Age7 yrs
Real estate2 parcels · 505 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ARI CONSTRUCT is 3.7% (moderate). The 2024 annual accounts show equity of €46k and a net result of €3k. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 14-11-2025 | 106 d late | 2025-00567333 |
| 31-12-2023 | 31-07-2024 | 06-11-2024 | 98 d late | 2024-00530445 |
| 31-12-2022 | 31-07-2023 | 31-12-2023 | 153 d late | 2024-00544285 |
| 31-12-2021 | 31-07-2022 | 22-08-2022 | 22 d late | 2022-20300960 |
| 31-12-2020 | 31-07-2021 | 10-11-2021 | 102 d late | 2021-77000324 |
| 31-12-2019 | 31-07-2020 | 30-10-2020 | 91 d late | 2020-65100406 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.7%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€3k
Working capital€45k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 14-11-2025 with the NBB · fiscal year 2024 · micro
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €16k |
| Net profit | €3k |
| Cash flow | €9k |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €76k |
| Equity | €46k |
| Debt | €30k |
| of which ≤ 1y | €9k |
| of which > 1y | €21k |
| Working capital | €45k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 6.06 |
| Quick ratio | 6.06 |
| Working capital ratio | 59.2% |
| Solvency | 60.8% |
| Debt / equity | 0.64 |
| Long-term debt ratio | 0.45 |
| Interest coverage | 13.47 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.6% |
| ROE | 5.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €76k |
| Fixed assets | 21/28 | €22k |
| Tangible fixed assets | 22/27 | €22k |
| Financial fixed assets | 28 | €160 |
| Current assets | 29/58 | €54k |
| Amounts receivable within one year | 40/41 | €35k |
| Cash & bank | 54/58 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €76k |
| Equity | 10/15 | €46k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €26k |
| Amounts payable | 17/49 | €30k |
| Amounts payable after one year | 17 | €21k |
| Amounts payable within one year | 42/48 | €9k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €19k |
| Operating result | 9901 | €9k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €8k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
1 director6 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
IORDACHE Silviu-AlexandruDirectorState Gazette act 24178245 (19-12-2024)Current02-01-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Overige gespecialiseerde bouwactiviteiten, neg(43990) |
| Legal form | Private limited company(610) |
| Incorporation | 07-02-2019 |
| Status | Active |
| Postal code | 1000 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 location.
since 20192.284.932.592
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area505 m²
Buildings2
Building footprint446 m²
Volume (LiDAR)9,444 m³
Tallest building32.3 m · ±10 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1396/00W000 | Brussels | 315 m² | 1 · 315 m² | 32.3 m · 10 fl. |
| 41303D0776/00Y008 | Flanders | 190 m² | 1 · 131 m² | 15.2 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act All acts · 1
updated 1 year ago
2024
19-12-2024 IORDACHE Silviu-Alexandru appointed as director
- IORDACHE Silviu-Alexandru, Bestuurder
Analysis
Financial profile
4 of 5 axes measured75
/ 100
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
86
Profitability
30
Solvency
99
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0539.742.345 · Brussel
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BE 0600.864.322 · Brussel
BE 0629.839.410 · Brussel
BE 0463.834.105 · Brussel
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,016 of the 15,531 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Restaureren van bouwwerken43995
Primary activity highlighted.
Names & trade names
| Legal nameFR | ARI CONSTRUCT |
Registered office
Handelskaai 21
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.