Summary
Ardennes Finances is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.2m and a net result of €1.1m. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 29% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 08-05-2018 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.275.749.464 4840 Welkenraedt, since 08-05-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2026
Board and ownership
Board
- ZAMBONI di SALERANO ArnoudChair
- Johnny ARNAUTSManaging director
Shareholders
- JAR INVEST50%31-03-2026 annual accounts of JAR INVEST
- SOMMARIVA INVEST50%· score 812025 annual accounts of SOMMARIVA INVEST
- Holdings
- Shares in 3 companies including ARDENNE CONTAINER and TPrécup
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €1.1m
- ▲ 479%
- Equity
- €2.2m
- ▲ 28.0%
- Total assets
- €7.7m
- ▲ 5.8%
- Employees on 31-12-2025
- 2
- ▲ 100%
- 2025 accounts filed 31 days after the deadline
Net result +479%: other schema
Signalsraises risk2025 accounts filed 31 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
27 days late
2022
30 days late
2021
31 days late
2020
30 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed 5 directors appointed, 7 directors resigningResignations: TTH INVEST SRL, JTH INVEST SRL and 2 others · Appointments: Johnny ARNAUTS (director) and Arnoud ZAMBONI DI SALERANO (director) · Permanent representatives: Arnoud ZAMBONI DI SALERANO and Johnny ARNAUTS
- · Gazette deed Reappointment: JAR INVEST SRL (chair of the board)Permanent representative: Johnny ARNAUTS
- · Gazette deed Incorporation
Companies linked to Ardennes Finances
Comparable companies
These companies have the same main activity as Ardennes Finances: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €6m and €8m, founded between 2017 and 2019.
| Company | Total assets | Gross margin |
|---|---|---|
| Ardennes Finances Welkenraedt | €7.7m | €0.4m |
| TIVATOME Ottignies-Louvain-la-Neuve | €7.3m | €0.4m |
| Ravone Invest and Management Eco-friendly Villers-le-Bouillet | €6.6m | €0.4m |
| PhunQ Tournai | €6.9m | €0.4m |
| B.C.V.D. Soignies | €7.4m | €0.5m |
| JWS CONSULT Lier | €6.0m | €0.4m |
| NOVA INVESTMENT Puurs-Sint-Amands | €8.0m | €0.6m |
Key facts about Ardennes Finances
- What is the company number of Ardennes Finances?
- The company number of Ardennes Finances is 0695.812.771. The VAT number is the same number with BE in front: BE 0695.812.771.
- Where is Ardennes Finances based?
- The registered office is at Rue Trois Bourdons 24, 4840 Welkenraedt.Company details
- What does Ardennes Finances do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of Ardennes Finances?
- The legal form of Ardennes Finances is Private limited company (BV).
- When was Ardennes Finances founded?
- Ardennes Finances was founded on 08-05-2018.
- Is Ardennes Finances still active?
- Yes, Ardennes Finances is an active enterprise in the KBO register.
- How many employees does Ardennes Finances have?
- Ardennes Finances had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Ardennes Finances?
- The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €436,980 and 34 comparable companies (NACE 64210). It probably lies between €480,000 and €910,000.
- Is Ardennes Finances profitable?
- In financial year 2025, Ardennes Finances made a profit of €1.1m.
- Where can I find the annual accounts of Ardennes Finances?
- Ardennes Finances filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ardennes Finances due?
- Ardennes Finances must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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