Turnover
≈ €850,000 estimated
The micro format states no turnover.
ArmMix
Lifetime
1 annual account with figurespeak €103,070 (2025)
€103,070
peak €9,242 (2025)
€9,242
peak €10,242 (2025)
€10,242
€149,446
Board1 name since 2024
1 directorAlbert TUNYAN
Documentsfilings and deeds
12-09-202643 days late
2025micro format
1 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€149,446 94% of the balance sheet
Financial debts 27%Suppliers 27%Taxes and wages 18%Other 29%
Of this, €109,605 falls due within a year.
Starting capital
€1,000 100 shares
2025 accounts filed 43 days after the deadline
Checked score
51
Fair
Financially stronger than 36% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.8%lowest value
02-2026: 1.8%● unchanged vs 01-2026lowest value
03-2026: 1.9%▲ +0.1 percentage points vs 02-2026
04-2026: 2.2%▲ +0.3 percentage points vs 03-2026
05-2026: 2.3%▲ +0.1 percentage points vs 04-2026
06-2026: 2.6%▲ +0.3 percentage points vs 05-2026
07-2026: 2.9%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 2.9%● unchanged vs 07-2026highest value
09-2026: 2.8%▼ -0.1 percentage points vs 08-2026
10-2026: 2.6%▼ -0.2 percentage points vs 09-2026
11-2026: 2.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 43 days late; 1 of the last 3 accounts late
Equity €10,242 (6.4% of total assets)
lowers risk
Liquidity: current ratio 0.60, cash €25,733
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 31% on liquidity and 53% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 320 companies had the same profile as ArmMix has now. Each dot is one company, two years later.
96.3%
were still trading
2.5%
stopped another way
0.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ArmMix itself is higher: 2.6% within 12 months. It rests on far more data about ArmMix than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 320 companies, not a prediction for ArmMix. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.6, below 1. Short-term debt is 68.6% and cash 16.1% of total assets. 93.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 43 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
43 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017609380
First establishment
Ankerstraat 95-97, Sint-Niklaas
Incorporation
Founding capital of €1,000, 100 shares · Founder: Albert TUNYAN (oprichter comparant) · Appointment: Albert TUNYAN (director) · published on 20-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ArmMix Sint-Niklaas | €159,688 | €103,070 | 6.4% | - |
| GGR EXPRESS Uccle | €159,315 | €93,353 | 11.2% | - |
| DLSC Yvoir | €181,572 | €93,870 | 37.6% | - |
| AFS RETAIL Nivelles | €128,462 | €119,261 | -48.6% | - |
| EL SOUSSI MARKT Antwerp | €185,829 | €137,467 | -19.4% | - |
| ALBA MARKET Schaerbeek | €188,010 | €124,057 | 60.7% | - |
| IMPOR Wetteren | €179,649 | €106,368 | 14.8% | - |
These companies have the same main activity as ArmMix: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €128,000 and €188,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 18-12-2024Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 5 others
- Establishment unit
- 2.367.787.6189100 Sint-Niklaas, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 26-09-2025
Insights on ArmMix
The computed 12-month bankruptcy probability of ArmMix is 2.6% (moderate). The 2025 annual accounts show equity of €10,242 and a net result of €9,242.
Its solvency ranks better than 27% of 22,924 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ArmMix
- What is the company number of ArmMix?
- The company number of ArmMix is 1017.609.380. The VAT number is the same number with BE in front: BE 1017.609.380.
- Where is ArmMix based?
- The registered office is at Ankerstraat 95-97, 9100 Sint-Niklaas.Company details
- What does ArmMix do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of ArmMix?
- ArmMix is a private limited company (BV).
- When was ArmMix founded?
- ArmMix was founded on 18-12-2024.
- Is ArmMix still active?
- Yes, ArmMix is an active enterprise in the KBO register.
- What is the turnover of ArmMix?
- The turnover in financial year 2025 is ≈ €850,000. This figure is estimated from the gross margin of €103,070 and 70 comparable companies (NACE 47110). It probably lies between €580,000 and €1.1m.Financials
- Is ArmMix profitable?
- In financial year 2025, ArmMix made a profit of €9,242.
- Where can I find the annual accounts of ArmMix?
- ArmMix filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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