ArCoMiHo
ActiveArCoMiHo is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €29k and a net result of €26k. Its solvency ranks better than 53% of 9450 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency83
Growth-
Track record50
Credit verdict
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.7; short-term debt: 41.4% and cash: 5.9% of total assets), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€29k
Total assets
€51k
Net result
€26k
Working capital
€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €51k
Fixed assets
€15k
Current assets
€36k
Equity and liabilities €51k
Equity
€29k
Debt
€21k
Debt finances 42.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€35k
Cash flow
€27k
Solvency
57.8%
Current ratio
1.70
Quick ratio
1.70
Debt / equity
0.73
ROE
89.8%
ROA
51.9%
Debt
€21k
Debt ≤ 1 year
€21k
Income taxes
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€51k
Fixed assets21/28€15k
Intangible fixed assets21€999
Tangible fixed assets22/27€14k
Furniture and vehicles24€14k
Current assets29/58€36k
Amounts receivable within one year40/41€33k
Trade receivables40€24k
Other amounts receivable41€8k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€51k
Equity10/15€29k
Contributions10/11€3k
Profit (loss) carried forward14€26k
Amounts payable17/49€21k
Amounts payable within one year42/48€21k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€18k
Taxes450/3€18k
Accrued charges and deferred income492/3€399
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€263
Other operating charges640/8€501
Gross operating margin9900€36k
Operating profit (loss)9901€35k
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€9k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haute(FB) 357911 Frasnes-lez-AnvaingGround area
154 m²
Building footprint
67 m²
Parcel 51022C0781/00F000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51022C0781/00F000 | Wallonia | 154 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 4,910 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2025
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.