Ardios

Active

Private limited companyfounded 198145 yrs activeBeverensestraat 70, 8850 Ardooie, BelgiumKBO/BCE: BE 0421.680.279

Summary

Ardios has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.6m and a net result of €29,349. Equity is growing by ~2.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysis Watch Report Compare

ArdiosActiveChecked score 72/100

Risk analysis Report Compare

Checked score

Score 2026

72 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2025

Profitability55▲+1

Solvency100=

Growth78=

Track record100

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €110,000 at 30 days acceptable

Liquidity ample (current ratio 2.59 against 2.54 in 2025; short-term debt: 20.3% and cash: 4.2% of total assets), and 24% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2026

Solvency, return and age of the figures

Solvency

76%

Return on assets

1.4%

Age of the figures

6 mo

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 16-09-2026, 45 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

45 d early

2025

45 d early

2024

35 d early

2023

35 d early

2022

17 d early

2021

2 d late

2020

23 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 26 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

29-09-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

Ardios was incorporated on 1 June 1981.¹ Total assets rose from EUR 1.8 million in 2019 to EUR 2.1 million in 2026.²

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, micro schema

Equity

€1.6m▲ 1.2%

2025 · €1.6m

Total assets

€2.1m▲ 1.2%

2025 · €2.1m

Net result

€29,349▼ 3.4%

2025 · €30,382

Working capital

€685,446▲ 5.3%

2025 · €651,254

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20222023202420252026

Operating result€210,474▲ 179%€44,964▼ 78.6%€35,642▼ 20.7%€50,804▲ 42.5%€55,175▲ 8.6%

Net result€148,688▲ 221%€23,299▼ 84.3%€23,097▼ 0.9%€30,382▲ 31.5%€29,349▼ 3.4%

Equity€1.6m▲ 9.8%€1.6m▲ 0.9%€1.6m▲ 0.8%€1.6m▲ 1.3%€1.6m▲ 1.2%

Total assets€2.1m▲ 10.4%€2.1m▼ 0.7%€2.1m▲ 0.4%€2.1m▲ 1.7%€2.1m▲ 1.2%

Debt€481,761▲ 3.7%€455,264▼ 5.5%€452,048▼ 0.7%€468,893▲ 3.7%€475,940▲ 1.5%

Working capital€462,932▲ 9.3%€507,603▲ 9.6%€582,585▲ 14.8%€651,254▲ 11.8%€685,446▲ 5.3%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2024 the operating result has climbed two years in a row; 2026 is 9% above 2025.

Balance-sheet composition

2026 in colour, 2025 as the grey bar beneath

Assets €2.1m

47.5%

52.5%

Fixed assets €1.0m ▼ 1.6%

Current assets €1.1m ▲ 3.9%

Equity and liabilities €2.1m

76.0%

22.4%

Equity €1.6m ▲ 1.2%

Provisions €34,256 ▼ 3.4%

Debt €475,940 ▲ 1.5%

Debt's share of the balance-sheet total rises from 22.3% to 22.4%. Equity and debt are higher.

Key figures and ratios

2026 value · change against 2025

EBITDA

€116,092▼

2025 · €118,918

Cash flow

€90,266▼

2025 · €98,497

Current ratio

2.59▲

2025 · 2.54

Debt to equity

0.29▲

2025 · 0.29

ROE

1.8%▼

2025 · 1.9%

ROA

1.4%▼

2025 · 1.4%

Interest coverage

4.16▲

2025 · 3.99

Debt ≤ 1 year

€431,878▲

2025 · €424,084

Debt > 1 year

€38,957▼

2025 · €40,756

Income taxes

€8,139▼

2025 · €8,437

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

Small
20 years or older
solvency 30% or more
a profit under 5% of the balance sheet

0.2% went bankrupt

3.5% stopped otherwise

96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	1.0%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.9%
9	3.0%	3.1%
10	5.6%	6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2026 against 2025 · 51 lines

Balance sheet Code20252026

Assets

Total assets20/58€2.1m€2.1m▲

Fixed assets21/28€1.0m€1.0m▼

Tangible fixed assets22/27€1.0m€1.0m▼

Land and buildings22€1.0m€1.0m▼

Plant, machinery and equipment23€953€521▼

Furniture and vehicles24€188€75▼

Current assets29/58€1.1m€1.1m▲

Amounts receivable within one year40/41€134,388€140,598▲

Trade receivables40-€1,916

Other amounts receivable41€134,388€138,682▲

Current investments50/53€853,803€884,855▲

Cash at bank and in hand54/58€85,101€89,810▲

Deferred charges and accrued income490/1€2,046€2,062▲

Equity and liabilities

Total equity and liabilities10/49€2.1m€2.1m▲

Equity10/15€1.6m€1.6m▲

Contributions10/11€1.2m€1.2m=

Reserves13€135,239€131,636▼

Tax-exempt reserves132€106,371€102,769▼

Distributable reserves133€28,868€28,868=

Profit (loss) carried forward14€279,087€302,038▲

Provisions and deferred taxes16€35,457€34,256▼

Deferred taxes168€35,457€34,256▼

Amounts payable17/49€468,893€475,940▲

Amounts payable after more than one year17€40,756€38,957▼

Other amounts payable178/9€40,756€38,957▼

Amounts payable within one year42/48€424,084€431,878▲

Trade debts44-€3,400

Suppliers440/4-€3,400

Taxes, remuneration and social security45€5,424€7,123▲

Taxes450/3€5,424€7,123▲

Other amounts payable47/48€418,660€421,355▲

Accrued charges and deferred income492/3€4,053€5,105▲

Income statement Code20252026

Non-recurring operating income76A€2,431€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68,115€60,916▼

Other operating charges640/8€47,074€48,726▲

Gross operating margin9900€165,992€164,818▼

Operating profit (loss)9901€50,804€55,175▲

Financial income75/76B€16,623€9,043▼

Recurring financial income75€16,623€9,043▼

Financial charges65/66B€29,808€27,931▼

Recurring financial charges65€29,808€27,931▼

Profit (loss) for the period before taxes9903€37,618€36,287▼

Transfer from deferred taxes780€1,201€1,201=

Income taxes67/77€8,437€8,139▼

Profit (loss) for the period9904€30,382€29,349▼

Transfer from tax-exempt reserves789€3,602€3,602=

Profit (loss) for the period to be appropriated9905€33,984€32,952▼

Appropriation of the result

Profit (loss) to be appropriated9906€289,087€312,038▲

Profit (loss) brought forward from the previous period14P€255,102€279,087▲

Profit to be distributed694/7€10,000€10,000=

Directors or managers695€10,000€10,000=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2022	2023	2024	2025	2026	Change
Non-recurring operating income76A	€179,024	€0	€531	€2,431	€0	▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€96,929	€75,209	€70,584	€68,115	€60,916	▼ 10.6%
Other operating charges640/8	€42,261	€43,660	€48,507	€47,074	€48,726	▲ 3.5%
Gross operating margin9900	€349,664	€163,833	€154,733	€165,992	€164,818	▼ 0.7%
Operating profit (loss)9901	€210,474	€44,964	€35,642	€50,804	€55,175	▲ 8.6%
Financial income75/76B	€0	-	€15,663	€16,623	€9,043	▼ 45.6%
Recurring financial income75	€0	-	€15,663	€16,623	€9,043	▼ 45.6%
Financial charges65/66B	€15,236	€16,811	€23,814	€29,808	€27,931	▼ 6.3%
Recurring financial charges65	€15,236	€16,811	€23,814	€29,808	€27,931	▼ 6.3%
Profit (loss) for the period before taxes9903	€195,238	€28,154	€27,491	€37,618	€36,287	▼ 3.5%
Transfer from deferred taxes780	€4,777	€2,121	€1,201	€1,201	€1,201	=
Transfer to deferred taxes680	€44,756	€0	-	-	-	-
Income taxes67/77	€6,571	€6,976	€5,595	€8,437	€8,139	▼ 3.5%
Profit (loss) for the period9904	€148,688	€23,299	€23,097	€30,382	€29,349	▼ 3.4%
Transfer from tax-exempt reserves789	€14,330	€6,362	€3,602	€3,602	€3,602	=
Transfer to tax-exempt reserves689	€134,268	€0	-	-	-	-
Profit (loss) for the period to be appropriated9905	€28,750	€29,661	€26,699	€33,984	€32,952	▼ 3.0%

Line	2022	2023	2024	2025	2026	Change
Assets
Total assets20/58	€2.1m	€2.1m	€2.1m	€2.1m	€2.1m	▲ 1.2%
Fixed assets21/28	€1.2m	€1.1m	€1.1m	€1.0m	€1.0m	▼ 1.6%
Tangible fixed assets22/27	€1.2m	€1.1m	€1.1m	€1.0m	€1.0m	▼ 1.6%
Land and buildings22	€1.2m	€1.1m	€1.1m	€1.0m	€1.0m	▼ 1.6%
Plant, machinery and equipment23	€2,460	€1,958	€1,455	€953	€521	▼ 45.3%
Furniture and vehicles24	€1,789	€696	€301	€188	€75	▼ 60.3%
Current assets29/58	€885,754	€922,588	€993,473	€1.1m	€1.1m	▲ 3.9%
Amounts receivable within one year40/41	€21,696	€22,416	€81,006	€134,388	€140,598	▲ 4.6%
Trade receivables40	-	-	-	-	€1,916	-
Other amounts receivable41	€21,696	€22,416	€81,006	€134,388	€138,682	▲ 3.2%
Current investments50/53	€250,383	€750,884	€860,287	€853,803	€884,855	▲ 3.6%
Cash at bank and in hand54/58	€607,691	€147,216	€50,097	€85,101	€89,810	▲ 5.5%
Deferred charges and accrued income490/1	€5,984	€2,073	€2,084	€2,046	€2,062	▲ 0.8%
Equity and liabilities
Total equity and liabilities10/49	€2.1m	€2.1m	€2.1m	€2.1m	€2.1m	▲ 1.2%
Equity10/15	€1.6m	€1.6m	€1.6m	€1.6m	€1.6m	▲ 1.2%
Contributions10/11	€1.2m	€1.2m	€1.2m	€1.2m	€1.2m	=
Reserves13	€148,806	€142,443	€138,841	€135,239	€131,636	▼ 2.7%
Non-distributable reserves130/1	€18,410	€18,410	€0	-	-	-
Reserves not available under the articles1311	€18,410	€18,410	€0	-	-	-
Tax-exempt reserves132	€119,938	€113,576	€109,973	€106,371	€102,769	▼ 3.4%
Distributable reserves133	€10,458	€10,458	€28,868	€28,868	€28,868	=
Profit (loss) carried forward14	€218,742	€238,403	€255,102	€279,087	€302,038	▲ 8.2%
Provisions and deferred taxes16	€39,979	€37,859	€36,658	€35,457	€34,256	▼ 3.4%
Deferred taxes168	€39,979	€37,859	€36,658	€35,457	€34,256	▼ 3.4%
Amounts payable17/49	€481,761	€455,264	€452,048	€468,893	€475,940	▲ 1.5%
Amounts payable after more than one year17	€43,183	€39,145	€38,144	€40,756	€38,957	▼ 4.4%
Other amounts payable178/9	€43,183	€39,145	€38,144	€40,756	€38,957	▼ 4.4%
Amounts payable within one year42/48	€422,822	€414,985	€410,888	€424,084	€431,878	▲ 1.8%
Trade debts44	€5,600	€0	-	-	€3,400	-
Suppliers440/4	€5,600	€0	-	-	€3,400	-
Taxes, remuneration and social security45	€6,813	€7,137	€962	€5,424	€7,123	▲ 31.3%
Taxes450/3	€6,813	€7,137	€962	€5,424	€7,123	▲ 31.3%
Other amounts payable47/48	€410,409	€407,848	€409,927	€418,660	€421,355	▲ 0.6%
Accrued charges and deferred income492/3	€15,755	€1,134	€3,016	€4,053	€5,105	▲ 25.9%

Line	2022	2023	2024	2025	2026	Change
Profit (loss) for the period9904	€148,688	€23,299	€23,097	€30,382	€29,349	▼ 3.4%
+ Depreciation and write-downs630	€96,929	€75,209	€70,584	€68,115	€60,916	▼ 10.6%
Operating cash flow (approximation)	€245,616	€98,507	€93,681	€98,497	€90,266	▼ 8.4%
Investment in fixed assets (approximation)	-	-€23,056	-€8,379	-€22,277	-€44,125	▼ 98.1%
Change in cash	-	-€460,476	-€97,119	€35,004	€4,709	▼ 86.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 1Filings 10

Next filing, fiscal year 2027, expected by 31-10-2027

2026

16-09

NBB filing Annual accounts filed

fiscal year 2026 · micro schema

2025

16-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

26-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2023

26-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2022

14-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

31-03

Financial Highest result since 2019net €148,688 ▲221%

Operating result €210,474, net result €148,688, both a record.

2021

02-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 2 days late

2020

08-10

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2019

03-09

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2018

03-09

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2017

28-08

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 4 acts read

About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ardooie · 1 establishment unit since 1981

seat establishment The establishment unit on the map

Ground area

8,439 m²

Building footprint

1,376 m²

Volume, LiDAR

6,179 m³

Parcel 36001A0621/00F002, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

ARDIOS

Beverensestraat 70, 8850 ArdooieActivities of head offices; management consultancy activities

since 19812.018.951.367

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36001A0621/00F002	Flanders	8,439 m²	1 · 1,376 m²	6.7 m · 1 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Identification & contact

Identification

Legal formPrivate limited company

Founded01-06-1981

Fiscal year end31-03

E-invoicing

Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.