Financials
- Fiscal year
- 2025
- Total assets
- €1.2m
- Profit
- €66,510
- Solvency
- 17.7%
Total assets▲ 2.8%
Net result
20182025
ARDOR & CO
ActiveSummary
ARDOR & CO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,184 and a net result of €66,510. Equity is growing by ~50.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€1.2mtotal assets 2025
- Equity
- €218,184
- Profit
- €66,510
Turnover not published (abridged schema)
Structure
Accounts 42 d early0 of 4 deeds read
Why 95- Equity €218,184 (17.7% of total assets)+ Size: total assets €1.2m+ Figures for FY 2025 (filed 19-06-2026)+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
43+5
equity 17.7% of total assets
Liquidity
44+6
short-term debt 32.4% · cash 6.0%
Profitability
76+4
return on assets 5.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: 0.1%
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%● 0.0% vs 12-2025
02-2026: 0.1%▲ +5.4% vs 01-2026
03-2026: 0.1%▲ +3.6% vs 02-2026
04-2026: 0.1%▼ -1.4% vs 03-2026
05-2026: 0.2%▲ +12.9% vs 04-2026
06-2026: 0.2%▲ +12.7% vs 05-2026highest value
07-2026: 0.1%▼ -67.4% vs 06-2026lowest value
08-2026: 0.1%● 0.0% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €1.2m lowers the probability for this profile
- Figures for FY 2025 (filed 19-06-2026) lowers the probability
- Equity €218,184 (17.7% of total assets) raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.17 in 2024; short-term debt: 32.4% and cash: 6% of total assets), and 82.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 38%, liquidity 37%, profitability 71%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
on the day
2023
12 d early
2022
25 d late
2021
23 d late
2020
30 d late
2019
53 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Equity above €200,000Eq €218,184 ▲43.9%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 26
- Since
- 2015
- Next accounts
- by 31-07-2027
- 19-06-2026Annual accounts filed
- 31-12-2025Equity above €200,000
- 31-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 28-03-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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