ARGEFLOOR
ActiveARGEFLOOR has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229k and a net result of €-14k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 75% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-13
Solvency89▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 3.58 in 2024; short-term debt: 18.7% and cash: 52.2% of total assets), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-05-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
on the day
2023
31 d late
2022
2 d late
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€229k▼ 9.5%
2024 · €253k
2018: €213k
2019: €223k
2020: €233k
2021: €254k
2022: €257k
2023: €245k
2024: €253k
2018 → 2025
Total assets
€356k▼ 4.3%
2024 · €372k
2018: €404k
2019: €369k
2020: €344k
2021: €378k
2022: €380k
2023: €344k
2024: €372k
2018 → 2025
Net result
€-14k
2024 · €16k
2018: €9k
2019: €11k
2020: €9k
2021: €24k
2022: €17k
2023: €5k
2024: €16k
2018 → 2025
Working capital
€167k▼ 12.4%
2024 · €190k
2018: €72k
2019: €84k
2020: €115k
2021: €148k
2022: €170k
2023: €180k
2024: €190k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€257k▲ 0.9%€245k▼ 4.7%€253k▲ 3.3%€229k▼ 9.5%
Operating result€35k-€26k▼ 24.1%€9k▼ 64.5%€24k▲ 159%€-13k
Net result€24k-€17k▼ 27.9%€5k▼ 71.7%€16k▲ 224%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €24k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €356k
Fixed assets
€123k▲ 13.9%
Current assets
€233k▼ 11.7%
Equity and liabilities €356k
Equity
€229k▼ 9.5%
Debt
€127k▲ 6.8%
The debt ratio rises from 32.0% to 35.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €50k
Cash flow
€14k▼
2024 · €42k
Solvency
64.3%▼
2024 · 68.0%
Current ratio
3.51▼
2024 · 3.58
Quick ratio
3.32▼
2024 · 3.36
Debt / equity
0.56▲
2024 · 0.47
ROE
-6.1%▼
2024 · 6.3%
ROA
-3.9%▼
2024 · 4.3%
Interest coverage
5.66▼
2024 · 17.40
Debt
€127k▲
2024 · €119k
Debt ≤ 1 year
€66k▼
2024 · €74k
Debt > 1 year
€48k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€372k€356k▼
Fixed assets21/28€108k€123k▲
Tangible fixed assets22/27€108k€123k▲
Plant, machinery and equipment23€27k€22k▼
Furniture and vehicles24€2k€40k▲
Other tangible fixed assets26€79k€60k▼
Current assets29/58€264k€233k▼
Stocks and contracts in progress3€16k€12k▼
Stocks30/36€6k€7k▲
Contracts in progress37€10k€6k▼
Amounts receivable within one year40/41€27k€18k▼
Trade receivables40€13k€6k▼
Other amounts receivable41€14k€12k▼
Current investments50/53€30k€15k▼
Cash at bank and in hand54/58€191k€186k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€372k€356k▼
Equity10/15€253k€229k▼
Contributions10/11€89k€89k=
Reserves13€92k€82k▼
Non-distributable reserves130/1€9k-
Reserves not available under the articles1311€9k-
Distributable reserves133€83k€82k▼
Profit (loss) carried forward14€72k€58k▼
Amounts payable17/49€119k€127k▲
Amounts payable after more than one year17€33k€48k▲
Financial debts170/4€33k€48k▲
Amounts payable within one year42/48€74k€66k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€33k€9k▼
Suppliers440/4€33k€9k▼
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48€36k€51k▲
Accrued charges and deferred income492/3€13k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€53k€16k▼
Operating profit (loss)9901€24k€-13k▼
Financial income75/76B€204€2k▲
Recurring financial income75€204€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€22k€-14k▼
Income taxes67/77€6k-
Profit (loss) for the period9904€16k€-14k▼
Profit (loss) for the period to be appropriated9905€16k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€58k▼
Profit (loss) brought forward from the previous period14P€71k€72k▲
Transfer from equity791/2€8k€10k▲
Transfer to equity691/2€15k-
To other reserves6921€15k-
Profit to be distributed694/7€8k€10k▲
Return on contributions (dividend)694€8k€10k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
30-09
Financial
Weakest financial yearnet €-14k ▼187%
Net result drops to €-14k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial
Highest result since 2018net €24k ▲159%
Operating result €35k, net result €24k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holandstraat 19681 MaarkedalGround area
1.4 ha
Building footprint
1,293 m²
Volume, LiDAR
6,331 m³
Parcel 45032B0885/00K000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARGEFLOOR
since 19982.087.934.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032B0885/00K000 | Flanders | 1.4 ha | 1 · 1,293 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesARGEFLOOR BV42301
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-1998
Fiscal year end30-09
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.