Ardimmo
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
Ardimmo has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€66,140) and a net result of -€62,976. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
KBO- Status
- Active since 31-05-2023 Normal situation
- Legal form
- Public limited company
- Registered office
- Ijzerhandstraat(Bel) 3, 8510 Kortrijk
- Activity
- “Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot…” (deed in Dutch)From the articles, 7 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.347.010.812 8510 Kortrijk, since 31-05-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Who decides
- RelivDirector · since 31-05-2023 · permanent representative Vanden Abeele Tuur
- Verraes EvaDirector · since 31-05-2023
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- -€3,528
- ▲ 90.0%
- Loss
- €62,976
- ▼ 3.4%
- Equity
- -€66,140
- ▼ 1,990%
- Total assets
- €409,371
- ▲ 198%
Why 52raises riskCapped at 59: negative equityLoss of €62,976, the second in a row (financial year 2025)Negative equity -€66,140lowers riskSize: total assets €409,371No main activity registeredShow the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 11% on solvency, 13% on liquidity, 4% on profitability and 0% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 23 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials · financial year 2025, abbreviated format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 03-07-2026
- Format
- abbreviated format
- Reference
- 2026-00253747
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €55,928 in 2025 against €64,329 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.9% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,700 | €0 | ▼ 100% |
| Other operating charges640/8 | €25,188 | €52,401 | ▲ 108% |
| Gross operating margin9900 | -€35,440 | -€3,528 | ▲ 90.0% |
| Operating profit (loss)9901 | -€64,329 | -€55,928 | ▲ 13.1% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €836 | €7,048 | ▲ 743% |
| Recurring financial charges65 | €836 | €7,048 | ▲ 743% |
| Profit (loss) for the period before taxes9903 | -€65,164 | -€62,976 | ▲ 3.4% |
| Profit (loss) for the period9904 | -€65,164 | -€62,976 | ▲ 3.4% |
| Profit (loss) for the period to be appropriated9905 | -€65,164 | -€62,976 | ▲ 3.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €137,578 | €409,371 | ▲ 198% |
| Fixed assets21/28 | €136,546 | €394,152 | ▲ 189% |
| Tangible fixed assets22/27 | €136,546 | €394,152 | ▲ 189% |
| Land and buildings22 | €42,500 | €42,500 | = |
| Assets under construction and advance payments27 | €94,046 | €351,652 | ▲ 274% |
| Current assets29/58 | €1,032 | €15,219 | ▲ 15× |
| Amounts receivable within one year40/41 | - | €3,854 | - |
| Trade receivables40 | - | €3,854 | - |
| Cash at bank and in hand54/58 | €1,032 | €11,202 | ▲ 986% |
| Deferred charges and accrued income490/1 | - | €163 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €137,578 | €409,371 | ▲ 198% |
| Equity10/15 | -€3,164 | -€66,140 | ▼ 1,990% |
| Contributions10/11 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | = |
| Profit (loss) carried forward14 | -€65,164 | -€128,140 | ▼ 96.6% |
| Amounts payable17/49 | €140,742 | €475,512 | ▲ 238% |
| Amounts payable after more than one year17 | €84,012 | €222,583 | ▲ 165% |
| Financial debts170/4 | €84,012 | €222,583 | ▲ 165% |
| Amounts payable within one year42/48 | €56,730 | €252,929 | ▲ 346% |
| Current portion of amounts payable after more than one year42 | €12,944 | €13,404 | ▲ 3.6% |
| Trade debts44 | €37,808 | €38,547 | ▲ 2.0% |
| Suppliers440/4 | €37,808 | €38,547 | ▲ 2.0% |
| Other amounts payable47/48 | €5,977 | €200,977 | ▲ 34× |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€65,164 | -€62,976 | ▲ 3.4% |
| + Depreciation and write-downs630 | €3,700 | €0 | ▼ 100% |
| Operating cash flow (approximation) | -€61,464 | -€62,976 | ▼ 2.5% |
| Investment in fixed assets (approximation) | - | -€257,606 | - |
| Change in cash | - | €10,171 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Permanent representatives 1
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Reliv |
|
| Verraes Eva |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 20 - Vertegenwoordiging van de vennootschap 1. Alle akten die de vennootschap verbinden, in en buiten rechte, zijn geldig wanneer…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Niet bezoldigd behoudens andersluidende beslissing algemene vergadering, door raad van bestuur”“2”1 more provision on this in the deed
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Beraadslaagt zoals inzake statutenwijziging, algemene vergadering”“Ontbinding-benoeming vereffenaars, ontbinding en sluiting vereffening in één akte mogelijk onder WVV-voorwaarden”
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed
Articles of association, deed of 02-06-2023
Owners and capital
Capital and shareholders
- 02-06-2023 Capital stated in the deed · €62,000 · 100 shares
Shares according to the articles of association
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Vrij, vrij”
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Verhoging en vermindering van kapitaal, volgens regels voor wijziging van statuten”Other provision: “Aandelen waarop in geld wordt ingeschreven,converteerbare obligaties of inschrijvingsrechten eerst aan aandeelhouders naar evenredigheid van…”Other provision: “Opvraging van stortingen, inschrijvers verbonden voor totale bedrag,verbintenis tot volstorting onvoorwaardelijk en ondeelbaar”Other provision: “Op naam, aard van de aandelen”Other provision: “Op naam, aard van de andere effecten”Other provision: “Uitoefening door eigenaar-pandgever, ondeelbaarheid aandelen”Other provision: “Voorzitter of twee bestuurders, schriftelijk”Other provision: “Besluitvorming raad van bestuur, meerderheid aanwezig of vertegenwoordigd”Other provision: “Notulen raad van bestuur, bijzonder register”Other provision: “Bevoegdheden raad van bestuur, alle handelingen nodig of dienstig voor voorwerp behoudens AV-bevoegdheid wet of statuten”Other provision: “Controle vennootschap, een of meer commissarissen benoemd volgens wettelijke bepalingen”Other provision: “Vertegenwoordiging op algemene vergadering, blijft geldig voor elke volgende vergadering met zelfde agendapunten tenzij kennis van…”Other provision: “Aanwezigheidslijst algemene vergadering, alvorens vergadering wordt begonnen”Other provision: “Stemming per brief, in mate bestuursorgaan mogelijkheid voorzien in oproeping”Other provision: “Beraadslaging algemene vergadering, uitzonderlijke omstandigheden onbekend bij bijeenroeping die besluit in belang vennootschap vereisen”Other provision: “Alle besluiten tot bevoegdheid algemene vergadering met uitzondering die bij authentieke akte moeten worden verleden, schriftelijke algemene…”Other provision: “Stemrecht, meerderheid van stemmen ongeacht aantal vertegenwoordigde effecten behoudens wet of statuten”Other provision: “Raad van bestuur, elke jaarlijkse buitengewone en bijzondere vergadering”Other provision: “Notulen algemene vergadering, behalve bij authentieke akte ondertekend door voorzitter raad van bestuur”Other provision: “Jaarrekening, op laatste dag boekhouding afgesloten”Other provision: “Bestemming van de winst, één tiende van het kapitaal”Other provision: “Uitkering dividenden-interimdividenden, zonder onttrekking aan bestaande reserves en rekening houdend met te vormen reserves”Other provision: “Geschillen, vennootschapsaangelegenheden tussen vennootschap en aandeelhouders,bestuurders,gedelegeerd bestuurders,vaste…”Other provision: “Keuze van woonplaats, aandeelhouder,bestuurder,commissaris of vereffenaar zonder woonplaats in België verplicht in België woonplaats te…”Other provision: “Niet-geldig-afgeweken bepalingen geacht ingeschreven, toepasselijkheid Wetboek van vennootschappen en verenigingen”Other provision: “Aanvang uitwerking beslissingen, bij eenparigheid”5 more provisions in the deed, see the deed of 02-06-2023
Articles of association, deed of 02-06-2023 (in Dutch)
Group and network
Connections & network
5 connected companiesShow 1 more companies with a shared director
History
Acts, filings and financial milestones
02-06
Gazette deed
IncorporationAppointments: Reliv (director) and Verraes Eva (director) · Permanent representative: Vanden Abeele Tuur · Capital10 facts ▸
- Incorporation, 23-05-2023
- Capital, €62,000
- Registered office clause, “8510 Kortrijk (Bellegem),Ijzerhandstraat 3” (deed in Dutch)
- Director appointment, Reliv (director)
- Director appointment, Verraes Eva (director)
- Permanent representative, Vanden Abeele Tuur
- Pre-incorporation commitments, “takeover, alle verbintenissen vanaf heden door één of meer comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Board meeting, “voorzitter, bij eenparigheid” (deed in Dutch)
- Board meeting, “afgevaardigd bestuurder, bij eenparigheid” (deed in Dutch) (2 times)
- Board meeting, “dagelijks bestuurder, kosteloos” (deed in Dutch) (2 times)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en…”
7 activities
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten(vruchtgebruik,recht van opstal,erfpacht,…)zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;het ontwerpen en opvolgen van projecten,en het maken van studies met betrekking tot immobiliën,de aan-en verkoop,huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan,die het genot zouden hebben van deze roerende en onroerende goederen;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop,het beheren van aandelen,aandeelopties,obligaties,kasbons afgeleide producten of andere roerende waarden,van welke vorm ook,uitgegeven door Belgische of buitenlandse emittenten;
- Het patrimonium van de vennootschap te beheren in de ruimste zin van het woord,en oordeelkundig uit te breiden,alle beschikbare middelen te beleggen of weder te beleggen,zowel in roerende als in onroerende goederen;
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen of ondernemingen;het stimuleren,plannen en coördineren van de ontwikkeling van voormelde rechtspersonen of ondernemingen;
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa;
- Het optreden als tussenpersoon,agent,commissionair enzovoorts;
- Alle activiteiten voor wat betreft het huren en verhuren van gebouwen,terreinen en materiaal en dit in de ruimste zin van het woord en zonder dat deze opsomming beperkend is.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Ardimmo
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bestuursorgaan in de bijlage tot het Belgisch Staatsblad”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 16:00
Articles of association, deed of 02-06-2023 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34005B0567/00F000 | Flanders | 6,041 m² | 1 · 427 m² | - |