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ArmanD

Active
Public limited companyfounded 20242 yrs activeVan Beverlaan 28B, 1180 Ukkel, BelgiumKBO/BCE: BE 1006.426.270
Summary

The computed 12-month bankruptcy probability of ArmanD is 4.4% (elevated). The 2025 annual accounts show equity of €93,645 and a net result of -€6,355. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability36
Solvency33
Growth-
Track record67
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.36; short-term debt: 0.9% and cash: 0.3% of total assets), and 92.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 February 2024, ArmanD was incorporated as a Public limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€93,645
Total assets
€1.2m
Net result
-€6,355
Working capital
-€6,813

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €1.2m
Fixed assets €1.2m
Current assets €3,783
Equity and liabilities €1.2m
Equity €93,645
Debt €1.1m
Debt finances 92.3% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
0.36
Debt to equity
11.91
ROE
-6.8%
ROA
-0.5%
Debt ≤ 1 year
€10,596
Debt > 1 year
€1.1m

Peer companies

Historical observation

Of the 865 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
1.3% went bankrupt
1.6% stopped otherwise
97% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 865 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€1.2m
Fixed assets21/28€1.2m
Tangible fixed assets22/27€1.2m
Land and buildings22€1.2m
Plant, machinery and equipment23€407
Current assets29/58€3,783
Cash at bank and in hand54/58€3,783
Equity and liabilities
Total equity and liabilities10/49€1.2m
Equity10/15€93,645
Contributions10/11€100,000
Capital10€100,000
Issued capital100€100,000
Profit (loss) carried forward14-€6,355
Amounts payable17/49€1.1m
Amounts payable after more than one year17€1.1m
Financial debts170/4€1.1m
Amounts payable within one year42/48€10,596
Other amounts payable47/48€10,596
Income statement Code2025
Gross operating margin9900-€6,226
Operating profit (loss)9901-€6,226
Financial charges65/66B€129
Recurring financial charges65€129
Profit (loss) for the period before taxes9903-€6,355
Profit (loss) for the period9904-€6,355
Profit (loss) for the period to be appropriated9905-€6,355
Appropriation of the result
Profit (loss) to be appropriated9906-€6,355

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€6,226
Operating profit (loss)9901-€6,226
Financial charges65/66B€129
Recurring financial charges65€129
Profit (loss) for the period before taxes9903-€6,355
Profit (loss) for the period9904-€6,355
Profit (loss) for the period to be appropriated9905-€6,355
Line2025
Assets
Total assets20/58€1.2m
Fixed assets21/28€1.2m
Tangible fixed assets22/27€1.2m
Land and buildings22€1.2m
Plant, machinery and equipment23€407
Current assets29/58€3,783
Cash at bank and in hand54/58€3,783
Equity and liabilities
Total equity and liabilities10/49€1.2m
Equity10/15€93,645
Contributions10/11€100,000
Capital10€100,000
Issued capital100€100,000
Profit (loss) carried forward14-€6,355
Amounts payable17/49€1.1m
Amounts payable after more than one year17€1.1m
Financial debts170/4€1.1m
Amounts payable within one year42/48€10,596
Other amounts payable47/48€10,596
Line2025
Profit (loss) for the period9904-€6,355
Operating cash flow (approximation)-€6,355

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
3,219 m²
Building footprint
553 m²
Volume, LiDAR
5,663 m³
Parcel 21614H0009/00D011, Brussels · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ArmanD
Van Beverlaan 28B, 1180 UkkelRenting and operating of own or leased residential real estate, excluding social housing
since 20242.356.282.824
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21614H0009/00D011 Brussels 3,219 m² 1 · 553 m² 15.5 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded26-02-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006426270
Registered 13-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.