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ARDIE ROOFLAND

Active
Public limited companyfounded 1983active for 43 yearsTalstrasse 14, 4780 Sankt Vith, BelgiumKBO/BCE: BE 0423.367.287
Summary

The annual accounts of ARDIE ROOFLAND for financial year 2025 show a net loss of 73% of the equity at the start of that year. The 2025 annual accounts show equity of €1,123 and a net result of -€2,984. Equity has been shrinking by about 37% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 14% of 5,040 sector peers (NACE 47, financial year 2025). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 01-01-1983 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521
Establishment unit
2.021.514.939 4040 Herstal, since 24-06-1999
Financial year end
31 December
Peppol
Reachable since 27-01-2026

Board and ownership

Board
  • AMBALL AGDirector · permanent representative Patrick Meurer
  • Marianne PipDirector
Shareholders
  • AMBALL· score 932025 annual accounts of AMBALL

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
-€2,038
▲ 56.7%
Loss
€2,984
▼ 45.2%
Equity
€1,123
▼ 72.6%
Total assets
€41,313
▼ 6.3%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearSector: Retail trade (NACE 47)Loss of €2,984, the second in a row (financial year 2025)lowers riskSize: total assets €41,313Founded in 1983Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 15% of micro companies in retail trade (NACE 47)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 28-6
equity 2.7% of total assets
Liquidity 8-8
short-term debt 96.0% · cash 6.2%
Profitability 19+12
return on assets -7.2%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.8%▼ -0.3 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.04 (1.11 in 2024), below the usual 1.5. Short-term debt is 96% and cash 6.2% of total assets. 97.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 9% on liquidity, 22% on profitability and 8% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €41,313
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €2,984, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,984
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 5040 sector peers (2025).
NBB · sector comparison
Position among 5040 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
30 days early
2023
33 days early
2022
5 days early
2021
19 days late
2020
30 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€2,984 View
  • Caution: Less equity than 87% of companies in retail tradesector median €447,902 · 5,041 companies €1,123 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed 2 reappointedReappointments: AMBALL AG (verwalter) and Marianne Pip (verwalter) · Permanent representative: Patrick Meurer
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as ARDIE ROOFLAND: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €28,100 and €43,700, founded between 1971 and 1997.

CompanyTotal assetsGross margin
ARDIE ROOFLAND Sankt Vith€41,313-€2,038
GENERAL YACHTING CENTER Braine-le-Comte€43,728-€6,628
De Feyter - Herman Kalmthout€33,435€399
CLAES CENTER WOONDECOR Heist-op-den-Berg€28,097-€61,880
DEGRO'S VEESHOP Moorslede€43,581€217
Quincaillerie Gustave Forge Braine-l'Alleud€29,442-€2,922
AQUA - INN Herent€37,808-€1,696
Full comparison

Key facts about ARDIE ROOFLAND

What is the company number of ARDIE ROOFLAND?
The company number of ARDIE ROOFLAND is 0423.367.287. The VAT number is the same number with BE in front: BE 0423.367.287.
Where is ARDIE ROOFLAND based?
The registered office is at Talstrasse 14, 4780 Sankt Vith.Company details
What does ARDIE ROOFLAND do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of ARDIE ROOFLAND?
The legal form of ARDIE ROOFLAND is Public limited company (NV).
When was ARDIE ROOFLAND founded?
ARDIE ROOFLAND was founded on 01-01-1983.
Is ARDIE ROOFLAND still active?
Yes, ARDIE ROOFLAND is an active enterprise in the KBO register.
What is the turnover of ARDIE ROOFLAND?
The annual accounts for financial year 2025 state no turnover.Financials
Is ARDIE ROOFLAND profitable?
In financial year 2025, ARDIE ROOFLAND made a loss of €2,984.
Where can I find the annual accounts of ARDIE ROOFLAND?
ARDIE ROOFLAND filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ARDIE ROOFLAND due?
ARDIE ROOFLAND must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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