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ARITIM

Active
Private limited companyfounded 20233 yrs activeEgaartbaan 32, 1741 Ternat, BelgiumKBO/BCE: BE 0802.136.649
Summary

ARITIM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,450) and a net result of -€1,405. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 9% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch ReportCompare
ARITIMActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of watches and jewellery
NACE 47770
1 site
Size
€2,306total assets 2025
Equity
-€2,450
Loss
-€1,405
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.3%
Structure
Accounts filed 24 d late0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€2,450- Founded in 2023+ Size: total assets €2,306+ Liquidity: current ratio 0.51, cash €1,811Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 17% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -106.2% of total assets
Liquidity 50=
short-term debt 197.0% · cash 78.5%
Profitability 0-100
return on assets -60.9%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● 0.0% vs 11-2024 01-2025: 1.4%▲ +6.3% vs 12-2024 02-2025: 1.4%▲ +0.8% vs 01-2025 03-2025: 1.3%▼ -2.3% vs 02-2025 04-2025: 1.3%▲ +0.6% vs 03-2025 05-2025: 1.4%▲ +4.1% vs 04-2025 06-2025: 1.4%▲ +3.3% vs 05-2025 07-2025: 1.5%▲ +5.9% vs 06-2025 08-2025: 2.1%▲ +39.5% vs 07-2025 09-2025: 2.5%▲ +15.9% vs 08-2025highest value 10-2025: 1.3%▼ -48.5% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%▼ -1.6% vs 11-2025 01-2026: 1.2%▼ -3.7% vs 12-2025 02-2026: 1.2%▼ -1.4% vs 01-2026 03-2026: 1.2%▼ -0.3% vs 02-2026lowest value 04-2026: 1.2%▲ +0.9% vs 03-2026 05-2026: 1.2%▼ -0.8% vs 04-2026 06-2026: 1.2%▲ +1.2% vs 05-2026 07-2026: 1.3%▲ +5.1% vs 06-2026 08-2026: 1.8%▲ +43.3% vs 07-2026 09-2026: 1.3%▼ -27.6% vs 08-2026 10-2026: 1.3%● 0.0% vs 09-2026
  • Size: total assets €2,306 lowers the probability for this profile
  • Liquidity: current ratio 0.51, cash €1,811 lowers the probability
  • Negative equity -€2,450 raises the probability
  • Founded in 2023 raises the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 52%, profitability 6%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2,306
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.51, cash €1,811
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity -€2,450
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€2,450
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
24 d late
2024
27 d late
2023
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €2,159

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€2,450 View
  • Caution: Among the weakest 9% on solvencysector median 34.1% · 21,069 companies -106.2% View
  • Total assets 20253 fiscal years filed €2,306 View

By topic

Financials

Fiscal year
2025
Total assets
€2,306
Loss
-€1,405
Solvency
-106.2%
Total assets▲ 30.7%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 24-08-2026Annual accounts filed
  2. 27-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of watches and jewelleryNACE 47770
Founded
26-05-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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