ARLAV
ActiveARLAV has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €237k and a net result of €-33k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 19354 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability25▼-1
Solvency62▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
cash: 8.7% of total assets, and 63.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.8%
Return on assets
-5.1%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year €-33k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
9 d early
2022
on the day
2021
22 d late
2020
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€237k▼ 12.1%
2023 · €270k
2020: €191k
2021: €166k
2022: €303k
2023: €270k
2020 → 2024
Total assets
€644k▼ 5.8%
2023 · €684k
2020: €240k
2021: €378k
2022: €356k
2023: €684k
2020 → 2024
Net result
€-33k▲ 0.2%
2023 · €-33k
2020: €-23k
2021: €-25k
2022: €123k
2023: €-33k
2020 → 2024
Working capital
€308k▲ 4,030%
2021 · €7k
2020: €27k
2021: €7k
2020 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€191k-€166k▼ 13.1%€303k▲ 82.4%€270k▼ 10.8%€237k▼ 12.1%
Operating result€-17k-€-13k▲ 22.1%€139k€-26k€-24k▲ 6.7%
Net result€-23k-€-25k▼ 8.2%€123k€-33k€-33k▲ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2024 against €26k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €644k
Equity
€237k▼ 12.1%
Debt
€407k▼ 1.7%
The debt ratio rises from 60.6% to 63.2%. Equity and debt are lower.
Key figures and ratios
Solvency
36.8%▼
2023 · 39.4%
Debt / equity
1.72▲
2023 · 1.53
ROE
-13.8%▼
2023 · -12.1%
ROA
-5.1%▼
2023 · -4.8%
Debt
€407k▼
2023 · €414k
Debt > 1 year
€400k=
2023 · €400k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€684k€644k▼
Current assets29/58€684k€644k▼
Stocks and contracts in progress3€371k€371k=
Stocks30/36€371k€371k=
Amounts receivable within one year40/41€239k€217k▼
Trade receivables40€24k-
Other amounts receivable41€215k€217k▲
Cash at bank and in hand54/58€74k€56k▼
Equity and liabilities
Total equity and liabilities10/49€684k€644k▼
Equity10/15€270k€237k▼
Contributions10/11€228k€228k=
Profit (loss) carried forward14€42k€9k▼
Amounts payable17/49€414k€407k▼
Amounts payable after more than one year17€400k€400k=
Financial debts170/4€400k€400k=
Accrued charges and deferred income492/3€14k€7k▼
Income statement
Code20232024
Other operating charges640/8€19k€44▼
Gross operating margin9900€-7k€-24k▼
Operating profit (loss)9901€-26k€-24k▲
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€-36k€-33k▲
Income taxes67/77€-4k-
Profit (loss) for the period9904€-33k€-33k▲
Profit (loss) for the period to be appropriated9905€-33k€-33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€9k▼
Profit (loss) brought forward from the previous period14P€75k€42k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-33k ▼127%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €123k
Net result €123k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €303k ▲82.4%
Equity rises from €166k to €303k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laarheidestraat 26A1650 BeerselGround area
368 m²
Building footprint
172 m²
Volume, LiDAR
1,047 m³
Parcel 23003A0623/00V000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003A0623/00V000 | Flanders | 368 m² | 1 · 172 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO VRA
BE 0502.807.715
Wetteren · Eq €239k
RIJBANEN VAN VLAAMS BRABANT
BE 0462.685.347
Overijse · Eq €235k
CYBERNETICS
BE 0430.559.244
Antwerpen · Eq €235k
ALPINO
BE 0647.613.174
Ronse · Eq €240k
ASSIMMGEST
BE 0860.015.559
Plombières · Eq €235k
Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 999 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2020
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.