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ARCOLLIMMO

Active
Public limited companyfounded 199333 yrs activeRue du Château, St-Gérard 9, 5640 Mettet, BelgiumKBO/BCE: BE 0450.465.525
Summary

ARCOLLIMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€37,295) and a net result of -€142,884. Equity is shrinking by ~19% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability50▼-12
Solvency13▼-36
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 1.36 in 2024; short-term debt: 77.8% and cash: 0.4% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-11.9%
Return on assets
-45.5%
Age of the figures
15 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
192122232425
2019 to 2025 · latest year -€37,295
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-09-2026, 216 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
216 d late
2024
426 d late
2023
792 d late
2022
46 d early
2021
41 d early
2019
36 d early
2018
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 181 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 September (4 of the last 5 filed years within 262 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 June 1993, ARCOLLIMMO was incorporated.1 Total assets went from EUR 458,923 in 2019 to EUR 314,073 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€142,884▼ 520%
2024 · -€23,042
Working capital
-€24,548
2024 · €87,458
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€25,658-€19,708▼ 23.2%-€22,199-€2,463▲ 88.9%€13,920
Net result€20,954-€14,551▼ 30.6%-€22,575-€23,042▼ 2.1%-€142,884▼ 520%
Equity€136,654-€151,205▲ 10.6%€128,630▼ 14.9%€105,589▼ 17.9%-€37,295
Total assets€398,813-€377,448▼ 5.4%€353,968▼ 6.2%€440,160▲ 24.4%€314,073▼ 28.6%
Debt€262,159-€226,242▼ 13.7%€225,338▼ 0.4%€254,816▲ 13.1%€245,209▼ 3.8%
Working capital€60,745-€42,826▼ 29.5%€32,195▼ 24.8%€87,458▲ 172%-€24,548
Why a figure moved sharply
  • 2025 Net result -520% on 2024. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0€50,000Operating result 2021: €25,658€25,658Net result 2021: €20,954€20,954Operating result 2022: €19,708€19,708Net result 2022: €14,551€14,551Operating result 2023: -€22,199-€22,199Net result 2023: -€22,575-€22,575Operating result 2024: -€2,463-€2,463Net result 2024: -€23,042-€23,042Operating result 2025: €13,920€13,920Net result 2025: -€142,884-€142,88420212022202320242025-€150,000-€100,000-€50,000€0Operating result 2023: -€22,199-€22,200Net result 2023: -€22,575-€22,600Operating result 2024: -€2,463-€2,460Net result 2024: -€23,042-€23,000Operating result 2025: €13,920€13,900Net result 2025: -€142,884-€143,000202320242025
The operating result returns to profit in 2025: €13,920 after a loss of €2,463 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314,073
Fixed assets €94,304 ▼ 11.6%
Current assets €219,770 ▼ 34.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€26,252▲
2024 · €10,238
Cash flow
-€130,552▼
2024 · -€10,341
Solvency
-11.9%▼
2024 · 24.0%
Current ratio
0.90▼
2024 · 1.36
Debt to equity
-6.57▼
2024 · 2.41
ROA
-45.5%▼
2024 · -5.2%
Interest coverage
95.46▲
2024 · 17.34
Debt ≤ 1 year
€244,317▼
2024 · €246,066
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.6% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€440,160€314,073▼
Fixed assets21/28€106,636€94,304▼
Tangible fixed assets22/27€106,636€94,304▼
Land and buildings22€106,636€94,304▼
Plant, machinery and equipment23€0-
Current assets29/58€333,525€219,770▼
Amounts receivable within one year40/41€97,153€114,753▲
Other amounts receivable41€97,153€114,753▲
Current investments50/53€233,850€103,850▼
Cash at bank and in hand54/58€2,522€1,167▼
Equity and liabilities
Total equity and liabilities10/49€440,160€314,073▼
Equity10/15€105,589-€37,295▼
Contributions10/11€80,000€80,000=
Capital10€80,000€80,000=
Issued capital100€80,000€80,000=
Reserves13€88,028€88,028=
Non-distributable reserves130/1€8,632€8,632=
Legal reserve130€8,632€8,632=
Distributable reserves133€79,396€79,396=
Profit (loss) carried forward14-€62,439-€205,323▼
Provisions and deferred taxes16€79,755€106,159▲
Provisions for liabilities and charges160/5€59,817€79,619▲
Other liabilities and charges164/5€59,817€79,619▲
Deferred taxes168€19,939€26,540▲
Amounts payable17/49€254,816€245,209▼
Amounts payable within one year42/48€246,066€244,317▼
Current portion of amounts payable after more than one year42€1,749-
Taxes, remuneration and social security45€17,835€17,749▼
Taxes450/3€17,835€17,749▼
Other amounts payable47/48€226,482€226,568=
Accrued charges and deferred income492/3€8,750€892▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,701€12,332▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€59,817-
Other operating charges640/8€8,258-
Gross operating margin9900€78,313€26,252▼
Operating profit (loss)9901-€2,463€13,920▲
Financial charges65/66B€640€130,400▲
Recurring financial charges65€590€275▼
Non-recurring financial charges66B€50€130,125▲
Profit (loss) for the period before taxes9903-€3,103-€116,480▼
Transfer to deferred taxes680€19,939€26,404▲
Profit (loss) for the period9904-€23,042-€142,884▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905-€23,042-€142,884▼
Appropriation of the result
Profit (loss) to be appropriated9906-€62,439-€205,323▼
Profit (loss) brought forward from the previous period14P-€39,397-€62,439▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61-€9,531----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,998€12,701€12,701€12,701€12,332▼ 2.9%
Provisions for liabilities and charges: additions (uses and reversals)635/8---€59,817--
Other operating charges640/8-€7,803€8,307€8,258--
Gross operating margin9900€46,402€40,213-€1,191€78,313€26,252▼ 66.5%
Operating profit (loss)9901€25,658€19,708-€22,199-€2,463€13,920▲ 665%
Financial income75/76B-€1,140€435---
Recurring financial income75€2,126€1,140€435---
Financial charges65/66B-€6,297€811€640€130,400▲ 20,266%
Recurring financial charges65€6,831€6,297€811€590€275▼ 53.4%
Non-recurring financial charges66B---€50€130,125▲ 260,150%
Profit (loss) for the period before taxes9903€20,954€14,551-€22,575-€3,103-€116,480▼ 3,654%
Transfer to deferred taxes680---€19,939€26,404▲ 32.4%
Profit (loss) for the period9904€20,954€14,551-€22,575-€23,042-€142,884▼ 520%
Transfer to tax-exempt reserves689---€0--
Profit (loss) for the period to be appropriated9905€20,954€14,551-€22,575-€23,042-€142,884▼ 520%
Line20212022202320242025Change
Assets
Total assets20/58€398,813€377,448€353,968€440,160€314,073▼ 28.6%
Fixed assets21/28€144,738€132,037€119,336€106,636€94,304▼ 11.6%
Tangible fixed assets22/27€144,738€132,037€119,336€106,636€94,304▼ 11.6%
Land and buildings22-€131,299€118,967€106,636€94,304▼ 11.6%
Plant, machinery and equipment23-€738€369€0--
Furniture and vehicles24-€0----
Current assets29/58€254,075€245,411€234,632€333,525€219,770▼ 34.1%
Amounts receivable within one year40/41€18,497€11,139€639€97,153€114,753▲ 18.1%
Other amounts receivable41-€11,139€639€97,153€114,753▲ 18.1%
Current investments50/53€233,850€233,850€233,850€233,850€103,850▼ 55.6%
Cash at bank and in hand54/58€1,728€422€143€2,522€1,167▼ 53.7%
Equity and liabilities
Total equity and liabilities10/49€398,813€377,448€353,968€440,160€314,073▼ 28.6%
Equity10/15€136,654€151,205€128,630€105,589-€37,295▼ 135%
Contributions10/11€80,000€80,000€80,000€80,000€80,000=
Capital10-€80,000€80,000€80,000€80,000=
Issued capital100-€80,000€80,000€80,000€80,000=
Reserves13€88,028€88,028€88,028€88,028€88,028=
Non-distributable reserves130/1-€8,632€8,632€8,632€8,632=
Legal reserve130-€8,632€8,632€8,632€8,632=
Distributable reserves133-€79,396€79,396€79,396€79,396=
Profit (loss) carried forward14-€31,374-€16,822-€39,397-€62,439-€205,323▼ 229%
Provisions and deferred taxes16---€79,755€106,159▲ 33.1%
Provisions for liabilities and charges160/5---€59,817€79,619▲ 33.1%
Other liabilities and charges164/5---€59,817€79,619▲ 33.1%
Deferred taxes168---€19,939€26,540▲ 33.1%
Amounts payable17/49€262,159€226,242€225,338€254,816€245,209▼ 3.8%
Amounts payable after more than one year17€15,243€8,605€1,749---
Financial debts170/4-€8,605€1,749---
Amounts payable within one year42/48€193,329€202,585€202,436€246,066€244,317▼ 0.7%
Current portion of amounts payable after more than one year42-€6,638€6,839€1,749--
Trade debts44€4,416€11,543€11,194---
Suppliers440/4-€11,543€11,194---
Taxes, remuneration and social security45-€17,835€17,835€17,835€17,749▼ 0.5%
Taxes450/3-€17,835€17,835€17,835€17,749▼ 0.5%
Other amounts payable47/48-€166,568€166,568€226,482€226,568=
Accrued charges and deferred income492/3-€15,052€21,152€8,750€892▼ 89.8%
Line20212022202320242025Change
Profit (loss) for the period9904€20,954€14,551-€22,575-€23,042-€142,884▼ 520%
+ Depreciation and write-downs630€12,998€12,701€12,701€12,701€12,332▼ 2.9%
Operating cash flow (approximation)€33,952€27,252-€9,874-€10,341-€130,552▼ 1,162%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€1,306-€279€2,379-€1,355▼ 157%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
04-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 216 days late
02-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 426 days late
02-04
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 792 days late
2025
30-06
Financial Weakest financial yearnet -€142,884
Net result drops to -€142,884, the lowest in the series.
2022
16-12
NBB filing Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial Equity above €150,000Eq €151,205 ▲10.6%
3 profitable years in a row build equity to €151,205.
2021
21-12
NBB filing Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial Highest result since 2019net €20,954 ▲57.3%
Operating result €25,658, net result €20,954, both a record.
30-06
Financial Equity above €100,000Eq €136,654 ▲41.9%
2 profitable years in a row build equity to €136,654.
2019
26-12
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
20-12
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
13-12
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
22-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2015
22-12
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
1,794 m²
Building footprint
45 m²
Volume, LiDAR
169 m³
Parcel 92104E0420/00E000, Wallonia · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue du Château, St-Gérard 9, 5640 Mettet
NACE 70201
since 19932.062.853.369
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92104E0420/00E000 Wallonia 1,794 m² 1 · 45 m² 4.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2022 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-06-2022 of ARCOLLIMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded25-06-1993
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

General meetings

3 convocations
Ordinary general meeting
on 03-10-2013 at 17u · published 13-09-2013
Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Renouvellement des mandats des administrateurs
Ordinary general meeting
on 28-03-2012 · at the registered office · published 14-09-2012
Agenda
Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC11201426/ 14.09) (30358) CARBOGEST, société anonyme, rue de Trazegnies 250, 6031 MONCEAU-SUR-SAMBRE Numéro d’entreprise 0450.646.063 Assemblée ordinaire au siège social le 05/10/2012 à 10 h. Ordre du jour : Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Divers. (AOPC-1-12-01563/ 14.09) (30359) COLLETTE ET FILS, société anonyme, rue du Château 3, 5640 SAINT-GERARD Numéro d’entreprise 0450.465.426 Assemblée ordinaire au siège social le 06/10/2012 à 17 h. Ordre du jour : Rapport du C.A. Approbation comptes annuels. Affectation rés ...
Extraordinary general meeting
on 13-10-2011 at 15u · published 27-09-2011
Agenda
Rapport du C.A.. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC11104068/27.09) (36098) COLLETTE ET FILS, société anonyme, rue du Château 3, 5640 SAINT-GERARD Numéro d’entreprise 0450.465.426 Assemblée ordinaire au siège social le 01/10/2011, à 17 heures. Ordre du jour : Rapport du C.A.. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC-1-11-04067/27.09) (36099) IMMOBILIERE ROUMANIE, société anonyme, rue Montoyer 8, 1000 BRUXELLES Numéro d’entreprise 0403.239.094 Assemblée ordinaire au siège social le 17/10/2011, à 15 heures. Ordre du jour : Rapport du C.A. et du commissaire. Appro ...