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ARCHTECH

Active
Private limited companyfounded 2024active for 1 yearGenadedal 12, 8310 Brugge, BelgiumKBO/BCE: BE 1018.088.739
Summary

ARCHTECH has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,102 and a net result of €8,102. Its solvency ranks better than 44% of 21,007 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€17,216total assets 2025
Equity
€9,102
Profit
€8,102
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 32 days early
Why 94raises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.89, cash €14,661Figures for financial year 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 78
equity 52.9% of total assets
Liquidity 77
short-term debt 47.1% · cash 85.2%
Profitability 83
return on assets 47.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,877 companies, NACE 62, micro)
Last 24 months 01-2026: 0.4% 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.89, above the usual 1.5; short-term debt: 47.1% and cash: 85.2% of total assets), and 47.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 46% on solvency, 60% on liquidity and 44% on profitability.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.89, cash €14,661
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 29-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DECRAEMER Robbe Jan Geert…

Financials · financial year 2025, micro format

Equity
€9,102
Total assets
€17,216
Net result
€8,102
Working capital
€7,222

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €17,216
Fixed assets €1,880
Current assets €15,335
Equity and liabilities €17,216
Equity €9,102
Debt €8,113
Debt finances 47.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€13,770
Cash flow
€8,147
Current ratio
1.89
Debt to equity
0.89
ROE
89.0%
ROA
47.1%
Interest coverage
3.96
Debt ≤ 1 year
€8,113
Income taxes
€2,149

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€17,216
Fixed assets21/28€1,880
Tangible fixed assets22/27€1,880
Furniture and vehicles24€1,880
Current assets29/58€15,335
Amounts receivable within one year40/41€589
Other amounts receivable41€589
Cash at bank and in hand54/58€14,661
Deferred charges and accrued income490/1€86
Equity and liabilities
Total equity and liabilities10/49€17,216
Equity10/15€9,102
Contributions10/11€1,000
Reserves13€8,102
Distributable reserves133€8,102
Amounts payable17/49€8,113
Amounts payable within one year42/48€8,113
Trade debts44€481
Suppliers440/4€481
Taxes, remuneration and social security45€2,149
Taxes450/3€2,149
Other amounts payable47/48€5,484
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44
Other operating charges640/8€128
Gross operating margin9900€13,898
Operating profit (loss)9901€13,726
Financial charges65/66B€3,475
Recurring financial charges65€3,475
Profit (loss) for the period before taxes9903€10,251
Income taxes67/77€2,149
Profit (loss) for the period9904€8,102
Profit (loss) for the period to be appropriated9905€8,102
Appropriation of the result
Profit (loss) to be appropriated9906€8,102
Transfer to equity691/2€8,102
To other reserves6921€8,102

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44
Other operating charges640/8€128
Gross operating margin9900€13,898
Operating profit (loss)9901€13,726
Financial charges65/66B€3,475
Recurring financial charges65€3,475
Profit (loss) for the period before taxes9903€10,251
Income taxes67/77€2,149
Profit (loss) for the period9904€8,102
Profit (loss) for the period to be appropriated9905€8,102
Line2025
Assets
Total assets20/58€17,216
Fixed assets21/28€1,880
Tangible fixed assets22/27€1,880
Furniture and vehicles24€1,880
Current assets29/58€15,335
Amounts receivable within one year40/41€589
Other amounts receivable41€589
Cash at bank and in hand54/58€14,661
Deferred charges and accrued income490/1€86
Equity and liabilities
Total equity and liabilities10/49€17,216
Equity10/15€9,102
Contributions10/11€1,000
Reserves13€8,102
Distributable reserves133€8,102
Amounts payable17/49€8,113
Amounts payable within one year42/48€8,113
Trade debts44€481
Suppliers440/4€481
Taxes, remuneration and social security45€2,149
Taxes450/3€2,149
Other amounts payable47/48€5,484
Line2025
Profit (loss) for the period9904€8,102
+ Depreciation and write-downs630€44
Operating cash flow (approximation)€8,147

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 29-06-2026 2026-00211106

Similar companies · same sector, comparable size

Of the 16,956 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,929. 4,351 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the Gazette act read. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

ARCHTECH was incorporated on 31 December 2024 as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
03-01
Gazette deed Incorporation
Appointment: DECRAEMER Robbe Jan Geert (director) · Founder · Founding capital11 facts ▸
  • Founder, DECRAEMER Robbe Jan Geert
  • Incorporation, “ARCHTECH” (deed in Dutch)
  • Other provision, “wettelijke samenwoning, geen enkele verklaring van wettelijke samenwoning afgelegd” (deed in Dutch)
  • Founding capital, €1,000
  • Other provision, “Financieel plan-Aansprakelijkheid oprichters”, 2 (deed in Dutch)
  • Other provision, “Verklaringen van de oprichter”, 4 (deed in Dutch)
  • Other provision, “authentieke vaststelling statuten, Uittreksel uit de tekst van de statuten” (deed in Dutch)
  • Registered office clause, “8310 Sint-Kruis (Brugge),Genadedal 12 bus 1” (deed in Dutch)
  • Board rule, 1
  • Director appointment, DECRAEMER Robbe Jan Geert (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded31-12-2024
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018088739
Also 9925:BE1018088739
Registered 02-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 20 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
472 m²
Building footprint
188 m²
Building volume
1,562 m³
Parcel 31029C0596/00R000, Flanders · tallest building 10.8 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ARCHTECH
Genadedal 12, 8310 BruggeComputer programming
since 2024unit no. 2.369.115.825
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31029C0596/00R000 Flanders 472 m² 1 · 188 m² 10.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
ARCHTECH
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, bestuursorgaan kan waar dan ook bijkantoren,exploitatiezetels en andere centra oprichten en opheffen,zowel in België als…” (deed in Dutch)

deed of 03-01-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, uittredende herbenoembaar” (deed in Dutch)

deed of 03-01-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam met vermeldingen voorgeschreven door Wetboek van vennootschappen en verenigingen” (deed in Dutch)

deed of 03-01-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Saturday of June at 14:00

deed of 03-01-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 03-01-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Intern bestuur, meest uitgebreide machten om in alle omstandigheden namens vennootschap alle handelingen te verrichten nodig of dienstig tot…” (deed in Dutch)
Other provision: “Één of meerdere commissarissen, drie jaar” (deed in Dutch)
Other provision: “Bestemming winst-reserves, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden,lasten,kosten vereffening of consignatie nodige sommen en na herstelling evenwicht tussen aandelen bij…” (deed in Dutch)
3 more provisions in the deed, see the deed of 03-01-2025

deed of 03-01-2025