Ardensia

Active

Private limited companyfounded 20241 yr activeRue de Rotterdam 23, 4000 Liège, BelgiumKBO/BCE: BE 1016.826.650

Summary

Ardensia has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €5k. Its solvency ranks better than 69% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2025

83 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency81▼-19

Growth78

Track record82

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 2.26; short-term debt: 44.2% and cash: 47.5% of total assets), and 44.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

55.8%

Return on assets

33.3%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

18 d early

2024

on the day

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▲ 148%

2024 · €3k

2024: €3k

2024 → 2025

Total assets

€15k▲ 344%

2024 · €3k

2024: €3k

2024 → 2025

Net result

€5k

2024 · €-2k

2024: €-2k

2024 → 2025

Working capital

€8k

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€3k-€8k▲ 148%

Operating result€-2k-€6k

Net result€-2k-€5k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €6k after a loss of €2k in 2024.

Balance-sheet composition

Equity and liabilities €15k

55.8%

44.2%

Equity €8k

Debt €7k

Debt finances 44.2% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

Current ratio

2.26

Debt to equity

0.79

ROE

59.7%

ROA

33.3%

Debt ≤ 1 year

€7k

Income taxes

€873

Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines

Balance sheet Code20242025

Assets

Total assets20/58€3k€15k▲

Current assets29/58€3k€15k▲

Amounts receivable within one year40/41-€8k

Trade receivables40-€8k

Cash at bank and in hand54/58€3k€7k▲

Deferred charges and accrued income490/1€194-

Equity and liabilities

Total equity and liabilities10/49€3k€15k▲

Equity10/15€3k€8k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€-2k€3k▲

Amounts payable17/49-€7k

Amounts payable within one year42/48-€7k

Trade debts44-€6k

Suppliers440/4-€6k

Taxes, remuneration and social security45-€873

Taxes450/3-€873

Income statement Code20242025

Gross operating margin9900€-2k€6k▲

Operating profit (loss)9901€-2k€6k▲

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B-€7

Recurring financial charges65-€7

Profit (loss) for the period before taxes9903€-2k€6k▲

Income taxes67/77-€873

Profit (loss) for the period9904€-2k€5k▲

Profit (loss) for the period to be appropriated9905€-2k€5k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€3k▲

Profit (loss) brought forward from the previous period14P-€-2k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

13-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €5k

Net result €5k after one loss-making year.

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Liège · 2 establishment units since 2024

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Rotterdam 234000 Liège

Ground area

4,688 m²

Building footprint

1,711 m²

Volume, LiDAR

21,493 m³

2 parcels, Brussels, Wallonia · tallest building 21.8 m, ±6 floors. Linked by address, not a title deed.

2 establishment units

ARDENSIA

Rue de Rotterdam 23, 4000 LiègeReal estate activities

since 20242.370.738.101

Ardensia

Kolonel Bourgstraat 127-129, 1140 EvereReal estate agency activities

since 20262.390.844.617

2 parcels

Wallonia 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21372C0123/00R000	Brussels	3,304 m²	1 · 1,528 m²	21.8 m · 5 fl.
62805B0315/00N009	Wallonia	1,384 m²	1 · 183 m²	20.7 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

4C GESTION

BE 1024.892.892

Anderlecht · Eq €8,506

JDAL

BE 1017.715.783

Etterbeek · Eq €8,411

CONFORT INVEST SYNDIC

Antwerpen · Eq €8,250

Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-12-2024

Fiscal year end31-12

Activities, NACEBEL 2025

68321Property management for co-owned buildings (syndics)

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.