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ARM

Active
Private limited companyfounded 2025incorporated this yearArmand Segerslei 90, 2640 Mortsel, BelgiumKBO/BCE: BE 1029.453.179
Summary

ARM is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show negative equity (-€9,372) and a net result of -€9,373. Its solvency ranks better than 13% of 4664 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability5
Solvency14
Growth-
Track record50
Credit verdict
No credit on open account
Liquidity short (current ratio 0.71; short-term debt: 80.6% and cash: 4.1% of total assets), and equity is negative.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
20 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ARM was incorporated on 21 October 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€9,372
Total assets
€85,604
Net result
-€9,373
Working capital
-€20,331

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €85,604
Fixed assets €36,945
Current assets €48,659
Key figures and ratios
2025 value
EBITDA
-€8,953
Cash flow
-€9,211
Solvency
-10.9%
Current ratio
0.71
Debt to equity
-10.13
ROA
-10.9%
Interest coverage
-34.81
Debt
€94,977
Debt ≤ 1 year
€68,990
Debt > 1 year
€25,987
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€85,604
Fixed assets21/28€36,945
Tangible fixed assets22/27€36,945
Leasing and similar rights25€36,945
Current assets29/58€48,659
Amounts receivable within one year40/41€45,186
Trade receivables40€37,107
Other amounts receivable41€8,079
Cash at bank and in hand54/58€3,473
Equity and liabilities
Total equity and liabilities10/49€85,604
Equity10/15-€9,372
Contributions10/11€1
Profit (loss) carried forward14-€9,373
Amounts payable17/49€94,977
Amounts payable after more than one year17€25,987
Financial debts170/4€25,987
Amounts payable within one year42/48€68,990
Current portion of amounts payable after more than one year42€5,717
Trade debts44€51,566
Suppliers440/4€51,566
Other amounts payable47/48€11,707
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€163
Other operating charges640/8€55
Gross operating margin9900-€8,898
Operating profit (loss)9901-€9,116
Financial charges65/66B€257
Recurring financial charges65€257
Profit (loss) for the period before taxes9903-€9,373
Profit (loss) for the period9904-€9,373
Profit (loss) for the period to be appropriated9905-€9,373
Appropriation of the result
Profit (loss) to be appropriated9906-€9,373

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€163
Other operating charges640/8€55
Gross operating margin9900-€8,898
Operating profit (loss)9901-€9,116
Financial charges65/66B€257
Recurring financial charges65€257
Profit (loss) for the period before taxes9903-€9,373
Profit (loss) for the period9904-€9,373
Profit (loss) for the period to be appropriated9905-€9,373
Line2025
Assets
Total assets20/58€85,604
Fixed assets21/28€36,945
Tangible fixed assets22/27€36,945
Leasing and similar rights25€36,945
Current assets29/58€48,659
Amounts receivable within one year40/41€45,186
Trade receivables40€37,107
Other amounts receivable41€8,079
Cash at bank and in hand54/58€3,473
Equity and liabilities
Total equity and liabilities10/49€85,604
Equity10/15-€9,372
Contributions10/11€1
Profit (loss) carried forward14-€9,373
Amounts payable17/49€94,977
Amounts payable after more than one year17€25,987
Financial debts170/4€25,987
Amounts payable within one year42/48€68,990
Current portion of amounts payable after more than one year42€5,717
Trade debts44€51,566
Suppliers440/4€51,566
Other amounts payable47/48€11,707
Line2025
Profit (loss) for the period9904-€9,373
+ Depreciation and write-downs630€163
Operating cash flow (approximation)-€9,211

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
181 m²
Building footprint
91 m²
Volume, LiDAR
1,056 m³
Parcel 11513C0077/00N006, Flanders · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ARM
Armand Segerslei 90, 2640 MortselOn-demand passenger transport by chauffeured vehicle
since 20252.380.502.239
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11513C0077/00N006 Flanders 181 m² 1 · 91 m² 12.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,683 companies in sector 49330 we hold annual accounts for 2,295. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings

Scores and ratios are computed by Checked and are not a credit decision.