Arco Construct
ActiveSummary
Arco Construct has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289,224 and a net result of €27,595. Equity has been growing by about 37% per year since 2020. Its solvency ranks better than 32% of 2,334 sector peers (NACE 25, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-09-2019 Normal situation
- Activity
- Manufacture of metal structures and parts of structures NACE 25110and 6 others
- Establishment unit
- 2.293.492.249 8730 Beernem, since 13-09-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €197,931
- ▲ 11.0%
- Turnover
- ≈ €500,000
- estimated
- Profit
- €27,595
- Equity
- €289,224
- ▲ 9.8%
- Total assets
- €1.1m
- ▼ 9.0%
- Employees on 31-12-2025
- 2
- ▲ 100%
Score breakdownraises riskSector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)Liquidity: current ratio 1.36, cash €36,117, halvedFounded in 2019lowers riskSize: total assets €1.1mShow the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro). It does better than 29% of them on solvency, 51% on liquidity, 29% on profitability and 59% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 15 days before the deadline. In the sector (NACE 25), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 28-07-2026 at the NBB all 6 filings
Every figure per financial year
The operating result for 2025 is a profit of €58,666, after a loss of €22,081 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 2 | 1 | 1 | 1 | 2 |
| full-time | 2 | 1 | 1 | 1 | 2 |
| part-time | - | - | - | 0 | 0 |
| in full-time equivalents | 2 | 1 | 1 | 1 | 2 |
| Average over the year, in full-time equivalents | 2 | 1.8 | 1 | 1 | 1.3 |
| On a permanent contract | 2 | 1 | 1 | 1 | 1 |
| Joined | 1 | 0 | - | 2 | 3 |
| Left | 0 | 1 | - | 2 | 2 |
| Training hours | - | - | - | 0 | 0 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Mortgages, amount registered | - | - | - | €20,000 | €20,000 |
| Mortgage mandates | - | - | - | €730,000 | €730,000 |
| Carrying value of the mortgaged assets | - | - | - | €834,069 | €807,859 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €15,557 | €80,689 | €14,601 | €936,560 | €80,557 |
| Financial fixed assets | €6,135 | - | - | - | €0 |
| Depreciation and write-downs of the year | €28,184 | €35,531 | €44,445 | €142,846 | €62,295 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2023 · 1 entry · €236 awarded · €236 paid| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €6,917 | €0 | €3,200 | - |
| Remuneration, social security and pensions62 | - | €74,842 | €85,613 | €52,438 | €54,993 | €69,982 | ▲ 27.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,171 | €28,184 | €35,531 | €44,445 | €142,846 | €62,295 | ▼ 56.4% |
| Other operating charges640/8 | - | €2,504 | €3,573 | €2,928 | €2,499 | €6,920 | ▲ 177% |
| Non-recurring operating charges66A | - | - | €127 | - | - | €68 | - |
| Gross operating margin9900 | €118,809 | €121,860 | €285,495 | €200,433 | €178,256 | €197,931 | ▲ 11.0% |
| Operating profit (loss)9901 | €76,036 | €16,330 | €160,650 | €100,623 | -€22,081 | €58,666 | - |
| Financial income75/76B | - | €571 | €550 | €767 | €7,384 | €937 | ▼ 87.3% |
| Recurring financial income75 | €588 | €571 | €550 | €767 | €7,384 | €937 | ▼ 87.3% |
| Financial charges65/66B | - | €636 | €475 | €249 | €2,289 | €25,511 | ▲ 11× |
| Recurring financial charges65 | €708 | €636 | €475 | €249 | €2,289 | €25,511 | ▲ 11× |
| Profit (loss) for the period before taxes9903 | €75,916 | €16,264 | €160,725 | €101,141 | -€16,987 | €34,092 | - |
| Income taxes67/77 | €18,597 | €3,930 | €32,188 | €20,910 | €140 | €6,497 | ▲ 46× |
| Profit (loss) for the period9904 | €57,320 | €12,334 | €128,537 | €80,231 | -€17,127 | €27,595 | - |
| Profit (loss) for the period to be appropriated9905 | €57,320 | €12,334 | €128,537 | €80,231 | -€17,127 | €27,595 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €0.3m | €0.2m | €0.4m | €0.4m | €1.2m | €1.1m | ▼ 9.0% |
| Formation expenses20 | €0.001m | - | - | - | - | - | - |
| Fixed assets21/28 | €0.1m | €0.1m | €0.1m | €0.1m | €0.9m | €0.9m | ▲ 2.0% |
| Tangible fixed assets22/27 | €0.1m | €0.1m | €0.1m | €0.1m | €0.9m | €0.9m | ▲ 2.0% |
| Land and buildings22 | - | - | - | - | €0.8m | €0.8m | ▲ 0.1% |
| Plant, machinery and equipment23 | - | €0.06m | €0.06m | €0.05m | €0.03m | €0.02m | ▼ 22.5% |
| Furniture and vehicles24 | - | €0.04m | €0.08m | €0.06m | €0.04m | €0.06m | ▲ 61.4% |
| Other tangible fixed assets26 | - | €270 | €191 | €112 | €32 | €0 | ▼ 100% |
| Financial fixed assets28 | - | €0.006m | €135 | €135 | €135 | €135 | = |
| Current assets29/58 | €0.2m | €0.1m | €0.3m | €0.2m | €0.3m | €0.2m | ▼ 44.5% |
| Stocks and contracts in progress3 | €0.04m | €0.04m | €0.06m | €0.04m | €0.04m | €0.03m | ▼ 22.2% |
| Stocks30/36 | - | €0.03m | €0.04m | €0.04m | €0.04m | €0.03m | ▼ 22.2% |
| Contracts in progress37 | - | €0.01m | €0.02m | - | - | - | - |
| Amounts receivable within one year40/41 | €0.06m | €0.03m | €0.09m | €0.1m | €0.2m | €0.08m | ▼ 49.6% |
| Trade receivables40 | - | €0.03m | €0.08m | €0.1m | €0.2m | €0.06m | ▼ 58.2% |
| Other amounts receivable41 | - | €0.004m | €0.006m | €0.01m | €238 | €0.01m | ▲ 56× |
| Current investments50/53 | - | - | - | €0.02m | €139 | €0.002m | ▲ 15× |
| Cash at bank and in hand54/58 | €0.06m | €0.05m | €0.1m | €0.06m | €0.08m | €0.04m | ▼ 54.1% |
| Deferred charges and accrued income490/1 | - | €0.005m | €0.02m | €0.004m | €0.005m | €0.007m | ▲ 35.8% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €0.3m | €0.2m | €0.4m | €0.4m | €1.2m | €1.1m | ▼ 9.0% |
| Equity10/15 | €0.06m | €0.07m | €0.2m | €0.3m | €0.3m | €0.3m | ▲ 9.8% |
| Contributions10/11 | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves13 | €0.06m | €0.07m | €0.07m | €0.07m | €0.07m | €0.3m | ▲ 314% |
| Distributable reserves133 | - | €0.07m | €0.07m | €0.07m | €0.07m | €0.3m | ▲ 314% |
| Profit (loss) carried forward14 | €320 | €354 | €0.1m | €0.2m | €0.2m | €0 | ▼ 100% |
| Amounts payable17/49 | €0.2m | €0.2m | €0.2m | €0.08m | €0.9m | €0.8m | ▼ 14.4% |
| Amounts payable after more than one year17 | €0.03m | €0.02m | €0.01m | €0.005m | €0.7m | €0.7m | ▼ 5.8% |
| Financial debts170/4 | - | €0.02m | €0.01m | €0.005m | €0.7m | €0.7m | ▼ 5.8% |
| Amounts payable within one year42/48 | €0.2m | €0.1m | €0.2m | €0.07m | €0.2m | €0.1m | ▼ 45.1% |
| Current portion of amounts payable after more than one year42 | - | €0.01m | €0.006m | €0.006m | €0.04m | €0.04m | ▼ 8.0% |
| Trade debts44 | €0.04m | €0.02m | €0.07m | €0.04m | €0.1m | €0.02m | ▼ 82.2% |
| Suppliers440/4 | - | €0.02m | €0.07m | €0.04m | €0.1m | €0.02m | ▼ 82.2% |
| Advances received on contracts in progress46 | - | - | €0.03m | - | - | - | - |
| Taxes, remuneration and social security45 | - | €0.03m | €0.04m | €0.01m | €0.02m | €0.02m | ▼ 11.5% |
| Taxes450/3 | - | €0.03m | €0.03m | €0.002m | €0.009m | €0.01m | ▲ 18.6% |
| Remuneration and social security454/9 | - | €0.009m | €0.01m | €0.009m | €0.009m | €0.006m | ▼ 40.9% |
| Other amounts payable47/48 | - | €0.09m | €0.06m | €0.009m | €0.01m | €0.03m | ▲ 232% |
| Accrued charges and deferred income492/3 | - | €27 | €0.004m | €119 | €284 | €0.004m | ▲ 13× |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57,320 | €12,334 | €128,537 | €80,231 | -€17,127 | €27,595 | - |
| + Depreciation and write-downs630 | €25,171 | €28,184 | €35,531 | €44,445 | €142,846 | €62,295 | ▼ 56.4% |
| Operating cash flow (approximation) | €82,491 | €40,518 | €164,069 | €124,676 | €125,719 | €89,890 | ▼ 28.5% |
| Investment in fixed assets (approximation) | - | -€22,205 | -€74,263 | -€10,018 | -€936,560 | -€80,557 | ▲ 91.4% |
| Change in cash | - | -€796 | €61,275 | -€57,412 | €20,442 | -€42,588 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,274 companies had the same profile as Arco Construct has now. Two years later, 94.7% were still going and 2.5% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Arco Construct itself is lower: 0.4% within 12 months. It rests on far more data about Arco Construct than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for Arco Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-07-2026 | 2026-00360078 | |
| 31-12-2024 | micro format | 20-08-2025 | 2025-00390446 | |
| 31-12-2023 | micro format | 16-07-2024 | 2024-00255683 | |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00186221 | |
| 31-12-2021 | micro format | 30-06-2022 | 2022-20158470 | |
| 31-12-2020 | micro format | 30-06-2021 | 2021-29300535 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
Arco Construct shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Arco Construct. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0734.426.194
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31003D0079/00R000 | Flanders | 1,293 m² | 1 · 837 m² | 7.6 m · 2 |
| 34012C0339/00X004 | Flanders | 1,224 m² | 1 · 317 m² | 8.8 m · 2 |