Summary
ARIANE BUILDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €10.4m and a net result of -€504,107. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
11 d late
2023
78 d early
2022
87 d early
2021
74 d early
2020
92 d early
2019
112 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 69 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?Monument Assurance Belgium · 23 companies What changed in the latest annual accounts?What changed
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Financials · fiscal year 2024, full schema
Equity
€10.4m
2023 · -€8.6m
Net result
-€504,107▲ 89.7%
2023 · -€4.9m
Total assets
€17.7m▼ 7.1%
2023 · €19.1m
Solvency
58.7%▲ 103.6pp
2023 · -44.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€2.5m
Operating result-€6.7m-€548,582▲ 91.8%-€483,787▲ 11.8%-€4.4m▼ 807%-€114,476▲ 97.4%
Net result-€7.2mbelow the sector's middle half-€976,252below the sector's middle half▲ 86.4%-€900,197below the sector's middle half▲ 7.8%-€4.9mbelow the sector's middle half▼ 445%-€504,107below the sector's middle half▲ 89.7%
Equity-€1.8mbelow the sector's middle half-€2.7mbelow the sector's middle half▼ 55.1%-€3.6mbelow the sector's middle half▼ 32.8%-€8.6mbelow the sector's middle half▼ 134%€10.4mwithin the sector's middle half
Total assets€30.5mwithin the sector's middle half▼ 18.3%€27.9mwithin the sector's middle half▼ 8.4%€25.0mwithin the sector's middle half▼ 10.5%€19.1mwithin the sector's middle half▼ 23.6%€17.7mwithin the sector's middle half▼ 7.1%
Debt€32.2m▲ 1.1%€30.6m▼ 4.9%€28.6m▼ 6.7%€27.6m▼ 3.4%€7.3m▼ 73.5%
Working capital-€8.9mbelow the sector's middle half▲ 39.7%-€10.0mbelow the sector's middle half▼ 12.5%-€11.1mbelow the sector's middle half▼ 11.0%-€12.4mbelow the sector's middle half▼ 12.1%€198,028within the sector's middle half
Solvency-5.8%below the sector's middle half▼ 20.3pp-9.9%below the sector's middle half▼ 4.0pp-14.6%below the sector's middle half▼ 4.8pp-44.9%below the sector's middle half▼ 30.2pp58.7%within the sector's middle half▲ 103.6pp
Current ratio0.23below the sector's middle half▲ 0.150.19below the sector's middle half▼ 0.050.12below the sector's middle half▼ 0.070.10below the sector's middle half▼ 0.011.10within the sector's middle half▲ 1.00
Return on assets (ROA)-23.6%below the sector's middle half▼ 27.8pp-3.5%below the sector's middle half▲ 20.1pp-3.6%below the sector's middle half▼ 0.1pp-25.7%below the sector's middle half▼ 22.1pp-2.8%below the sector's middle half▲ 22.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €114,476 in 2024 against €4.4m in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €17.7m
Fixed assets
€15.6m ▼ 11.5%
Current assets
€2.1m ▲ 48.2%
Equity and liabilities €17.7m
Equity
€10.4m
Debt
€7.3m
Debt finances 41.3% of the balance-sheet total.
Key figures and ratios
ROE
-4.8%
Debt ≤ 1 year
€1.9m▼
2023 · €13.8m
Debt > 1 year
€5.4m▼
2023 · €13.7m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €2.5m | - |
| Non-recurring operating income76A | - | - | - | - | €414,030 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €462,980 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2.1m | €2.1m | €2.1m | €6.2m | €2.1m | ▼ 65.3% |
| Other operating charges640/8 | - | €1.6m | €1.7m | €1.8m | €1.9m | ▲ 8.1% |
| Non-recurring operating charges66A | - | - | - | - | €27,127 | - |
| Gross operating margin9900 | €3.1m | €3.2m | €3.3m | €3.5m | €3.9m | ▲ 12.0% |
| Operating profit (loss)9901 | -€6.7m | -€548,582 | -€483,787 | -€4.4m | -€114,476 | ▲ 97.4% |
| Financial income75/76B | - | €4,772 | €3,251 | €1,190 | €21,129 | ▲ 1,676% |
| Recurring financial income75 | €8,039 | €4,772 | €3,251 | €1,190 | €21,129 | ▲ 1,676% |
| Financial charges65/66B | - | €432,442 | €419,192 | €521,608 | €410,760 | ▼ 21.3% |
| Recurring financial charges65 | €514,573 | €432,442 | €419,192 | €521,608 | €410,760 | ▼ 21.3% |
| Profit (loss) for the period before taxes9903 | -€7.2m | -€976,252 | -€899,728 | -€4.9m | -€504,107 | ▲ 89.7% |
| Income taxes67/77 | -€111 | - | €469 | €1 | - | - |
| Profit (loss) for the period9904 | -€7.2m | -€976,252 | -€900,197 | -€4.9m | -€504,107 | ▲ 89.7% |
| Profit (loss) for the period to be appropriated9905 | -€7.2m | -€976,252 | -€900,197 | -€4.9m | -€504,107 | ▲ 89.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €30.5m | €27.9m | €25.0m | €19.1m | €17.7m | ▼ 7.1% |
| Formation expenses20 | - | - | - | - | €0 | - |
| Fixed assets21/28 | €27.7m | €25.6m | €23.5m | €17.7m | €15.6m | ▼ 11.5% |
| Tangible fixed assets22/27 | €27.7m | €25.6m | €23.5m | €17.7m | €15.6m | ▼ 11.5% |
| Land and buildings22 | - | €7.6m | €7.6m | €7.6m | €7.6m | = |
| Plant, machinery and equipment23 | - | €50,382 | €42,631 | €34,879 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €8,475 | €6,196 | €4,383 | €2,569 | ▼ 41.4% |
| Leasing and similar rights25 | - | €18.0m | €15.9m | €9.9m | €7.9m | ▼ 20.7% |
| Other tangible fixed assets26 | - | - | - | - | €161,531 | - |
| Assets under construction and advance payments27 | - | - | - | €137,455 | €29,089 | ▼ 78.8% |
| Current assets29/58 | €2.7m | €2.3m | €1.4m | €1.4m | €2.1m | ▲ 48.2% |
| Amounts receivable after more than one year29 | - | €38,544 | - | - | - | - |
| Trade receivables290 | - | €38,544 | - | - | - | - |
| Amounts receivable within one year40/41 | €2.3m | €1.5m | €689,398 | €713,529 | €1.7m | ▲ 139% |
| Trade receivables40 | - | €1.5m | €689,339 | €713,471 | €772,223 | ▲ 8.2% |
| Other amounts receivable41 | - | €469 | €59 | €58 | €929,573 | ▲ 1,593,272% |
| Cash at bank and in hand54/58 | €21,355 | €489,194 | €544,626 | €529,165 | €194,811 | ▼ 63.2% |
| Deferred charges and accrued income490/1 | - | €228,045 | €209,961 | €163,688 | €187,594 | ▲ 14.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €30.5m | €27.9m | €25.0m | €19.1m | €17.7m | ▼ 7.1% |
| Equity10/15 | -€1.8m | -€2.7m | -€3.6m | -€8.6m | €10.4m | ▲ 222% |
| Contributions10/11 | €32.2m | €32.2m | €32.2m | €32.2m | €51.7m | ▲ 60.4% |
| Capital10 | - | €32.2m | €32.2m | €32.2m | €51.7m | ▲ 60.4% |
| Issued capital100 | - | €32.2m | €32.2m | €32.2m | €51.7m | ▲ 60.4% |
| Reserves13 | €38,723 | €38,723 | €38,723 | €38,723 | €38,723 | = |
| Non-distributable reserves130/1 | - | €38,723 | €38,723 | €38,723 | €38,723 | = |
| Legal reserve130 | - | €38,723 | €38,723 | €38,723 | €38,723 | = |
| Profit (loss) carried forward14 | -€34.0m | -€35.0m | -€35.9m | -€40.8m | -€41.3m | ▼ 1.2% |
| Amounts payable17/49 | €32.2m | €30.6m | €28.6m | €27.6m | €7.3m | ▼ 73.5% |
| Amounts payable after more than one year17 | €20.5m | €18.3m | €16.0m | €13.7m | €5.4m | ▼ 60.4% |
| Financial debts170/4 | - | €18.3m | €16.0m | €13.7m | €5.4m | ▼ 60.6% |
| Other amounts payable178/9 | - | - | - | €41,823 | €41,823 | = |
| Amounts payable within one year42/48 | €11.6m | €12.3m | €12.5m | €13.8m | €1.9m | ▼ 86.4% |
| Current portion of amounts payable after more than one year42 | - | €2.2m | €2.3m | €2.3m | €878,855 | ▼ 62.1% |
| Financial debts43 | - | €7.8m | €9.5m | €10.8m | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | - | €0 | - |
| Other loans439 | - | €7.8m | €9.5m | €10.8m | €0 | ▼ 100% |
| Trade debts44 | €1.4m | €2.2m | €791,061 | €773,161 | €1.0m | ▲ 30.3% |
| Suppliers440/4 | - | €2.2m | €791,061 | €773,161 | €1.0m | ▲ 30.3% |
| Taxes, remuneration and social security45 | - | €3,308 | - | €1,970 | €0 | ▼ 100% |
| Taxes450/3 | - | €3,308 | - | €1,970 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | - | €0 | - |
| Accrued charges and deferred income492/3 | - | €81,454 | €73,046 | €65,689 | €68 | ▼ 99.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7.2m | -€976,252 | -€900,197 | -€4.9m | -€504,107 | ▲ 89.7% |
| + Depreciation and write-downs630 | €2.1m | €2.1m | €2.1m | €6.2m | €2.1m | ▼ 65.3% |
| Operating cash flow (approximation) | -€5.1m | €1.2m | €1.2m | €1.2m | €1.6m | ▲ 30.9% |
| Investment in fixed assets (approximation) | - | -€24,616 | €0 | -€297,288 | -€101,294 | ▲ 65.9% |
| Change in cash | - | €467,839 | €55,432 | -€15,461 | -€334,354 | ▼ 2,063% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
2024
31-12
Financial
Liquidity times 11current ratio 1.10
Current ratio from 0.10 to 1.10; short-term debt falls from €13.8m to €1.9m.
31-12
Financial
Equity above €10mEq €10.4m
Equity rises from -€8.6m to €10.4m.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet -€7.2m
Net result drops to -€7.2m, the lowest in the series; recovery starts the following year.
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €1.6m ▲40.2%
Operating result €2.2m, net result €1.6m, both a record.
31-12
Financial
Equity above €5mEq €5.4m ▲41.6%
2 profitable years in a row build equity to €5.4m.
Show earlier events
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 21 acts read
About the unread acts
We know of 21 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
21 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2004
Ground area
2,542 m²
Building footprint
1,816 m²
Volume, LiDAR
63,447 m³
Parcel 21014A0003/00M022, Brussels · tallest building 53.4 m, ±14 floors. Linked by address, not a title deed.
168
companies at this address
See who is registered here
1 establishment unit
ARIANE BUILDING
since 20042.137.168.732
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0003/00M022 | Brussels | 2,542 m² | 1 · 1,816 m² | 53.4 m · 14 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
Monument Assurance Belgium
23 companies
Group, risk and exposure
Owners and holdings
2 ownersChain of control
- Monument Assurance Belgium
- Monument Immo Management
- ARIANE BUILDING
Highest known parent: Monument Assurance Belgium. The sources do not say who stands above it.
Owners 2
-
75%
- Sourceown accounts 202425%
Holdings 0
The accounts to 31-12-2024 list no holdings, and no other source names one.
According to the 2024 annual accounts of ARIANE BUILDING and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
549300S1FVP86H0KKC28
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 5,954 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded02-01-2004
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862467382
Also
9925:BE0862467382
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.