Turnover
≈ €460,000 estimated
The micro format states no turnover.
ARMADA
Lifetime
1 annual account with figurespeak €121,562 (2025)
€121,562
peak €90,008 (2025)
€90,008
peak €96,008 (2025)
€96,008
€37,924
Board1 name since 2025
1 directorBROOS Kobe Felix Gaston
Documentsfilings and deeds
05-06-202656 days before the deadline
2025micro format
Incorporation 14-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€6,000 1,200 shares
Position in the sector
€90,008
Higher net result than 92% of companies in wholesale trade. Sector median €5,626 · 13,803 companies.
Checked score
92
Excellent
Financially stronger than 89% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 1.6%
04-2026: 1.7%▲ +0.1 percentage points vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 2.1%▲ +0.4 percentage points vs 05-2026
07-2026: 2.1%● unchanged vs 06-2026
08-2026: 2.4%▲ +0.3 percentage points vs 07-2026
09-2026: 2.6%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -2.4 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €133,933
lowers risk
Liquidity: current ratio 5.59, cash €63,066
Equity €96,008 (71.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 76% of them on solvency, 95% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as ARMADA has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of ARMADA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for ARMADA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 5.59, above the usual 1.5. Short-term debt is 11.7% and cash 47.1% of total assets. 28.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
56 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019893236
Incorporation
Founding capital of €6,000, 1,200 shares · Founder: BROOS Kobe Felix Gaston · Appointment: BROOS Kobe Felix Gaston (director) · published on 14-02-2025 · Gazette deed
First establishment
Welvaartstraat 38, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ARMADA Bruges | €133,933 | €121,562 | 71.7% | - |
| Odith Edegem | €136,230 | €122,493 | 70.2% | - |
| KMA ENGINEERING Soignies | €152,864 | €96,048 | 45.5% | - |
| AMOGO Kortrijk | €116,255 | €101,056 | 36.4% | - |
| VerCaMat Deerlijk | €128,277 | €86,835 | 50.7% | - |
| BE GENEROUS Aalter | €143,145 | €66,631 | 78.5% | - |
| IMPULSO Antwerp | €144,576 | €67,718 | 59.4% | - |
These companies have the same main activity as ARMADA: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €116,000 and €153,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 12-02-2025Normal situation
- Activity
- Agents specialised in the wholesale of other particular productsNACE 46180and 2 others
- Establishment unit
- 2.370.131.9498310 Bruges, since 12-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €133,933
- Filing
- Filed on 05-06-2026, 56 days before the end of the filing period
Insights on ARMADA
ARMADA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96,008 and a net result of €90,008.
Its solvency ranks better than 76% of 13,797 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ARMADA
- What is the company number of ARMADA?
- The company number of ARMADA is 1019.893.236. The VAT number is the same number with BE in front: BE 1019.893.236.
- Where is ARMADA based?
- The registered office is at Welvaartstraat 38, 8310 Bruges.Company details
- What does ARMADA do?
- According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
- What is the legal form of ARMADA?
- ARMADA is a private limited company (BV).
- When was ARMADA founded?
- ARMADA was founded on 12-02-2025.
- Is ARMADA still active?
- Yes, ARMADA is an active enterprise in the KBO register.
- What is the turnover of ARMADA?
- The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €121,562 and 31 comparable companies (NACE 461). It probably lies between €210,000 and €1.1m.Financials
- Is ARMADA profitable?
- In financial year 2025, ARMADA made a profit of €90,008.
- Where can I find the annual accounts of ARMADA?
- ARMADA filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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