ARMEN & FILS

Active

Private limited company (pre-2019)founded 2017active for 9 yearsLuxemburgplein 12, 1050 Elsene, BelgiumKBO/BCE: BE 0678.494.115

Summary

The computed 12-month bankruptcy probability of ARMEN & FILS is 6.1% (elevated). The 2024 annual accounts show equity of €4,255 and a net result of -€112. Equity is shrinking by about 3.8% per year across the filed financial years. Its solvency ranks better than 95% of 18,739 sector peers (NACE 56, financial year 2024). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ARMEN & FILSActiveChecked score 37/100

Risk analysis Report Compare

Activity

Limited-service restaurants, excluding mobile food services

NACE 56112

1 site

Size

€4,434total assets 2024

Equity: €4,255
Loss: -€112

Turnover not published (micro format)

Financial health

37 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 6.1%

Structure

Khachatryan HarutyunDirector

Accounts 85 days overdue1 of 2 deeds read

Why 37raises riskFigures for financial year 2024 (filed 03-06-2025)1 change of registered office in 24 monthsSector: Food and beverage service activities (NACE 56)Size: total assets €4,434Show the evidence

Checked score

Score 2024

37 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 56% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 100=

equity 96.0% of total assets

Liquidity 60-1

short-term debt 4.0% · cash 8.0%

Profitability 31=

return on assets -2.5%

Bankruptcy probability, 12 months

6.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)

Last 24 months 11-2024: 2.3% 12-2024: 2.3%● unchanged vs 11-2024 01-2025: 2.3%● unchanged vs 12-2024 02-2025: 2.4%▲ +0.1 percentage points vs 01-2025 03-2025: 2.8%▲ +0.4 percentage points vs 02-2025 04-2025: 3.1%▲ +0.3 percentage points vs 03-2025 05-2025: 3.6%▲ +0.5 percentage points vs 04-2025 06-2025: 3.5%▼ -0.1 percentage points vs 05-2025 07-2025: 1.9%▼ -1.6 percentage points vs 06-2025 08-2025: 1.9%● unchanged vs 07-2025 09-2025: 1.6%▼ -0.3 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.5%▼ -0.1 percentage points vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.4%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: 1.6%▲ +0.2 percentage points vs 03-2026 05-2026: 1.9%▲ +0.3 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.8%▲ +0.8 percentage points vs 07-2026 09-2026: 3.6%▲ +0.8 percentage points vs 08-2026 10-2026: 6.1%▲ +2.5 percentage points vs 09-2026highest value

No publishable credit limit; credit only on tighter terms

balance sheet total too small for a liquidity verdict.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 64% on liquidity, 28% on profitability and 37% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises riskneutral

Figures for financial year 2024 (filed 03-06-2025)

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Sector: Food and beverage service activities (NACE 56)

KBO

Size: total assets €4,434

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.

NBB · 7 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline24-10-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-05-2025, 63 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

not filed

2024

63 days early

2023

11 days late

2022

68 days early

2021

31 days late

2020

396 days late

2019

119 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 71 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-05-2025 Annual accounts filedfinancial year 2024 · micro…
18-02-2025 Appointment: Khachatryan Harutyun (director)Resignations: Khachatryan Karen (director) and…
11-08-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: 7 loss-making years in a rowloss financial year 2024 -€112 View
Positive: Among the best 5% on solvencysector median 29.2% · 18,739 companies 96.0% View
Caution: Accounts not fileddeadline was 31-07-2026 85 days late View

By topic

Financials

Financial year: 2024
Total assets: €4,434
Loss: -€112
Solvency: 96.0%

Total assets▼ 1.0%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

Khachatryan HarutyunDirector

Go to Board & ownership

Timeline

Events: 10
Since: 2019

24-05-2023Annual accounts filed
31-12-2022Liquidity more than quadruples
31-08-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded: 12-07-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about ARMEN & FILS

What is the company number of ARMEN & FILS?: 0678.494.115. In Belgium the VAT number is the company number with BE in front: BE 0678.494.115.
Where is ARMEN & FILS based?: The registered office is at Luxemburgplein 12, 1050 Elsene.Company details
What does ARMEN & FILS do?: According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of ARMEN & FILS?: Private limited company (pre-2019) (BVBA).
When was ARMEN & FILS founded?: On 12-07-2017.
Is ARMEN & FILS still active?: Yes, ARMEN & FILS is an active enterprise in the KBO register.
What is the turnover of ARMEN & FILS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ARMEN & FILS profitable?: In financial year 2024, ARMEN & FILS made a loss of €112.
Where can I find the annual accounts of ARMEN & FILS?: ARMEN & FILS filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2024.