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ARDFURST

Active
Private limited companyfounded 2007active for 19 yearsRichard Orlentstraat 57, 2070 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0892.636.956

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ARDFURST has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€68,902) and a net result of -€8,422. Equity has been stable since 2019 (±0.2% per year). Its solvency ranks better than 5% of 376 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 08-10-2007 Normal situation
Activity
Wholesale of non-electrical household articles NACE 46494and 2 others
Establishment unit
2.165.825.995 2070 Beveren-Kruibeke-Zwijndrecht, since 08-10-2007
Financial year end
31 March
Peppol
Reachable since 27-03-2026

Board and ownership

Board
  • STRUYF BernardDirector

Financial position

53 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts to 31-03-2026
Turnover
€23,337
Loss
€8,422
▲ 215%
Equity
-€68,902
▼ 13.9%
Total assets
€9,745
▼ 14.7%
Filed on 01-10-2026, 30 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityLoss of €8,422, the second in a row (financial year 2026)Negative equity -€68,902lowers riskSize: turnover €23,337, total assets €9,745Founded in 2007Show the evidence

Checked score

Score 2026
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 16% of micro companies in wholesale trade (NACE 46)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2025
Weak
Solvency 0=
equity -707.0% of total assets
Liquidity 30-5
short-term debt 65.1% · cash 11.6%
Profitability 0=
return on assets -86.4%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● unchanged vs 11-2024lowest value 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.7%▲ +0.2 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.8%▲ +0.1 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.9%▲ +0.1 percentage points vs 09-2026highest value
No credit on open account
Liquidity is tight, with a current ratio of 1.5 (1.83 in 2025), below the usual 1.5. Short-term debt is 65.1% and cash 11.6% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 28% on liquidity, 6% on profitability and 23% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €23,337, total assets €9,745
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €8,422, the second in a row (financial year 2026)
NBB · annual accounts
raises risk · Negative equity -€68,902
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year -€68,902
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-10-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
30 days early
2025
14 days early
2024
31 days early
2023
43 days early
2022
32 days early
2021
31 days early
2020
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2026 -€68,902 View
  • Caution: Lower solvency than 95% of companies in wholesale tradesector median 45.2% · 376 companies -707.0% View
  • Caution: 2 loss-making years in a rowloss in financial year 2026 -€8,422 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as ARDFURST: wholesale of non-electrical household articles (NACE 46494). They are comparable in size and age: total assets between €3,620 and €50,600, founded between 1999 and 2006.

CompanyTotal assetsGross margin
ARDFURST Beveren-Kruibeke-Zwijndrecht€9,745-€3,611
VIKTOR & SANDER Wijnegem€9,111-€8,002
LOURENS FISHER Schoten€3,624-€1,276
THAiSSA Schaarbeek€7,805€448
THOMAS IMPORT DESIGN Zemst€50,579-€2,574
VAN BOCKSTAEL & PARTNERS Wichelen€9,345€4,127
AVANTGARDE XP Le Roeulx€18,247€9,447
Full comparison

Documents

Annual accounts at the NBB

All 18 annual accounts

Articles and registers

Key facts about ARDFURST

What is the company number of ARDFURST?
The company number of ARDFURST is 0892.636.956. The VAT number is the same number with BE in front: BE 0892.636.956.
Where is ARDFURST based?
The registered office is at Richard Orlentstraat 57, 2070 Beveren-Kruibeke-Zwijndrecht.Company details
What does ARDFURST do?
According to the KBO register, the main activity is wholesale of non-electrical household articles (NACE 46494).
What is the legal form of ARDFURST?
The legal form of ARDFURST is Private limited company (BV).
When was ARDFURST founded?
ARDFURST was founded on 08-10-2007.
Is ARDFURST still active?
Yes, ARDFURST is an active enterprise in the KBO register.
What is the turnover of ARDFURST?
The turnover of ARDFURST was €23,337 in financial year 2026, according to the filed annual accounts.Financials
Is ARDFURST profitable?
In financial year 2026, ARDFURST made a loss of €8,422.
Where can I find the annual accounts of ARDFURST?
ARDFURST filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of ARDFURST due?
ARDFURST must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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