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ARCOTEC

Active
Private limited companyfounded 1995active for 31 yearsLuchthavenlei 7a, 2100 Antwerpen, BelgiumKBO/BCE: BE 0455.577.524
Summary

The computed 12-month bankruptcy probability of ARCOTEC is 2.2% (moderate). The 2025 annual accounts show negative equity (-€3,907) and a net result of €5,736. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 9% of 34,263 sector peers (NACE 43, financial year 2025). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General electrical installation work
NACE 43211
1 site
Size
€64,369total assets 2025
Equity
-€3,907
Profit
€5,736
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Structure
Accounts filed 31 days late
Why 52raises riskLatest accounts 31 days late; 3 of the last 3 lateSector: Specialised construction activities (NACE 43)Liquidity: current ratio 0.94lowers riskSize: total assets €64,369Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 19+8
equity -6.1% of total assets
Liquidity 0=
short-term debt 106.1%
Profitability 59+44
return on assets 8.9%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,538 companies, NACE 43, micro)
Last 24 months 11-2024: 2.5% 12-2024: 2.5%● unchanged vs 11-2024 01-2025: 2.5%● unchanged vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.7%▲ +0.2 percentage points vs 02-2025 04-2025: 2.7%● unchanged vs 03-2025 05-2025: 2.7%● unchanged vs 04-2025 06-2025: 2.6%▼ -0.1 percentage points vs 05-2025 07-2025: 2.9%▲ +0.3 percentage points vs 06-2025 08-2025: 3.6%▲ +0.7 percentage points vs 07-2025 09-2025: 3.9%▲ +0.3 percentage points vs 08-2025 10-2025: 3.3%▼ -0.6 percentage points vs 09-2025 11-2025: 3.3%● unchanged vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.3%● unchanged vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.3%● unchanged vs 03-2026 05-2026: 3.3%● unchanged vs 04-2026 06-2026: 3.2%▼ -0.1 percentage points vs 05-2026 07-2026: 3.3%▲ +0.1 percentage points vs 06-2026 08-2026: 4.2%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 2.2%▼ -2.0 percentage points vs 08-2026lowest value 10-2026: 2.2%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.94, compared with 0.87 in 2024; short-term debt: 106.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 7% on solvency, 1% on liquidity, 28% on profitability and 85% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
lowers risk · Size: total assets €64,369
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 0.94
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 34263 sector peers (2025).
NBB · sector comparison
Position among 34263 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
31 days late
2023
31 days late
2022
28 days late
2021
31 days late
2020
30 days late
2019
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. PurposeGazette deed
  3. Back to profitnet €5,736

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€3,907 View
  • Caution: Among the weakest 8% on equitysector median €57,558 · 34,276 companies -€3,907 View
  • Active since 1995founded 28-06-1995 31 years View

By topic

Financials

Financial year
2025
Total assets
€64,369
Profit
€5,736
Solvency
-6.1%
Go to Financials

Timeline

Events
35
Since
1997
Next accounts
by 31-07-2027
  1. 31-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 31-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
28-06-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
Plaatsen van gipsplaten; Plaatsen van wand en vloertegels; Schilderen van gebouwen…
Go to Articles of association

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