity of €127k and a net result of €122k. Its solvency ranks better than 59% of 8967 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency89
Growth-
Track record79
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.46; short-term debt: 35.9% and cash: 54.2% of total assets), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-06-2025, 52 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
52 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€127k
Total assets
€198k
Net result
€122k
Working capital
€104k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €198k
Fixed assets
€24k
Current assets
€175k
Equity and liabilities €198k
Equity
€127k
Debt
€71k
Debt finances 35.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€191k
Cash flow
€136k
Solvency
64.1%
Current ratio
2.46
Quick ratio
1.89
Debt / equity
0.56
ROE
96.1%
ROA
61.6%
Interest coverage
1884.57
Debt
€71k
Debt ≤ 1 year
€71k
Income taxes
€54k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€198k
Fixed assets21/28€24k
Tangible fixed assets22/27€24k
Furniture and vehicles24€24k
Current assets29/58€175k
Stocks and contracts in progress3€40k
Stocks30/36€40k
Amounts receivable within one year40/41€26k
Trade receivables40€26k
Cash at bank and in hand54/58€107k
Deferred charges and accrued income490/1€865
Equity and liabilities
Total equity and liabilities10/49€198k
Equity10/15€127k
Contributions10/11€5k
Reserves13€122k
Distributable reserves133€122k
Amounts payable17/49€71k
Amounts payable within one year42/48€71k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€68k
Taxes450/3€67k
Remuneration and social security454/9€2k
Other amounts payable47/48€1k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k
Other operating charges640/8€2k
Gross operating margin9900€193k
Operating profit (loss)9901€177k
Financial charges65/66B€101
Recurring financial charges65€101
Profit (loss) for the period before taxes9903€176k
Income taxes67/77€54k
Profit (loss) for the period9904€122k
Profit (loss) for the period to be appropriated9905€122k
Appropriation of the result
Profit (loss) to be appropriated9906€122k
Transfer to equity691/2€122k
To other reserves6921€122k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berthelotstraat 1631190 VorstGround area
884 m²
Building footprint
329 m²
Volume, LiDAR
4,249 m³
Parcel 21007A0099/00S000, Brussels · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ARMOFIN
since 20232.348.510.055
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0099/00S000 | Brussels | 884 m² | 1 · 329 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MIDOLYM
BE 0658.766.689
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B&N Solutions
BE 0794.757.919
Antwerpen · Eq €127k
EUROPEAN UTILITIES TELECOM COUNCIL
BE 0759.718.747
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Wambach
BE 0736.577.715
Gent · Eq €127k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
90022Arts creation and performing arts activities
90392Design and construction of stages and sets
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.