Equity
€529,683 from €1.3m in 2022
Equity fell by 58% in 3 years.
ArMau
Lifetime
4 annual accounts with figures on one time axispeak €1.8m (2024)
€421,169▼ 76.1%
lowest -€253,931 (2023)
-€90,960▼ €870,090
peak €1.3m (2022)
€529,683▼ 14.7%
€6.3m▼ 5.7%
Board2 names since 2020
2 directorsHEESTERMANS Martine Valentine Jozef and 1 other
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Gross margin from €1.8m to €421,169Loss of €90,960Equity from €620,643 to €529,683
Key points
from the 2025 annual accountsResult
-€90,960 -€90,960
From profit to loss in 2025, after a profit of €779,129 in 2024.
Turnover
≈ €550,000 estimated
The micro format states no turnover.
Debts
€6.3m 92% of the balance sheet
Financial debts 74%Suppliers 0%Taxes and wages 0%Other 26%
Of this, €1.7m falls due within a year.
Investments
€88,334 0.2 × depreciation
Green is investment, beige is depreciation.
Position in the sector
-€90,960
Lower net result than 95% of companies in financial services. Sector median €32,855 · 9,772 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9770 sector peers (2025).
NBB · sector comparisonPosition among 9770 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
on the day
2022
27 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 7 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Board and ownership
- HEESTERMANS Martine Valentine Jozef founderdeed of 30-12-2020
- HEIREMANS Astrid founderdeed of 30-12-2020
- Novotandeed of 30-12-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0759918388
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Slopen van niet vrijstaande gebouwen of constructies and 1 more · Ninove
Incorporation
Demerger: Novotan splits off to ArMau · Appointments: HEIREMANS Astrid (director) and HEESTERMANS Martine Valentine Jozef (director) · Founder: HEESTERMANS Martine Valentine Jozef (representative) · published on 30-12-2020 · Gazette deed
First establishment
Ring-Oost 14, Ninove
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ArMau Ninove | €6.9m | €421,169 | 7.7% | - |
| BM CONSULT Sint-Truiden | €6.8m | €429,496 | 85.1% | - |
| VITALIX LAB Woluwe-Saint-Lambert | €7.6m | €463,566 | 73.1% | 5.1 |
| Copains.group La Louvière | €6.3m | €457,510 | 63.9% | 5.3 |
| CleanHold Ghent | €9.1m | €343,424 | 66.9% | 1.6 |
| UNIFIRE Ghent | €5.6m | €580,103 | 96.1% | 1.9 |
| Claeyssens Investments Ghent | €6.6m | €270,205 | 37.8% | 1 |
These companies have the same main activity as ArMau: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €5.6m and €9.1m, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 17-12-2020Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Activities of holding companiesNACE 64210and 2 others
- Establishment unit
- 2.329.270.7979400 Ninove, since 17-12-2020
- Financial year end
- 30 June
- Peppol
- Reachable since 30-01-2025
Annual accounts to 30-06-2025
- €6.9m▼ 6.5%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on ArMau
ArMau files the micro format. That format states no turnover. The gross margin rose from €53,958 in 2022 to €421,169 in 2025.
The balance sheet grew most from 2023 to 2024 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ArMau
- What is the company number of ArMau?
- The company number of ArMau is 0759.918.388. The VAT number is the same number with BE in front: BE 0759.918.388.
- Where is ArMau based?
- The registered office is at Ring-Oost 14, 9400 Ninove.Company details
- What does ArMau do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of ArMau?
- ArMau is a private limited company (BV).
- When was ArMau founded?
- ArMau was founded on 17-12-2020.
- Is ArMau still active?
- Yes, ArMau is an active enterprise in the KBO register.
- What is the turnover of ArMau?
- The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €421,169 and 34 comparable companies (NACE 64210). It probably lies between €460,000 and €870,000.Financials
- Is ArMau profitable?
- In financial year 2025, ArMau made a loss of €90,960.
- Where can I find the annual accounts of ArMau?
- ArMau filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ArMau due?
- ArMau must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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