ARDIX HOLDING
ActiveSummary
ARDIX HOLDING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359k and a net result of €-71k. Equity remains stable across the filed fiscal years (±1.2% per year). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-23
Solvency62▼-2
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.03 in 2024; short-term debt: 54.1% and cash: 0% of total assets), and 62.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
57 d late
2023
2 d late
2022
36 d early
2021
17 d early
2020
45 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€359k▼ 16.5%
2024 · €429k
2019: €408k
2020: €356k▼ -12.7% vs 2019
2021: €339k▼ -4.7% vs 2020lowest in 7 years
2022: €365k▲ +7.5% vs 2021
2023: €411k▲ +12.6% vs 2022
2024: €429k▲ +4.5% vs 2023highest in 7 years
2025: €359k▼ -16.5% vs 2024
2019 → 2025
Total assets
€963k▼ 11.7%
2024 · €1.09M
2019: €2.17Mhighest in 7 years
2020: €2.01M▼ -7.3% vs 2019
2021: €1.38M▼ -31.5% vs 2020
2022: €1.26M▼ -8.8% vs 2021
2023: €1.19M▼ -5.1% vs 2022
2024: €1.09M▼ -8.5% vs 2023
2025: €963k▼ -11.7% vs 2024lowest in 7 years
2019 → 2025
Net result
€-71k
2024 · €19k
2019: €-40k
2020: €-52k▼ -30.0% vs 2019
2021: €-17k▲ +67.8% vs 2020
2022: €26k▲ +254% vs 2021
2023: €46k▲ +79.0% vs 2022highest in 7 years
2024: €19k▼ -59.6% vs 2023
2025: €-71k▼ -482% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-520k▲ 7.9%
2024 · €-565k
2019: €-582klowest in 7 years
2020: €-382k▲ +34.3% vs 2019highest in 7 years
2021: €-453k▼ -18.5% vs 2020
2022: €-499k▼ -10.2% vs 2021
2023: €-545k▼ -9.3% vs 2022
2024: €-565k▼ -3.6% vs 2023
2025: €-520k▲ +7.9% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€339k-€365k▲ 7.5%€411k▲ 12.6%€429k▲ 4.5%€359k▼ 16.5%
2021: €339klowest in 5 years
2022: €365k▲ +7.5% vs 2021
2023: €411k▲ +12.6% vs 2022
2024: €429k▲ +4.5% vs 2023highest in 5 years
2025: €359k▼ -16.5% vs 2024
Operating result€-6k-€-8k▼ 39.0%€-31k▼ 297%€-4k▲ 85.6%€-71k▼ 1,500%
2021: €-6k
2022: €-8k▼ -39.0% vs 2021
2023: €-31k▼ -297% vs 2022
2024: €-4k▲ +85.6% vs 2023highest in 5 years
2025: €-71k▼ -1500% vs 2024lowest in 5 years
Net result€-17k-€26k€46k▲ 79.0%€19k▼ 59.6%€-71k
2021: €-17k
2022: €26k▲ +254% vs 2021
2023: €46k▲ +79.0% vs 2022highest in 5 years
2024: €19k▼ -59.6% vs 2023
2025: €-71k▼ -482% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €71k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €963k
Fixed assets
€963k ▼ 10.5%
Current assets
€277 ▼ 98.1%
Equity and liabilities €963k
Equity
€359k ▼ 16.5%
Debt
€604k ▼ 8.6%
Debt's share of the balance-sheet total rises from 60.6% to 62.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
0.00▼
2024 · 0.03
Debt to equity
1.68▲
2024 · 1.54
ROE
-19.7%▼
2024 · 4.3%
ROA
-7.3%▼
2024 · 1.7%
Debt ≤ 1 year
€521k▼
2024 · €580k
Income taxes
€-2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€963k▼
Fixed assets21/28€1.08M€963k▼
Financial fixed assets28€1.08M€963k▼
Current assets29/58€15k€277▼
Amounts receivable within one year40/41€8k-
Other amounts receivable41€8k-
Cash at bank and in hand54/58€4k€277▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€1.09M€963k▼
Equity10/15€429k€359k▼
Contributions10/11€10k€10k=
Reserves13€419k€419k=
Distributable reserves133€419k€419k=
Profit (loss) carried forward14-€-71k
Amounts payable17/49€661k€604k▼
Amounts payable within one year42/48€580k€521k▼
Trade debts44€155-
Suppliers440/4€155-
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€576k€521k▼
Accrued charges and deferred income492/3€82k€84k▲
Income statement
Code20242025
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€1k€70k▲
Gross operating margin9900€-2k€448▲
Operating profit (loss)9901€-4k€-71k▼
Financial income75/76B€27k€66▼
Recurring financial income75€27k€66▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€20k€-73k▼
Income taxes67/77€2k€-2k▼
Profit (loss) for the period9904€19k€-71k▼
Profit (loss) for the period to be appropriated9905€19k€-71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-71k▼
Transfer to equity691/2€19k-
To other reserves6921€19k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €987 | €2k | €1k | €2k | ▲ 44.2% |
| Non-recurring operating charges66A | - | - | €20k | €1k | €70k | ▲ 6,379% |
| Gross operating margin9900 | €-2k | €-7k | €-8k | €-2k | €448 | ▲ 120% |
| Operating profit (loss)9901 | €-6k | €-8k | €-31k | €-4k | €-71k | ▼ 1,500% |
| Financial income75/76B | - | €54k | €107k | €27k | €66 | ▼ 99.8% |
| Recurring financial income75 | €9k | €54k | €107k | €27k | €66 | ▼ 99.8% |
| Financial charges65/66B | - | €20k | €29k | €2k | €2k | ▼ 20.0% |
| Recurring financial charges65 | €20k | €20k | €29k | €2k | €2k | ▼ 20.0% |
| Profit (loss) for the period before taxes9903 | €-17k | €26k | €47k | €20k | €-73k | ▼ 456% |
| Income taxes67/77 | €-17 | - | €2k | €2k | €-2k | ▼ 200% |
| Profit (loss) for the period9904 | €-17k | €26k | €46k | €19k | €-71k | ▼ 482% |
| Profit (loss) for the period to be appropriated9905 | €-17k | €26k | €46k | €19k | €-71k | ▼ 482% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.38M | €1.26M | €1.19M | €1.09M | €963k | ▼ 11.7% |
| Fixed assets21/28 | €1.09M | €1.09M | €1.08M | €1.08M | €963k | ▼ 10.5% |
| Financial fixed assets28 | €1.09M | €1.09M | €1.08M | €1.08M | €963k | ▼ 10.5% |
| Current assets29/58 | €283k | €162k | €116k | €15k | €277 | ▼ 98.1% |
| Amounts receivable after more than one year29 | - | €2k | €12k | - | - | - |
| Trade receivables290 | - | - | €12k | - | - | - |
| Other amounts receivable291 | - | €2k | - | - | - | - |
| Amounts receivable within one year40/41 | €160k | €70k | €43k | €8k | - | - |
| Other amounts receivable41 | - | €70k | €43k | €8k | - | - |
| Cash at bank and in hand54/58 | €11k | €9k | €9k | €4k | €277 | ▼ 92.2% |
| Deferred charges and accrued income490/1 | - | €80k | €52k | €4k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.38M | €1.26M | €1.19M | €1.09M | €963k | ▼ 11.7% |
| Equity10/15 | €339k | €365k | €411k | €429k | €359k | ▼ 16.5% |
| Contributions10/11 | - | €10k | €10k | €10k | €10k | = |
| Reserves13 | €386k | €386k | €401k | €419k | €419k | = |
| Non-distributable reserves130/1 | - | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | - | - | - | - |
| Distributable reserves133 | - | €384k | €401k | €419k | €419k | = |
| Profit (loss) carried forward14 | €-56k | €-31k | - | - | €-71k | - |
| Amounts payable17/49 | €1.04M | €892k | €782k | €661k | €604k | ▼ 8.6% |
| Amounts payable after more than one year17 | €219k | €136k | - | - | - | - |
| Financial debts170/4 | - | €136k | - | - | - | - |
| Amounts payable within one year42/48 | €736k | €661k | €662k | €580k | €521k | ▼ 10.2% |
| Current portion of amounts payable after more than one year42 | - | €83k | €68k | - | - | - |
| Trade debts44 | €2k | €295 | €2k | €155 | - | - |
| Suppliers440/4 | - | €295 | €2k | €155 | - | - |
| Taxes, remuneration and social security45 | - | - | €2k | €3k | - | - |
| Taxes450/3 | - | - | €2k | €3k | - | - |
| Other amounts payable47/48 | - | €577k | €591k | €576k | €521k | ▼ 9.6% |
| Accrued charges and deferred income492/3 | - | €95k | €120k | €82k | €84k | ▲ 2.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-17k | €26k | €46k | €19k | €-71k | ▼ 482% |
| Operating cash flow (approximation) | €-17k | €26k | €46k | €19k | €-71k | ▼ 482% |
| Investment in fixed assets (approximation) | - | €1 | €19k | €0 | €114k | - |
| Change in cash | - | €-1k | €-15 | €-6k | €-3k | ▲ 43.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Weakest financial yearnet €-71k
Net result drops to €-71k, the lowest in the series.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial
Highest result since 2019net €46k ▲79%
Net result €46k, the highest in the series.
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2014
Ground area
1,237 m²
Building footprint
215 m²
Volume, LiDAR
1,045 m³
Parcel 71542B0162/00H000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Ardix Holding
since 20142.238.417.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542B0162/00H000 | Flanders | 1,236 m² | 1 · 215 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-2014
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.