ARCO
ActiveARCO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €242k and a net result of €7k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 58.47 against 12.85 in 2023; short-term debt: 1.2% and cash: 24.6% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
57 d early
2022
54 d early
2021
47 d early
2020
53 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€242k▲ 3.1%
2023 · €235k
2018: €158k
2019: €160k
2020: €163k
2021: €170k
2022: €232k
2023: €235k
2018 → 2024
Total assets
€245k▼ 1.4%
2023 · €249k
2018: €161k
2019: €160k
2020: €164k
2021: €171k
2022: €247k
2023: €249k
2018 → 2024
Net result
€7k▲ 189%
2023 · €2k
2018: €2k
2019: €2k
2020: €3k
2021: €7k
2022: €63k
2023: €2k
2018 → 2024
Working capital
€169k▲ 4.2%
2023 · €162k
2018: €29k
2019: €39k
2020: €52k
2021: €62k
2022: €152k
2023: €162k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€163k-€170k▲ 4.2%€232k▲ 37.1%€235k▲ 1.1%€242k▲ 3.1%
Operating result€5k-€10k▲ 106%€88k▲ 779%€2k▼ 97.5%€14k▲ 513%
Net result€3k-€7k▲ 130%€63k▲ 813%€2k▼ 96.0%€7k▲ 189%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 513% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €245k
Fixed assets
€73k▲ 0.6%
Current assets
€172k▼ 2.3%
Equity and liabilities €245k
Equity
€242k▲ 3.1%
Debt
€3k▼ 78.5%
The debt ratio falls from 5.5% to 1.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2023 · €11k
Cash flow
€16k▲
2023 · €11k
Solvency
98.8%▲
2023 · 94.5%
Current ratio
58.47▲
2023 · 12.85
Quick ratio
58.47▲
2023 · 12.85
Debt / equity
0.01▼
2023 · 0.06
ROE
3.0%▲
2023 · 1.1%
ROA
2.9%▲
2023 · 1.0%
Interest coverage
203.09▲
2023 · 58.33
Debt
€3k▼
2023 · €14k
Debt ≤ 1 year
€3k▼
2023 · €14k
Income taxes
€9k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€249k€245k▼
Fixed assets21/28€73k€73k▲
Tangible fixed assets22/27€73k€73k▲
Land and buildings22€63k€58k▼
Plant, machinery and equipment23€9k€15k▲
Furniture and vehicles24€974€334▼
Current assets29/58€176k€172k▼
Amounts receivable within one year40/41€6k€11k▲
Trade receivables40€4k€11k▲
Other amounts receivable41€2k-
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€70k€60k▼
Deferred charges and accrued income490/1€663€1k▲
Equity and liabilities
Total equity and liabilities10/49€249k€245k▼
Equity10/15€235k€242k▲
Contributions10/11€68k€68k=
Capital10€68k€68k=
Issued capital100€68k€68k=
Reserves13€167k€174k▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€160k€167k▲
Amounts payable17/49€14k€3k▼
Amounts payable within one year42/48€14k€3k▼
Trade debts44€647€620▼
Suppliers440/4€647€620▼
Taxes, remuneration and social security45€13k€2k▼
Taxes450/3€13k€2k▼
Income statement
Code20232024
Non-recurring operating income76A€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€13k€26k▲
Operating profit (loss)9901€2k€14k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€182€112▼
Recurring financial charges65€182€112▼
Profit (loss) for the period before taxes9903€4k€16k▲
Income taxes67/77€1k€9k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€7k▲
Transfer to equity691/2€2k€7k▲
To other reserves6921€2k€7k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 58.47
Current ratio from 12.85 to 58.47; short-term debt falls from €14k to €3k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €63k ▲813%
Operating result €88k, net result €63k, both a record.
31-12
Financial
Equity above €200kEq €232k ▲37.1%
5 profitable years in a row build equity to €232k.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 6current ratio 61.18
Current ratio from 9.55 to 61.18; short-term debt falls from €3k to €643.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat 783740 Bilzen-HoeseltGround area
975 m²
Building footprint
333 m²
Volume, LiDAR
2,025 m³
Parcel 73056B0302/00T000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Waterstraat 78, 3740 Bilzen-Hoeselt
since 19942.067.158.387
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73056B0302/00T000 | Flanders | 975 m² | 1 · 333 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 1,337 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-05-1994
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
01121
01130Growing of vegetables, melons, roots and tubers
14130Manufacture of wearing apparel
14210Manufacture of outerwear
18221
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.