Summary
ARCULARIUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18.9m and a net result of €1.1m. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 5565 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
30 d early
2023
on the day
2022
3 d early
2021
4 d early
2020
1 d early
2019
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 company by equity in Berlaar, Finance and insurance sector#2 company by total assets in Berlaar, Finance and insurance sector
Equity
€18.9m▲ 1.6%
2024 · €18.6m
Net result
€1.1m▼ 64.6%
2024 · €3.0m
Total assets
€20.4m▲ 1.5%
2024 · €20.1m
Solvency
92.7%▲ 0.1pp
2024 · 92.6%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€87,830▼ 513%-€13,913▲ 84.2%€31,932-€40,762€92,019
Net result€1.4m▲ 87.2%€3.3m▲ 131%€1.6m▼ 50.7%€3.0m▲ 86.8%€1.1m▼ 64.6%
Equity€11.2m▲ 14.6%€14.5m▲ 29.5%€16.2m▲ 11.2%€18.6m▲ 15.3%€18.9m▲ 1.6%
Total assets€12.1m▲ 16.1%€15.7m▲ 29.4%€17.8m▲ 13.2%€20.1m▲ 13.2%€20.4m▲ 1.5%
Debt€843,499▲ 28.0%€1.1m▲ 28.0%€1.5m▲ 39.2%€1.4m▼ 8.5%€1.5m▲ 7.7%
Working capital€5.3m▲ 37.1%€8.6m▲ 63.1%€10.3m▲ 19.0%€12.7m▲ 24.1%€12.9m▲ 1.6%
Solvency92.5%▼ 1.2pp92.6%▲ 0.1pp91.0%▼ 1.6pp92.6%▲ 1.7pp92.7%▲ 0.1pp
Staff (FTE)000
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2025 Net result -65% on 2024. Cause not known from the registers.
- 2024 Net result +87% on 2023. Cause not known from the registers.
- 2023 Net result -51% on 2022. Cause not known from the registers.
- 2022 Net result +131% on 2021. Cause not known from the registers.
- 2021 Net result +87% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €92,019 after a loss of €40,762 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.4m
Fixed assets
€6.5m =
Current assets
€13.9m ▲ 2.2%
Equity and liabilities €20.4m
Equity
€18.9m ▲ 1.6%
Provisions
€0 ▼ 100%
Debt
€1.5m ▲ 7.7%
Debt's share of the balance-sheet total rises from 6.8% to 7.3%. Equity and debt are higher.
Key figures and ratios
ROE
5.7%▼
2024 · 16.3%
ROA
5.3%▼
2024 · 15.1%
Debt ≤ 1 year
€970,637▲
2024 · €871,241
Debt > 1 year
€500,000=
2024 · €500,000
Income taxes
€83,392▼
2024 · €334,323
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | €61,237 | €962 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,257 | €14,106 | €1,422 | €1,109 | €1,701 | ▲ 53.3% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €62,775 | €17,787 | €18,510 | €5,061 | -€104,133 | ▼ 2,158% |
| Other operating charges640/8 | €3,243 | €3,830 | €9,726 | €11,269 | €10,690 | ▼ 5.1% |
| Non-recurring operating charges66A | - | - | €519 | €0 | - | - |
| Gross operating margin9900 | -€8,554 | €21,810 | €62,109 | -€23,323 | €276 | ▲ 101% |
| Operating profit (loss)9901 | -€87,830 | -€13,913 | €31,932 | -€40,762 | €92,019 | ▲ 326% |
| Financial income75/76B | €1.8m | €4.7m | €1.3m | €3.5m | €1.4m | ▼ 60.4% |
| Recurring financial income75 | €1.8m | €4.7m | €1.3m | €3.5m | €1.4m | ▼ 60.4% |
| Financial charges65/66B | €90,916 | €1.0m | -€504,706 | €94,263 | €320,832 | ▲ 240% |
| Recurring financial charges65 | €90,916 | €1.0m | -€504,706 | €94,263 | €320,832 | ▲ 240% |
| Profit (loss) for the period before taxes9903 | €1.7m | €3.7m | €1.8m | €3.4m | €1.2m | ▼ 65.6% |
| Income taxes67/77 | €228,444 | €368,641 | €166,056 | €334,323 | €83,392 | ▼ 75.1% |
| Profit (loss) for the period9904 | €1.4m | €3.3m | €1.6m | €3.0m | €1.1m | ▼ 64.6% |
| Profit (loss) for the period to be appropriated9905 | €1.4m | €3.3m | €1.6m | €3.0m | €1.1m | ▼ 64.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12.1m | €15.7m | €17.8m | €20.1m | €20.4m | ▲ 1.5% |
| Fixed assets21/28 | €6.5m | €6.5m | €6.5m | €6.5m | €6.5m | = |
| Tangible fixed assets22/27 | €507,071 | €497,182 | €7,478 | €11,554 | €9,853 | ▼ 14.7% |
| Land and buildings22 | €500,164 | €487,763 | €0 | - | - | - |
| Furniture and vehicles24 | €4,313 | €6,825 | €4,884 | €8,960 | €7,259 | ▼ 19.0% |
| Other tangible fixed assets26 | €2,594 | €2,594 | €2,594 | €2,594 | €2,594 | = |
| Financial fixed assets28 | €6.0m | €6.0m | €6.5m | €6.5m | €6.5m | = |
| Current assets29/58 | €5.6m | €9.2m | €11.3m | €13.6m | €13.9m | ▲ 2.2% |
| Amounts receivable after more than one year29 | €36,500 | €36,500 | €36,500 | €138,550 | €224,404 | ▲ 62.0% |
| Other amounts receivable291 | €36,500 | €36,500 | €36,500 | €138,550 | €224,404 | ▲ 62.0% |
| Amounts receivable within one year40/41 | €35,396 | €4,290 | €65,482 | €566,181 | €166,791 | ▼ 70.5% |
| Trade receivables40 | €35,396 | €151 | €0 | €9,762 | €2,791 | ▼ 71.4% |
| Other amounts receivable41 | €0 | €4,139 | €65,482 | €556,419 | €164,000 | ▼ 70.5% |
| Current investments50/53 | €5.5m | €7.2m | €11.0m | €12.1m | €13.1m | ▲ 8.3% |
| Cash at bank and in hand54/58 | €33,741 | €2.0m | €153,832 | €826,168 | €412,297 | ▼ 50.1% |
| Deferred charges and accrued income490/1 | €6,060 | €2,551 | €2,900 | €3,302 | €27,035 | ▲ 719% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12.1m | €15.7m | €17.8m | €20.1m | €20.4m | ▲ 1.5% |
| Equity10/15 | €11.2m | €14.5m | €16.2m | €18.6m | €18.9m | ▲ 1.6% |
| Contributions10/11 | €4.1m | €4.1m | €4.1m | €4.1m | €4.1m | = |
| Reserves13 | €3.7m | €6.9m | €8.5m | €10.9m | €11.2m | ▲ 2.7% |
| Non-distributable reserves130/1 | €214,500 | €214,500 | €0 | - | - | - |
| Reserves not available under the articles1311 | €214,500 | €214,500 | €0 | - | - | - |
| Distributable reserves133 | €3.5m | €6.7m | €8.5m | €10.9m | €11.2m | ▲ 2.7% |
| Profit (loss) carried forward14 | €3.5m | €3.6m | €3.6m | €3.7m | €3.7m | ▲ 0.1% |
| Provisions and deferred taxes16 | €62,775 | €80,562 | €99,072 | €104,133 | €0 | ▼ 100% |
| Provisions for liabilities and charges160/5 | €62,775 | €80,562 | €99,072 | €104,133 | €0 | ▼ 100% |
| Other liabilities and charges164/5 | €62,775 | €80,562 | €99,072 | €104,133 | €0 | ▼ 100% |
| Amounts payable17/49 | €843,499 | €1.1m | €1.5m | €1.4m | €1.5m | ▲ 7.7% |
| Amounts payable after more than one year17 | €502,100 | €502,100 | €500,000 | €500,000 | €500,000 | = |
| Financial debts170/4 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Other amounts payable178/9 | €2,100 | €2,100 | €0 | - | - | - |
| Amounts payable within one year42/48 | €337,733 | €572,270 | €999,469 | €871,241 | €970,637 | ▲ 11.4% |
| Financial debts43 | €0 | - | €1,448 | €1,753 | €1,718 | ▼ 2.0% |
| Credit institutions430/8 | €0 | - | €1,448 | €1,753 | €1,718 | ▼ 2.0% |
| Trade debts44 | €2,907 | €1,990 | €4,361 | €9,401 | €27,690 | ▲ 195% |
| Suppliers440/4 | €2,907 | €1,990 | €4,361 | €9,401 | €27,690 | ▲ 195% |
| Taxes, remuneration and social security45 | €302,227 | €570,280 | €506,159 | €410,087 | €349,951 | ▼ 14.7% |
| Taxes450/3 | €302,227 | €570,280 | €506,159 | €410,087 | €349,951 | ▼ 14.7% |
| Other amounts payable47/48 | €32,599 | €0 | €487,500 | €450,000 | €591,279 | ▲ 31.4% |
| Accrued charges and deferred income492/3 | €3,667 | €5,274 | €3,667 | €3,667 | €9,565 | ▲ 161% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.4m | €3.3m | €1.6m | €3.0m | €1.1m | ▼ 64.6% |
| + Depreciation and write-downs630 | €13,257 | €14,106 | €1,422 | €1,109 | €1,701 | ▲ 53.3% |
| Operating cash flow (approximation) | €1.4m | €3.3m | €1.6m | €3.0m | €1.1m | ▼ 64.6% |
| Investment in fixed assets (approximation) | - | -€4,217 | -€11,718 | -€5,185 | €0 | ▲ 100% |
| Change in cash | - | €1.9m | -€1.8m | €672,336 | -€413,872 | ▼ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €3.3m ▲131%
Net result €3.3m, the highest in the series.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €10mEq €11.2m ▲14.6%
4 profitable years in a row build equity to €11.2m.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2009
Ground area
2,078 m²
Building footprint
164 m²
Volume, LiDAR
916 m³
Parcel 12002D0444/00E000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brandestraat 7, 2590 Berlaar
since 20092.179.590.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002D0444/00E000 | Flanders | 2,078 m² | 1 · 164 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 3
-
50%
-
50%
-
25%
According to the 2025 annual accounts of ARCULARIUS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
254900X13OLIV783HB49
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 4,396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-04-2009
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811667690
Also
9925:BE0811667690
Registered
16-07-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.