ARGUS AGENCY
ActiveARGUS AGENCY has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €25k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 45% of 531 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+19
Solvency64▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.21 in 2024; short-term debt: 56.4% and cash: 0.9% of total assets), and 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
6.8%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
28 d late
2023
27 d late
2022
on the day
2021
on the day
2020
2 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€140k▲ 21.3%
2024 · €115k
2019: €57k
2020: €66k
2021: €69k
2022: €95k
2023: €105k
2024: €115k
2019 → 2025
Total assets
€363k▼ 7.8%
2024 · €393k
2019: €455k
2020: €456k
2021: €432k
2022: €426k
2023: €412k
2024: €393k
2019 → 2025
Net result
€25k▲ 143%
2024 · €10k
2019: €18k
2020: €9k
2021: €3k
2022: €26k
2023: €11k
2024: €10k
2019 → 2025
Working capital
€-168k▲ 18.5%
2024 · €-206k
2019: €-195k
2020: €-142k
2021: €-203k
2022: €-182k
2023: €-204k
2024: €-206k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€95k▲ 36.9%€105k▲ 11.3%€115k▲ 9.6%€140k▲ 21.3%
Operating result€11k-€32k▲ 204%€18k▼ 43.6%€20k▲ 11.1%€39k▲ 92.1%
Net result€3k-€26k▲ 695%€11k▼ 58.1%€10k▼ 5.7%€25k▲ 143%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 92% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets
€326k▼ 3.6%
Current assets
€36k▼ 33.9%
Equity and liabilities €363k
Equity
€140k▲ 21.3%
Debt
€223k▼ 19.9%
The debt ratio falls from 70.7% to 61.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €34k
Cash flow
€38k▲
2024 · €24k
Solvency
38.6%▲
2024 · 29.3%
Current ratio
0.18▼
2024 · 0.21
Quick ratio
0.18▼
2024 · 0.21
Debt / equity
1.59▼
2024 · 2.41
ROE
17.5%▲
2024 · 8.7%
ROA
6.8%▲
2024 · 2.6%
Interest coverage
5.00▲
2024 · 3.34
Debt
€223k▼
2024 · €278k
Debt ≤ 1 year
€204k▼
2024 · €261k
Debt > 1 year
€12k▼
2024 · €12k
Income taxes
€4k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€393k€363k▼
Fixed assets21/28€338k€326k▼
Tangible fixed assets22/27€337k€325k▼
Land and buildings22€337k€325k▼
Financial fixed assets28€1k€1k=
Current assets29/58€55k€36k▼
Amounts receivable within one year40/41€26k€32k▲
Trade receivables40€26k€32k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€28k€3k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€393k€363k▼
Equity10/15€115k€140k▲
Contributions10/11€109k€109k=
Outside capital11€109k€109k=
Other1109/19€109k€109k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€5k€29k▲
Amounts payable17/49€278k€223k▼
Amounts payable after more than one year17€12k€12k▼
Financial debts170/4€12k€12k▼
Amounts payable within one year42/48€261k€204k▼
Current portion of amounts payable after more than one year42€26k-
Trade debts44€11k€13k▲
Suppliers440/4€11k€13k▲
Taxes, remuneration and social security45€4k€11k▲
Taxes450/3€4k€11k▲
Other amounts payable47/48€220k€180k▼
Accrued charges and deferred income492/3€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€9k€4k▼
Gross operating margin9900€43k€56k▲
Operating profit (loss)9901€20k€39k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€10k€10k▲
Recurring financial charges65€10k€10k▲
Profit (loss) for the period before taxes9903€10k€28k▲
Income taxes67/77€0€4k▲
Profit (loss) for the period9904€10k€25k▲
Profit (loss) for the period to be appropriated9905€10k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€29k▲
Profit (loss) brought forward from the previous period14P€-5k€5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
State Gazette act
Board meeting · Director resignation
Power of attorney
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 9 days late
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-06
Financial
Equity above €100kEq €105k ▲11.3%
5 profitable years in a row build equity to €105k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €26k ▲695%
Net result €26k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €3k ▼62.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterbolstraat 162550 KontichGround area
1,243 m²
Building footprint
357 m²
Volume, LiDAR
2,698 m³
2 parcels, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ARGUS GROUP - ARGUS RENTING - ARGUS SHUTTLE SERVICE - ARGUS TAXI
since 20072.163.095.347
Argus Agency
since 20132.215.596.893
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0017/00D002 | Flanders | 860 m² | 1 · 279 m² | 11.4 m · 2 fl. |
| 46013A0797/00B003 | Flanders | 383 m² | 1 · 78 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 3,030 EUR awarded · 300 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,730 EUR | 0 EUR |
| 2022 | 1 | 300 EUR | 300 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,394 companies in sector 90393 we hold annual accounts for 939. 748 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2007
Fiscal year end30-06
Trade name NL
Argus Technics, Argus Autohandel, Argus AsbestdeSkundige
Activities, NACEBEL
90393Specialised image, lighting and sound technical services
92313
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.