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ARCHITECTURE ET EXPERTISE

Active
Public limited companyfounded 1989active for 37 yearsRue Longchamps 12, 1470 Genappe, BelgiumKBO/BCE: BE 0438.558.279
Summary

ARCHITECTURE ET EXPERTISE has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224,053 and a net result of €8,491. Equity has been growing by about 4.5% per year since 2018. Its solvency ranks better than 76% of 2,559 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-09-1989 Normal situation
Activity
Activities of building architects NACE 71111
Establishment unit
2.045.320.026 1470 Genappe, since 23-10-1989
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€22,549
▼ 6.8%
Turnover
≈ €150,000
estimated
Profit
€8,491
▲ 170%
Equity
€224,053
▲ 3.9%
Total assets
€318,383
▼ 0.4%
  • 2025 accounts filed 52 days after the deadline
Score breakdownraises riskLast filed accounts filed 52 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 2.04, cash €146,348Size: total assets €318,383Equity €224,053 (70.4% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Strong
Solvency 95+3
equity 70.4% of total assets
Liquidity 90-2
short-term debt 25.8% · cash 46.0%
Profitability 72+2
return on assets 2.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,825 companies, NACE 71, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.04 (2.2 in 2024), above the usual 1.5. Short-term debt is 25.8% and cash 46% of total assets. 29.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 69% of them on solvency, 82% on liquidity, 35% on profitability and 48% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.04, cash €146,348
NBB · annual accounts
raises risk · Last filed accounts filed 52 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €318,383
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €224,053 (70.4% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
52 days late
2024
25 days late
2023
26 days late
2022
25 days late
2021
54 days late
2020
59 days late
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 10th oldest company in Genappe, Professional and technical services sectorin the Checked rankings No. 10 View
  • Positive: 7 profitable years in a rowprofit 2025: €8,491 7 years View

Recent changes

  1. · Gazette deed Change of role: TUMERELLE Joël, from director to administrateur statutaire uniqueResignations: TUMERELLE Nicolas (director) and TUMERELLE Grégoire (director) · Appointment: DELHAYE Isabelle,Jeanne,Paule,Marie (administrateur statutaire suppléant)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ARCHITECTURE ET EXPERTISE: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €252,000 and €378,000, founded between 1983 and 1996.

CompanyTotal assetsGross margin
ARCHITECTURE ET EXPERTISE Genappe€318,383€22,549
ARCHITECTES 4D. PARTNERS Verviers€259,438€23,942
CAPVER Chaumont-Gistoux€378,488€31,889
MAISIN ARCHITECTS Elsene€252,293€22,530
BUREAU D'ETUDE ET D'ARCHITECTURE - B.E.A. Elsene€287,820€25,345
Project in Translation Boortmeerbeek€377,017€18,015
SARUSA Kaprijke€322,324€19,764
Full comparison

Key facts about ARCHITECTURE ET EXPERTISE

What is the company number of ARCHITECTURE ET EXPERTISE?
The company number of ARCHITECTURE ET EXPERTISE is 0438.558.279. The VAT number is the same number with BE in front: BE 0438.558.279.
Where is ARCHITECTURE ET EXPERTISE based?
The registered office is at Rue Longchamps 12, 1470 Genappe.Company details
What does ARCHITECTURE ET EXPERTISE do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of ARCHITECTURE ET EXPERTISE?
The legal form of ARCHITECTURE ET EXPERTISE is Public limited company (NV).
When was ARCHITECTURE ET EXPERTISE founded?
ARCHITECTURE ET EXPERTISE was founded on 26-09-1989.
Is ARCHITECTURE ET EXPERTISE still active?
Yes, ARCHITECTURE ET EXPERTISE is an active enterprise in the KBO register.
What is the turnover of ARCHITECTURE ET EXPERTISE?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €22,549 and 64 comparable companies (NACE 71111). It probably lies between €79,000 and €300,000. It is a rough estimate. In financial year 2021 turnover was €125,885.Financials
Is ARCHITECTURE ET EXPERTISE profitable?
In financial year 2025, ARCHITECTURE ET EXPERTISE made a profit of €8,491.
Where can I find the annual accounts of ARCHITECTURE ET EXPERTISE?
ARCHITECTURE ET EXPERTISE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ARCHITECTURE ET EXPERTISE due?
ARCHITECTURE ET EXPERTISE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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