Skip to content

AGIFRA TUBIZE

Active Risk: not assessed Private limited companyfounded 1989active for 37 yearsBoulevard Georges Deryck 161, 1480 TubizeKBO/BCE: BE 0436.684.793 subsidiary of AGIFRA#1 oldest company in Tubize, Finance and insurance sector
Part of the group AGIFRA 9 companies
See the group

Lifetime

20 annual accounts with figures on one time axis, 37 filings since 1989
peak €1.5m (2024)
€1.4m▼ 3.3%
peak €461,557 (2024)
€399,023▼ 13.5%
peak €1.6m (2025)
€1.6m▲ 2.5%
€1.4m▲ 88.7%
peak 10 FTE (2021)
9 FTE▼ 4.3%
Board3 names since 2017
1 directorAGIFRA
Owners2 names in the annual accounts
100%AGIFRA
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Merger: AGIFRA DE WALS takes over TRADASSUR 08-10Dividend €360,000Debts from €729,908 to €1.4mInvestments €473,816

Key points

from the 2025 annual accounts

Equity

€1.6m ▲ 2.5%
1.62024+0.4Profit-0.4Dividend1.62025

AGIFRA TUBIZE paid out €360,000 in dividends. That is 90% of the 2025 profit.

Turnover

≈ €2.5m estimated

The accounts state no turnover.

Debts

€1.4m ▲ 88.7%
Financial debts
+0.8
Suppliers
+0.01
The rest
-0.1

Debts rose by €647,212 in 2025.

Investments

€458,816 2.0 × depreciation
2021202220232025

Green is investment, beige is depreciation.

Filings

37 annual accounts since 1989
AprilJune31 JulyOctober1990200020102020

Seven of the last ten came late. The 2020 accounts came latest: 82 days after the end of the period.

Position in the sector

€1.6m

More equity than 90% of companies in auxiliary financial services. Sector median €253,399 · 1,861 companies.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
8 days early
2023
16 days late
2022
30 days late
2021
25 days late
2020
82 days late
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

A
Managing director, François Gillard
  • AGIFRA 100%equity €4.3m (2025) · 2025 annual accounts of AGIFRA
  • DE WALS 98.78%score 94equity €5.2m (2025) · 2024 annual accounts of DE WALS

Shares in 2 companies, ROCASSUR and TRADASSUR

Board & ownership

Recent changes

Merger: AGIFRA DE WALS takes over TRADASSUR Company renamed from AGIFRA DE WALS to AGIFRA TUBIZE · General meeting of 23-09-2025 · Gazette deed
1 director resigning De Wals SRL · Permanent representatives: De Wals Julie and GILLARD François · General meeting of 14-06-2024 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0436684793
Merger: ASSURANCES DE WALS takes over TRADASSUR Company renamed from ASSURANCES DE WALS to AGIFRA DE WALS · Resignation: DE WALS Jean-Louis (director) · Appointment: AGIFRA (director) · General meeting of 07-02-2023 · Gazette deed
All 51 events

Comparable companies

same main activity, similar in size and age
Company
AGIFRA TUBIZE Tubize €3.0m €1.4m 53.6% 9
Kantoor Theeus Antwerp €3.1m €1.2m 37.3% 8.1
VERZEKERINGEN APERS Kapelle-op-den-Bos €2.8m €1.6m 38.3% 9.4
All-inSurance & Finance Merelbeke-Melle €2.6m €1.5m 37.4% 8.7
W. HANOT ET FILS Mons €2.4m €1.5m 70.6% 9.5
Assurema Zele €2.3m €1.4m 30.4% 8.7
Verzekeringskantoor De Ruyck Merelbeke-Melle €3.1m €1.0m 25.6% 7.7

These companies have the same main activity as AGIFRA TUBIZE: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €2.3m and €3.1m, founded between 1983 and 1995.

Official details

Source: KBO
Status
Active since 27-01-1989Normal situation
Activity
Insurance agents and brokersNACE 66220
Joint committee
307Insurance brokers and agencies · annual accounts 2025
Establishment unit
2.043.142.7711480 Tubize, since 27-04-1989
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2025

€3.0m▲ 30.1%
Employeeson 31-12-2025
10=
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on AGIFRA TUBIZE

AGIFRA TUBIZE files the abbreviated format. That format states no turnover. The gross margin rose from €225,552 in 2006 to €1.4m in 2025.

AGIFRA holds all the shares. In February 2023, the Official Gazette published the appointment of AGIFRA as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AGIFRA TUBIZE

What is the company number of AGIFRA TUBIZE?
The company number of AGIFRA TUBIZE is 0436.684.793. The VAT number is the same number with BE in front: BE 0436.684.793.
Where is AGIFRA TUBIZE based?
The registered office is at Boulevard Georges Deryck 161, 1480 Tubize.Company details
What does AGIFRA TUBIZE do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of AGIFRA TUBIZE?
AGIFRA TUBIZE is a private limited company (BV).
When was AGIFRA TUBIZE founded?
AGIFRA TUBIZE was founded on 27-01-1989.
Is AGIFRA TUBIZE still active?
Yes, AGIFRA TUBIZE is an active enterprise in the KBO register.
How many employees does AGIFRA TUBIZE have?
AGIFRA TUBIZE had an average of 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does AGIFRA TUBIZE fall under?
In its 2025 annual accounts, AGIFRA TUBIZE states joint committee 307 (Insurance brokers and agencies).
What is the turnover of AGIFRA TUBIZE?
The turnover in financial year 2025 is ≈ €2.5m. This figure is estimated from the gross margin of €1.4m and 1,585 comparable companies of the same size. It probably lies between €1.7m and €4.0m. It is a rough estimate. In financial year 2023 turnover was €1.7m.
Is AGIFRA TUBIZE profitable?
In financial year 2025, AGIFRA TUBIZE made a profit of €399,023.
Where can I find the annual accounts of AGIFRA TUBIZE?
AGIFRA TUBIZE filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AGIFRA TUBIZE due?
AGIFRA TUBIZE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.