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ARIS CONSTRUCT

Active
Private limited companyfounded 2021active for 5 yearsBergensesteenweg 421, 1600 Sint-Pieters-Leeuw, Belgium294 active companies are registered at this addressKBO/BCE: BE 0764.902.408
Summary

ARIS CONSTRUCT has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,204 and a net result of €76,240. Equity is growing by about 96% per year across the filed financial years. Its solvency ranks better than 38% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €410,000turnover 2025, estimated
Staff
≈ 0 FTE, estimated
Equity
€189,204
Profit
€76,240
Turnover estimated from the gross margin
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2025 accounts filed 26 days late1 deed in the Belgian Official Gazette
Why 66raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021lowers riskSize: total assets €598,887Figures for financial year 2025 (filed 02-04-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 52% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Average
Solvency 57=
equity 31.6% of total assets
Liquidity 20=
short-term debt 67.2% · cash 4.2%
Profitability 85-13
return on assets 12.7%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)
Last 24 months 11-2024: 5.8% 12-2024: 6.0%▲ +0.2 percentage points vs 11-2024 01-2025: 6.1%▲ +0.1 percentage points vs 12-2024 02-2025: 6.1%● unchanged vs 01-2025 03-2025: 6.8%▲ +0.7 percentage points vs 02-2025highest value 04-2025: 2.0%▼ -4.8 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.0%● unchanged vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 2.3%▲ +0.3 percentage points vs 10-2025 12-2025: 2.4%▲ +0.1 percentage points vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 2.6%▲ +0.2 percentage points vs 01-2026 03-2026: 3.2%▲ +0.6 percentage points vs 02-2026 04-2026: 3.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%▼ -2.2 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.0%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 1.0%● unchanged vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.42, compared with 1.35 in 2024, below the usual 1.5; short-term debt: 67.2% and cash: 4.2% of total assets), and 68.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 39% on solvency, 16% on liquidity, 68% on profitability and 84% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €598,887
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 02-04-2026)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 26-03-2026, 26 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
26 days late
2024
1 day early
2023
20 days early
2022
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 3 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-07-2026 is due by 28-02-2027. Nothing is late today. The company usually files around 20 February (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-07-2026 year end29-10-2026 today28-02-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €150,000equity €189,204 ▲67.5%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (26 days) Filed on 26 March 2026, deadline 28 February 2026 (7 months after the close on 31 July 2025, Companies Code art. 3:10). Source: NBB, 2026-00071356.

Turnover
€465,656
EBIT margin
8.3%
Net result
€76,240▼ 7.1%
2024 · €82,058
Working capital
€168,843▲ 117%
2024 · €77,730
Trend over the years

2022 to 2025, 4 financial years

The operating result falls in 2025; 2025 is 11% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€101,921 2025 Net result€76,240 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Turnover€465,656
Operating result€2,302-€38,514▲ 17×€114,376▲ 197%€101,921▼ 10.9%
Net result€156within the sector's middle half-€28,751above the sector's middle half▲ 185×€82,058above the sector's middle half▲ 185%€76,240above the sector's middle half▼ 7.1%
EBIT margin8.3%
Equity€2,156below the sector's middle half-€30,906within the sector's middle half▲ 14×€112,964above the sector's middle half▲ 266%€189,204above the sector's middle half▲ 67.5%
Total assets€88,945within the sector's middle half-€116,669within the sector's middle half▲ 31.2%€351,423above the sector's middle half▲ 201%€598,887above the sector's middle half▲ 70.4%
Debt€86,789-€85,763▼ 1.2%€238,459▲ 178%€409,683▲ 71.8%
Working capital-€16,724below the sector's middle half-€16,543within the sector's middle half€77,730within the sector's middle half▲ 370%€168,843above the sector's middle half▲ 117%
Solvency2.4%below the sector's middle half-26.5%within the sector's middle half▲ 24.1pp32.1%within the sector's middle half▲ 5.7pp31.6%within the sector's middle half▼ 0.6pp
Current ratio0.72below the sector's middle half-1.26within the sector's middle half▲ 0.541.35within the sector's middle half▲ 0.091.42within the sector's middle half▲ 0.07
Return on assets (ROA)0.2%below the sector's middle half-24.6%above the sector's middle half▲ 24.5pp23.4%above the sector's middle half▼ 1.3pp12.7%within the sector's middle half▼ 10.6pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €598,887
Fixed assets €27,767 ▼ 44.3%
Current assets €571,120 ▲ 89.4%
Equity and liabilities €598,887
Equity €189,204 ▲ 67.5%
Debt €409,683 ▲ 71.8%
Debt's share of the balance-sheet total rises from 67.9% to 68.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€110,918▼
2024 · €125,903
Cash flow
€85,237▼
2024 · €93,585
Debt to equity
2.17▲
2024 · 2.11
ROE
40.3%▼
2024 · 72.6%
Interest coverage
50.74▲
2024 · 23.85
Debt ≤ 1 year
€402,277▲
2024 · €223,856
Debt > 1 year
€7,405▼
2024 · €14,602
Income taxes
€23,431▼
2024 · €27,040
Staff costs
€387▼
2024 · €707
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,782 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 96.7% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
96.7% still going

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,782 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€351,423€598,887▲
Fixed assets21/28€49,837€27,767▼
Tangible fixed assets22/27€49,837€27,767▼
Furniture and vehicles24€49,837€27,767▼
Current assets29/58€301,586€571,120▲
Amounts receivable within one year40/41€291,739€545,687▲
Trade receivables40€171,252€348,918▲
Other amounts receivable41€120,486€196,769▲
Cash at bank and in hand54/58€9,847€25,433▲
Equity and liabilities
Total equity and liabilities10/49€351,423€598,887▲
Equity10/15€112,964€189,204▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€110,964€187,204▲
Amounts payable17/49€238,459€409,683▲
Amounts payable after more than one year17€14,602€7,405▼
Financial debts170/4€14,602€7,405▼
Amounts payable within one year42/48€223,856€402,277▲
Current portion of amounts payable after more than one year42€6,797€6,894▲
Trade debts44€172,714€354,681▲
Suppliers440/4€161,554€207,999▲
Bills of exchange payable441€11,160€146,682▲
Taxes, remuneration and social security45€44,345€40,702▼
Taxes450/3€31,760€40,702▲
Remuneration and social security454/9€12,585-
Income statement Code20242025
Remuneration, social security and pensions62€707€387▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,527€8,997▼
Other operating charges640/8€7,745€14,564▲
Gross operating margin9900€134,354€125,869▼
Operating profit (loss)9901€114,376€101,921▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€5,278€2,250▼
Recurring financial charges65€5,278€2,186▼
Non-recurring financial charges66B-€64
Profit (loss) for the period before taxes9903€109,098€99,671▼
Income taxes67/77€27,040€23,431▼
Profit (loss) for the period9904€82,058€76,240▼
Profit (loss) for the period to be appropriated9905€82,058€76,240▼
Appropriation of the result
Profit (loss) to be appropriated9906€110,964€187,204▲
Profit (loss) brought forward from the previous period14P€28,906€110,964▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Turnover70-€465,656---
Goods, raw materials, services and sundry goods60/61-€414,264---
Remuneration, social security and pensions62€129€348€707€387▼ 45.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€917€9,399€11,527€8,997▼ 21.9%
Other operating charges640/8€3,486€3,130€7,745€14,564▲ 88.0%
Gross operating margin9900€6,833€51,392€134,354€125,869▼ 6.3%
Operating profit (loss)9901€2,302€38,514€114,376€101,921▼ 10.9%
Financial income75/76B--€1€0▼ 33.3%
Recurring financial income75--€1€0▼ 33.3%
Financial charges65/66B€734€1,858€5,278€2,250▼ 57.4%
Recurring financial charges65€734€1,858€5,278€2,186▼ 58.6%
Non-recurring financial charges66B---€64-
Profit (loss) for the period before taxes9903€1,568€36,656€109,098€99,671▼ 8.6%
Income taxes67/77€1,412€7,905€27,040€23,431▼ 13.3%
Profit (loss) for the period9904€156€28,751€82,058€76,240▼ 7.1%
Profit (loss) for the period to be appropriated9905€156€28,751€82,058€76,240▼ 7.1%
Line2022202320242025Change
Assets
Total assets20/58€88,945€116,669€351,423€598,887▲ 70.4%
Fixed assets21/28€46,715€35,960€49,837€27,767▼ 44.3%
Tangible fixed assets22/27€46,715€35,960€49,837€27,767▼ 44.3%
Furniture and vehicles24€46,715€35,960€49,837€27,767▼ 44.3%
Current assets29/58€42,230€80,709€301,586€571,120▲ 89.4%
Amounts receivable within one year40/41€39,623€80,709€291,739€545,687▲ 87.0%
Trade receivables40€21,713€70,701€171,252€348,918▲ 104%
Other amounts receivable41€17,911€10,008€120,486€196,769▲ 63.3%
Cash at bank and in hand54/58€2,607-€9,847€25,433▲ 158%
Equity and liabilities
Total equity and liabilities10/49€88,945€116,669€351,423€598,887▲ 70.4%
Equity10/15€2,156€30,906€112,964€189,204▲ 67.5%
Contributions10/11€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14€156€28,906€110,964€187,204▲ 68.7%
Amounts payable17/49€86,789€85,763€238,459€409,683▲ 71.8%
Amounts payable after more than one year17€27,835€21,597€14,602€7,405▼ 49.3%
Financial debts170/4€27,835€21,597€14,602€7,405▼ 49.3%
Amounts payable within one year42/48€58,954€64,166€223,856€402,277▲ 79.7%
Current portion of amounts payable after more than one year42€6,622€6,797€6,797€6,894▲ 1.4%
Financial debts43-€5,522---
Credit institutions430/8-€5,522---
Trade debts44€31,970€42,458€172,714€354,681▲ 105%
Suppliers440/4€18,512€28,618€161,554€207,999▲ 28.7%
Bills of exchange payable441€13,459€13,840€11,160€146,682▲ 13×
Advances received on contracts in progress46€18,950----
Taxes, remuneration and social security45€1,412€9,388€44,345€40,702▼ 8.2%
Taxes450/3€1,412€9,388€31,760€40,702▲ 28.2%
Remuneration and social security454/9--€12,585--
Line2022202320242025Change
Profit (loss) for the period9904€156€28,751€82,058€76,240▼ 7.1%
+ Depreciation and write-downs630€917€9,399€11,527€8,997▼ 21.9%
Operating cash flow (approximation)€1,072€38,150€93,585€85,237▼ 8.9%
Investment in fixed assets (approximation)-€1,355-€25,403€13,072-
Change in cash---€15,586-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-07-2025 micro format 26-03-2026 2026-00071356
31-07-2024 micro format 27-02-2025 2025-00043772
31-07-2023 micro format 09-02-2024 2024-00030230
31-07-2022 micro format 13-02-2023 2023-00027638

Similar companies · same sector, comparable size

Of the 29,226 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,354. 12,380 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 11 March 2021, ARIS CONSTRUCT was incorporated as a private limited company.1 Total assets went from €88,945 in 2022 to €598,887 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 28-02-2027
2026
26-03
NBB filing Annual accounts filed
financial year 2025 · micro format · 26 days late
2025
31-07
Financial Equity above €150,000equity €189,204 ▲67.5%
A profit in every financial year since 2022 builds equity to €189,204.
27-02
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-07
Financial Highest result from 2022 to 2025net €82,058 ▲185%
Operating result €114,376, net result €82,058, both a record.
31-07
Financial Equity above €100,000equity €112,964 ▲266%
A profit in every financial year since 2022 builds equity to €112,964.
09-02
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
13-02
NBB filing Annual accounts filed
financial year 2022 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded11-03-2021
Financial year end31-07
Activities, NACEBEL 2025
41001General construction of residential buildings
41002General construction of office buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
Contact
Phone 0471200891Ganshoren
E-invoicing
Reachable via Peppol
Peppol ID 0208:0764902408
Also 9925:BE0764902408
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0764.902.408

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
8,436 m²
Building footprint
1,408 m²
Building volume
867 m³
2 parcels, Brussels, Flanders · tallest building 14.0 m. Linked by address, not a title deed.
294 companies at this address See who is registered here
1 establishment unit
ARIS CONSTRUCT
Joseph Druezstraat 19, 1083 GanshorenGeneral construction of residential buildings
since 2021unit no. 2.314.435.143
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
23582E0505/00E000 Flanders 8,312 m² 1 · 1,330 m² -
21008A0386/00V000 Brussels 125 m² 1 · 78 m² 14.0 m · 4
How the parcels are linked
Good to know
Both parcels match the address exactly.