ArCo
ActiveThe computed 12-month bankruptcy probability of ArCo is 1.7% (moderate). The 2025 annual accounts show equity of €9k and a net result of €6k. Its solvency ranks better than 15% of 27450 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability78
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 27450 sector peers (2025).
NBB · sector comparisonPosition among 27450 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€9k
Total assets
€80k
Net result
€6k
Working capital
€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €80k
Fixed assets
€11k
Current assets
€69k
Equity and liabilities €80k
Equity
€9k
Debt
€71k
Debt finances 88.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€9k
Cash flow
€7k
Solvency
11.1%
Current ratio
0.98
Quick ratio
0.98
Debt / equity
8.01
ROE
66.1%
ROA
7.3%
Interest coverage
18.80
Debt
€71k
Debt ≤ 1 year
€71k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€80k
Fixed assets21/28€11k
Tangible fixed assets22/27€11k
Plant, machinery and equipment23€11k
Current assets29/58€69k
Amounts receivable within one year40/41€54k
Trade receivables40€42k
Other amounts receivable41€12k
Cash at bank and in hand54/58€15k
Equity and liabilities
Total equity and liabilities10/49€80k
Equity10/15€9k
Contributions10/11€3k
Reserves13€6k
Distributable reserves133€6k
Amounts payable17/49€71k
Amounts payable within one year42/48€71k
Trade debts44€48k
Suppliers440/4€48k
Other amounts payable47/48€23k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€724
Other operating charges640/8€312
Gross operating margin9900€9k
Operating profit (loss)9901€8k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€459
Recurring financial charges65€459
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€2k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
Transfer to equity691/2€6k
To other reserves6921€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellebaan 222590 BerlaarGround area
335 m²
Building footprint
151 m²
Volume, LiDAR
826 m³
Parcel 12002D0072/00K003, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ArCo
since 20252.373.952.957
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002D0072/00K003 | Flanders | 335 m² | 1 · 151 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SP-Projects
BE 1012.681.384
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RDW Group
BE 0764.469.371
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ROOF & WALL
BE 1014.938.120
Overijse · Eq €9k
Dakwerken Klavertje Vier
BE 0848.815.227
Gent · Eq €9k
DSD Dakwerken
BE 0782.718.536
Aalter · Eq €9k
Of 8,558 companies in sector 43410 we hold annual accounts for 4,350. 2,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2025
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
41001General construction of residential buildings
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:service@info-arco.be