ARCO+
ActiveSummary
ARCO+ has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €3k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47▼-39
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 8.18 against 3.97 in 2024; short-term debt: 12.2% and cash: 2.7% of total assets), and 12.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.8%
Return on assets
3.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
22 d early
2023
60 d late
2022
on the day
2021
4 d early
2020
1 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 4.3%
2024 · €72k
Total assets
€86k▼ 11.1%
2024 · €97k
Net result
€3k▼ 83.1%
2024 · €19k
Working capital
€75k▲ 4.3%
2024 · €72k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-3k€21k€29k▲ 41.6%€22k▼ 24.6%€3k▼ 86.6%
Net result€-3k€16k€19k▲ 14.6%€19k▼ 1.1%€3k▼ 83.1%
Equity€19k▼ 13.8%€35k▲ 88.4%€54k▲ 53.8%€72k▲ 34.6%€75k▲ 4.3%
Total assets€26k▼ 10.1%€58k▲ 119%€91k▲ 57.3%€97k▲ 6.4%€86k▼ 11.1%
Debt€8k=€23k▲ 189%€37k▲ 62.6%€24k▼ 34.4%€11k▼ 56.8%
Working capital€19k▼ 13.8%€35k▲ 88.4%€54k▲ 53.8%€72k▲ 34.6%€75k▲ 4.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €86k
Equity
€75k ▲ 4.3%
Debt
€11k ▼ 56.8%
Debt's share of the balance-sheet total falls from 25.2% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
8.18▲
2024 · 3.97
Debt to equity
0.14▼
2024 · 0.34
ROE
4.2%▼
2024 · 25.7%
ROA
3.7%▼
2024 · 19.2%
Debt ≤ 1 year
€11k▼
2024 · €24k
Income taxes
€2k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €616 | €2k | €836 | €387 | ▼ 53.7% |
| Gross operating margin9900 | €-3k | €21k | €31k | €23k | €3k | ▼ 85.4% |
| Operating profit (loss)9901 | €-3k | €21k | €29k | €22k | €3k | ▼ 86.6% |
| Financial income75/76B | - | €2k | €3k | €7k | €5k | ▼ 27.9% |
| Recurring financial income75 | - | €2k | €3k | €7k | €5k | ▼ 27.9% |
| Financial charges65/66B | - | €48 | €3k | €708 | €3k | ▲ 348% |
| Recurring financial charges65 | €20 | €48 | €3k | €708 | €3k | ▲ 348% |
| Profit (loss) for the period before taxes9903 | €-3k | €23k | €29k | €28k | €5k | ▼ 83.2% |
| Income taxes67/77 | - | €6k | €10k | €10k | €2k | ▼ 83.5% |
| Profit (loss) for the period9904 | €-3k | €16k | €19k | €19k | €3k | ▼ 83.1% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €16k | €19k | €19k | €3k | ▼ 83.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26k | €58k | €91k | €97k | €86k | ▼ 11.1% |
| Current assets29/58 | €26k | €58k | €91k | €97k | €86k | ▼ 11.1% |
| Amounts receivable within one year40/41 | €26k | €56k | €89k | €90k | €84k | ▼ 7.4% |
| Trade receivables40 | - | €16k | €19k | €4k | €4k | ▲ 10.4% |
| Other amounts receivable41 | - | €40k | €71k | €87k | €79k | ▼ 8.2% |
| Cash at bank and in hand54/58 | €255 | €2k | €2k | €5k | €2k | ▼ 48.7% |
| Deferred charges and accrued income490/1 | - | - | - | €2k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26k | €58k | €91k | €97k | €86k | ▼ 11.1% |
| Equity10/15 | €19k | €35k | €54k | €72k | €75k | ▲ 4.3% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | - | - | €48k | €66k | €69k | ▲ 4.8% |
| Distributable reserves133 | - | - | €48k | €66k | €69k | ▲ 4.8% |
| Profit (loss) carried forward14 | €12k | €29k | €0 | - | - | - |
| Amounts payable17/49 | €8k | €23k | €37k | €24k | €11k | ▼ 56.8% |
| Amounts payable within one year42/48 | €8k | €23k | €37k | €24k | €11k | ▼ 56.8% |
| Trade debts44 | - | €11k | €21k | €2k | €5k | ▲ 140% |
| Suppliers440/4 | - | €11k | €21k | €2k | €5k | ▲ 140% |
| Advances received on contracts in progress46 | - | €4k | €0 | - | - | - |
| Taxes, remuneration and social security45 | - | €8k | €17k | €22k | €6k | ▼ 74.9% |
| Taxes450/3 | - | €8k | €17k | €21k | €6k | ▼ 73.4% |
| Remuneration and social security454/9 | - | - | - | €1k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €16k | €19k | €19k | €3k | ▼ 83.1% |
| Operating cash flow (approximation) | €-3k | €16k | €19k | €19k | €3k | ▼ 83.1% |
| Change in cash | - | €2k | €-491 | €3k | €-2k | ▼ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity doublescurrent ratio 8.18
Current ratio from 3.97 to 8.18; short-term debt falls from €24k to €11k.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 124 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
08-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2007
Ground area
625 m²
Building footprint
160 m²
Volume, LiDAR
741 m³
Parcel 71024A0271/00V000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARCO+
since 20072.179.698.381
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024A0271/00V000 | Flanders | 625 m² | 1 · 160 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BORGMANS WIM
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VIO TOUT CONSTRUCT
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Agro Smet
BE 0645.835.403
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S & M TECH
BE 0801.184.762
Ninove · Eq €75,014
Of 8,462 companies in sector 43120 we hold annual accounts for 3,230. 2,599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-02-2007
Fiscal year end30-06
Activities, NACEBEL 2025
43120Site preparation
43130Specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.