Arda & Deniz
ActiveThe computed 12-month bankruptcy probability of Arda & Deniz is 1.9% (moderate). The 2024 annual accounts show equity of €26k and a net result of €13k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 18939 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-2
Solvency100=
Growth68▲+13
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 8.09 against 4.32 in 2023; short-term debt: 11.4% and cash: 23.8% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €26k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-11-2025, 121 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
121 d late
2023
486 d late
2022
330 d late
2021
32 d early
2020
32 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€109k▲ 16.0%
2023 · €94k
2022: €75k
2023: €94k
2022 → 2024
EBIT margin
12.1%▼ 1.8pp
2023 · 13.9%
2022: 0.5%
2023: 13.9%
2022 → 2024
Net result
€13k▲ 1.3%
2023 · €13k
2018: €22k
2019: €-143
2020: €-6k
2021: €-9k
2022: €110
2023: €13k
2018 → 2024
Working capital
€24k▲ 138%
2023 · €10k
2018: €13k
2019: €13k
2020: €8k
2021: €937
2022: €-4k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€75k€94k▲ 26.0%€109k▲ 16.0%
Equity€10k-€704▼ 92.8%€813▲ 15.5%€14k▲ 1,564%€26k▲ 95.2%
Operating result€-5k-€-9k▼ 63.1%€373€13k▲ 3,399%€13k▲ 1.4%
Net result€-6k-€-9k▼ 61.6%€110€13k▲ 11,457%€13k▲ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 1% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €30k
Fixed assets
€2k▼ 31.9%
Current assets
€27k▲ 108%
Equity and liabilities €30k
Equity
€26k▲ 95.2%
Debt
€3k▲ 10.5%
The debt ratio falls from 18.5% to 11.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2023 · €14k
Cash flow
€14k▲
2023 · €14k
Solvency
88.6%▲
2023 · 81.5%
Current ratio
8.09▲
2023 · 4.32
Quick ratio
4.47▲
2023 · 3.44
Debt / equity
0.13▼
2023 · 0.23
ROE
48.8%▼
2023 · 94.0%
ROA
43.2%▼
2023 · 76.6%
Interest coverage
41.14▼
2023 · 41.83
Debt
€3k▲
2023 · €3k
Debt ≤ 1 year
€3k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€17k€30k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€1k€921▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€75€75=
Current assets29/58€13k€27k▲
Stocks and contracts in progress3€3k€12k▲
Stocks30/36€3k€12k▲
Amounts receivable within one year40/41€2k€4k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€17k€30k▲
Equity10/15€14k€26k▲
Contributions10/11€11k€11k=
Outside capital11€11k-
Other1109/19€11k-
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-2k€11k▲
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€251€378▲
Taxes450/3€251€378▲
Accrued charges and deferred income492/3€19-
Income statement
Code20232024
Turnover70€94k€109k▲
Goods, raw materials, services and sundry goods60/61€78k€93k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€16k€16k▲
Operating profit (loss)9901€13k€13k▲
Financial charges65/66B€338€348▲
Recurring financial charges65€338€348▲
Profit (loss) for the period before taxes9903€13k€13k▲
Profit (loss) for the period9904€13k€13k▲
Profit (loss) for the period to be appropriated9905€13k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€11k▲
Profit (loss) brought forward from the previous period14P€-15k€-2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 121 days late
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 486 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 330 days late
2023
31-12
Financial
Liquidity times 7current ratio 4.32
Current ratio from 0.64 to 4.32; short-term debt falls from €10k to €3k.
2022
31-12
Financial
Back to profitnet €110
Net result €110 after 3 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 8.96
Current ratio from 3.55 to 8.96; short-term debt falls from €5k to €2k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Déportés(Jod.) 61370 JodoigneGround area
148 m²
Building footprint
65 m²
Volume, LiDAR
737 m³
Parcel 25048G0403/00C002, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
La Maison d' Antalya
since 20152.242.329.697
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25048G0403/00C002 | Wallonia | 148 m² | 1 · 65 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJodoigne2.242.329.697
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 8,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-05-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.