ARGOS CONSULTING
ActiveARGOS CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €145k. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 2261 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency12▼-3
Growth58=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.0 against 1.01 in 2024), and 98.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.4%
Return on assets
70.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2261 sector peers (2025).
NBB · sector comparisonPosition among 2261 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
74 d early
2024
55 d early
2023
119 d early
2022
102 d early
2021
86 d early
2020
145 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€145k▲ 5.7%
2024 · €138k
2020: €764
2021: €80k
2022: €84k
2023: €92k
2024: €138k
2020 → 2025
Working capital
€276▼ 38.8%
2024 · €451
2020: €2k
2021: €57k
2022: €150k
2023: €-2k
2024: €451
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€168k▲ 101%€3k▼ 98.2%€3k=€3k=
Operating result€100k-€108k▲ 7.6%€119k▲ 10.1%€134k▲ 13.3%€166k▲ 23.4%
Net result€80k-€84k▲ 6.0%€92k▲ 8.9%€138k▲ 49.7%€145k▲ 5.7%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 23% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€3k▲ 6.9%
Current assets
€204k▲ 271%
Equity and liabilities €207k
Equity
€3k=
Debt
€204k▲ 273%
The debt ratio rises from 94.8% to 98.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€167k▲
2024 · €136k
Cash flow
€146k▲
2024 · €140k
Solvency
1.4%▼
2024 · 5.2%
Current ratio
1.00▼
2024 · 1.01
Quick ratio
1.00▼
2024 · 1.01
Debt / equity
67.98▲
2024 · 18.22
ROA
70.3%▼
2024 · 238.7%
Interest coverage
3385.67▲
2024 · 1856.55
Debt
€204k▲
2024 · €55k
Debt ≤ 1 year
€204k▲
2024 · €55k
Income taxes
€42k▲
2024 · €35k
A ratio outside any meaningful range has been withheld (balance sheet total €207k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€207k▲
Fixed assets21/28€3k€3k▲
Tangible fixed assets22/27€1k€1k▲
Furniture and vehicles24€1k€1k▲
Financial fixed assets28€2k€2k=
Current assets29/58€55k€204k▲
Amounts receivable within one year40/41€39k€182k▲
Trade receivables40€39k€182k▲
Cash at bank and in hand54/58€16k€22k▲
Equity and liabilities
Total equity and liabilities10/49€58k€207k▲
Equity10/15€3k€3k=
Contributions10/11€3k€3k=
Amounts payable17/49€55k€204k▲
Amounts payable within one year42/48€55k€204k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€24k€39k▲
Taxes450/3€24k€39k▲
Other amounts payable47/48€30k€163k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€870▼
Other operating charges640/8€387€499▲
Gross operating margin9900€137k€167k▲
Operating profit (loss)9901€134k€166k▲
Financial income75/76B€38k€22k▼
Recurring financial income75€38k€22k▼
Financial charges65/66B€74€49▼
Recurring financial charges65€74€49▼
Profit (loss) for the period before taxes9903€173k€188k▲
Income taxes67/77€35k€42k▲
Profit (loss) for the period9904€138k€145k▲
Profit (loss) for the period to be appropriated9905€138k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€138k€145k▲
Profit to be distributed694/7€138k€145k▲
Return on contributions (dividend)694€138k€145k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €145k ▲5.7%
Operating result €166k, net result €145k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €168k ▲101%
3 profitable years in a row build equity to €168k.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cypressenlaan 383080 TervurenGround area
808 m²
Building footprint
172 m²
Volume, LiDAR
1,076 m³
Parcel 24302F0070/00H000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARGOS CONSULTING
since 20202.310.688.072
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302F0070/00H000 | Flanders | 808 m² | 1 · 172 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900SB938EKAKHZ858
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SVDM AND ASSOCIATES
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Asse · Eq €3k
Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 2,304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.