ARCTIK
ActiveARCTIK has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €922k and a net result of €175k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 140 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency97▲+5
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 4.2 in 2024), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
10.7%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 12-11-2025, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
39 d early
2023
49 d early
2022
47 d early
2021
7 d late
2019
88 d late
2018
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close15-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€175k▼ 35.9%
2024 · €273k
2018: €263k
2019: €213k
2021: €361k
2022: €83k
2023: €227k
2024: €273k
2018 → 2025
Working capital
€951k▼ 30.5%
2024 · €1.37M
2018: €350k
2019: €456k
2021: €612k
2022: €1.15M
2023: €1.48M
2024: €1.37M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€602k-€686k▲ 13.8%€827k▲ 20.7%€863k▲ 4.3%€922k▲ 6.8%
Operating result€482k-€150k▼ 69.0%€325k▲ 117%€375k▲ 15.5%€248k▼ 34.0%
Net result€361k-€83k▼ 76.9%€227k▲ 173%€273k▲ 20.6%€175k▼ 35.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€48k▼ 12.9%
Current assets
€1.59M▼ 11.7%
Equity and liabilities €1.63M
Equity
€922k▲ 6.8%
Debt
€712k▼ 27.9%
The debt ratio falls from 53.4% to 43.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€261k▼
2024 · €387k
Cash flow
€188k▼
2024 · €285k
Solvency
56.4%▲
2024 · 46.6%
Current ratio
2.50▼
2024 · 4.20
Quick ratio
2.50▼
2024 · 4.20
Debt / equity
0.77▼
2024 · 1.14
ROE
19.0%▼
2024 · 31.7%
ROA
10.7%▼
2024 · 14.8%
Interest coverage
90.63▼
2024 · 297.45
Debt
€712k▼
2024 · €988k
Debt ≤ 1 year
€635k▲
2024 · €427k
Income taxes
€73k▼
2024 · €106k
Staff costs
€1.47M▲
2024 · €1.29M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.85M€1.63M▼
Fixed assets21/28€55k€48k▼
Tangible fixed assets22/27€24k€17k▼
Furniture and vehicles24€24k€17k▼
Financial fixed assets28€31k€31k=
Current assets29/58€1.80M€1.59M▼
Amounts receivable within one year40/41€477k€731k▲
Trade receivables40€434k€680k▲
Other amounts receivable41€43k€51k▲
Current investments50/53€33k€33k=
Cash at bank and in hand54/58€588k€128k▼
Deferred charges and accrued income490/1€698k€695k▼
Equity and liabilities
Total equity and liabilities10/49€1.85M€1.63M▼
Equity10/15€863k€922k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€842k€901k▲
Amounts payable17/49€988k€712k▼
Amounts payable within one year42/48€427k€635k▲
Trade debts44€221k€342k▲
Suppliers440/4€221k€342k▲
Taxes, remuneration and social security45€207k€277k▲
Taxes450/3€34k€76k▲
Remuneration and social security454/9€173k€201k▲
Other amounts payable47/48€142€16k▲
Accrued charges and deferred income492/3€561k€77k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.29M€1.47M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€962€8k▲
Gross operating margin9900€1.68M€1.74M▲
Operating profit (loss)9901€375k€248k▼
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€380k€248k▼
Income taxes67/77€106k€73k▼
Profit (loss) for the period9904€273k€175k▼
Profit (loss) for the period to be appropriated9905€273k€175k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.08M€1.02M▼
Profit (loss) brought forward from the previous period14P€807k€842k▲
Profit to be distributed694/7€238k€116k▼
Return on contributions (dividend)694€238k€100k▼
Employees696-€16k
Social balance
Average headcount (FTE)908720.622.1▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-04
Financial
Weakest financial yearnet €83k ▼76.9%
Net result drops to €83k, the lowest in the series; recovery starts the following year.
30-04
Financial
Liquidity doublescurrent ratio 5.36
Current ratio from 2.57 to 5.36; short-term debt falls from €391k to €264k.
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
30-04
Financial
Highest result since 2018net €361k ▲69.3%
Operating result €482k, net result €361k, both a record.
30-04
Financial
Equity above €500kEq €602k ▲80%
3 profitable years in a row build equity to €602k.
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Equity above €200kEq €335k ▲175%
2 profitable years in a row build equity to €335k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 181 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
15-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Broquevillelaan 121150 Sint-Pieters-WoluweGround area
1,291 m²
Building footprint
597 m²
Volume, LiDAR
15,768 m³
Parcel 21019A0206/00H005, Brussels · tallest building 29.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
de Broquevillelaan 12, 1150 Sint-Pieters-Woluwe
since 20122.206.856.007
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0206/00H005 | Brussels | 1,291 m² | 1 · 597 m² | 29.1 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European Union, budget
2021 to 2025 · 28 entries · 4,621,026 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 1 | 347,938 EUR |
| 2024 | 9 | 672,652 EUR |
| 2023 | 6 | 597,882 EUR |
| 2022 | 5 | 1,223,967 EUR |
| 2021 | 7 | 1,778,588 EUR |
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European research
18 projects · 5,941,740 EUR EU contributionProgrammes
h2020
HORIZON
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 28,635 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2012
Fiscal year end30-04
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
79110Travel agency activities
70210Activities of head offices; management consultancy activities
72200Scientific research and development
73300Public relations and communication consultancy
74201Photography, excluding press photography
82300Organisation of conventions and trade shows
94994Activities of membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.