Argentik
ActiveSummary
Argentik has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-20k) and a net result of €-3k. Equity is shrinking by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
28 d late
2021
25 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-20k▼ 17.5%
2023 · €-17k
2018: €-8khighest in 7 years
2019: €-9k▼ -24.4% vs 2018
2020: €-11k▼ -20.7% vs 2019
2021: €-13k▼ -12.7% vs 2020
2022: €-16k▼ -21.3% vs 2021
2023: €-17k▼ -10.2% vs 2022
2024: €-20k▼ -17.5% vs 2023lowest in 7 years
2018 → 2024
Total assets
€4k▲ 1,778%
2023 · €231
2018: €499
2019: €182▼ -63.4% vs 2018lowest in 7 years
2020: €570▲ +212% vs 2019
2021: €296▼ -48.0% vs 2020
2022: €576▲ +94.3% vs 2021
2023: €231▼ -59.9% vs 2022
2024: €4k▲ +1778% vs 2023highest in 7 years
2018 → 2024
Net result
€-3k▼ 89.7%
2023 · €-2k
2018: €-1khighest in 7 years
2019: €-2k▼ -62.2% vs 2018
2020: €-2k▼ -5.8% vs 2019
2021: €-1k▲ +25.8% vs 2020
2022: €-3k▼ -88.2% vs 2021
2023: €-2k▲ +42.1% vs 2022
2024: €-3k▼ -89.7% vs 2023lowest in 7 years
2018 → 2024
Working capital
€-22k▼ 29.5%
2023 · €-17k
2018: €-8khighest in 7 years
2019: €-9k▼ -24.4% vs 2018
2020: €-11k▼ -20.7% vs 2019
2021: €-13k▼ -12.7% vs 2020
2022: €-16k▼ -21.3% vs 2021
2023: €-17k▼ -10.2% vs 2022
2024: €-22k▼ -29.5% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-11k-€-13k▼ 12.7%€-16k▼ 21.3%€-17k▼ 10.2%€-20k▼ 17.5%
2020: €-11khighest in 5 years
2021: €-13k▼ -12.7% vs 2020
2022: €-16k▼ -21.3% vs 2021
2023: €-17k▼ -10.2% vs 2022
2024: €-20k▼ -17.5% vs 2023lowest in 5 years
Operating result€-2k-€-1k▲ 26.3%€-2k▼ 69.9%€-2k▲ 36.2%€-3k▼ 93.1%
2020: €-2k
2021: €-1k▲ +26.3% vs 2020highest in 5 years
2022: €-2k▼ -69.9% vs 2021
2023: €-2k▲ +36.2% vs 2022
2024: €-3k▼ -93.1% vs 2023lowest in 5 years
Net result€-2k-€-1k▲ 25.8%€-3k▼ 88.2%€-2k▲ 42.1%€-3k▼ 89.7%
2020: €-2k
2021: €-1k▲ +25.8% vs 2020highest in 5 years
2022: €-3k▼ -88.2% vs 2021
2023: €-2k▲ +42.1% vs 2022
2024: €-3k▼ -89.7% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €2k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
Assets €4k
Fixed assets
€2k
Current assets
€2k
Key figures and ratios
EBITDA
€-2k
Cash flow
€-2k
Interest coverage
-58.98
Debt
€24k▲
2023 · €17k
Debt ≤ 1 year
€24k▲
2023 · €17k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet
Code20232024
Assets
Total assets20/58€231€4k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€231€2k▲
Amounts receivable within one year40/41-€2k
Trade receivables40-€1k
Other amounts receivable41-€675
Cash at bank and in hand54/58€231€546▲
Equity and liabilities
Total equity and liabilities10/49€231€4k▲
Equity10/15€-17k€-20k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-38k€-41k▼
Amounts payable17/49€17k€24k▲
Amounts payable within one year42/48€17k€24k▲
Trade debts44€442€2k▲
Suppliers440/4€442€2k▲
Other amounts payable47/48€17k€22k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€384€522▲
Gross operating margin9900€-1k€-1k▼
Operating profit (loss)9901€-2k€-3k▼
Financial charges65/66B€45€33▼
Recurring financial charges65€45€33▼
Profit (loss) for the period before taxes9903€-2k€-3k▼
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-41k▼
Profit (loss) brought forward from the previous period14P€-36k€-38k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €1k | - |
| Other operating charges640/8 | - | €348 | €1k | €384 | €522 | ▲ 35.8% |
| Gross operating margin9900 | €-1k | €-1k | €-1k | €-1k | €-1k | ▼ 23.0% |
| Operating profit (loss)9901 | €-2k | €-1k | €-2k | €-2k | €-3k | ▼ 93.1% |
| Financial charges65/66B | - | €32 | €321 | €45 | €33 | ▼ 26.9% |
| Recurring financial charges65 | €31 | €32 | €321 | €45 | €33 | ▼ 26.9% |
| Profit (loss) for the period before taxes9903 | €-2k | €-1k | €-3k | €-2k | €-3k | ▼ 89.7% |
| Profit (loss) for the period9904 | €-2k | €-1k | €-3k | €-2k | €-3k | ▼ 89.7% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-1k | €-3k | €-2k | €-3k | ▼ 89.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €570 | €296 | €576 | €231 | €4k | ▲ 1,778% |
| Fixed assets21/28 | - | - | - | - | €2k | - |
| Tangible fixed assets22/27 | - | - | - | - | €2k | - |
| Furniture and vehicles24 | - | - | - | - | €2k | - |
| Current assets29/58 | €570 | €296 | €576 | €231 | €2k | ▲ 887% |
| Amounts receivable within one year40/41 | - | - | - | - | €2k | - |
| Trade receivables40 | - | - | - | - | €1k | - |
| Other amounts receivable41 | - | - | - | - | €675 | - |
| Cash at bank and in hand54/58 | €570 | €296 | €576 | €231 | €546 | ▲ 137% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €570 | €296 | €576 | €231 | €4k | ▲ 1,778% |
| Equity10/15 | €-11k | €-13k | €-16k | €-17k | €-20k | ▼ 17.5% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | - | - |
| Distributable reserves133 | - | - | - | - | €2k | - |
| Profit (loss) carried forward14 | €-32k | €-33k | €-36k | €-38k | €-41k | ▼ 8.0% |
| Amounts payable17/49 | €12k | €13k | €16k | €17k | €24k | ▲ 40.9% |
| Amounts payable within one year42/48 | €12k | €13k | €16k | €17k | €24k | ▲ 40.9% |
| Trade debts44 | €1k | €394 | €405 | €442 | €2k | ▲ 362% |
| Suppliers440/4 | - | €394 | €405 | €442 | €2k | ▲ 362% |
| Other amounts payable47/48 | - | €13k | €16k | €17k | €22k | ▲ 32.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-1k | €-3k | €-2k | €-3k | ▼ 89.7% |
| + Depreciation and write-downs630 | - | - | - | - | €1k | - |
| Operating cash flow (approximation) | €-2k | €-1k | €-3k | €-2k | €-2k | ▼ 24.7% |
| Change in cash | - | €-274 | €280 | €-345 | €315 | ▲ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2005
Ground area
442 m²
Building footprint
277 m²
Volume, LiDAR
4,452 m³
2 parcels, Brussels · tallest building 24.0 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
M C
since 20052.147.728.270
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0579/00A006 | Brussels | 274 m² | 1 · 107 m² | 24.0 m · 7 fl. |
| 21383B0079/00A007 | Brussels | 169 m² | 1 · 170 m² | 21.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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2Z PROJECT
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BE 0832.298.996
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AGILIS
BE 0689.641.492
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All Immo Consulting
BE 1016.995.114
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-2005
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
47120Other non-specialised retail sale
62100Computer programming
74201Photography, excluding press photography
Scores and ratios are computed by Checked and are not a credit decision.