Financials
- Financial year
- 2025
- Total assets
- €495,653
- Loss
- -€87,867
- Solvency
- 78.1%
Total assets▼ 23.3%
Net result
20192025
ARCHITECTENGROEP PSK
ActiveSummary
ARCHITECTENGROEP PSK has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387,006 and a net result of -€87,867. Equity is shrinking by about 7.5% per year across the filed financial years. Its solvency ranks better than 77% of 11,591 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activities of building architects
NACE 71111
2nd oldest company in Sint-Truiden, Professional and technical services sector1 site
Size
€495,653total assets 2025
- Equity
- €387,006
- Loss
- -€87,867
Turnover not published (abbreviated or micro format)
Structure
Accounts 32 days early0 of 8 deeds read
Why 93raises riskLoss of €87,867, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 4.63, cash €95,930Size: total assets €495,653Founded in 1981Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 71, micro)
Financial strength · tick = 2024
Average
Solvency
100+2
equity 78.1% of total assets
Liquidity
68-6
short-term debt 20.4% · cash 19.4%
Profitability
0-4
return on assets -17.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● unchanged vs 11-2024
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025highest value
05-2025: < 0.1%▼ -0.2 percentage points vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.63, compared with 4.22 in 2024, above the usual 1.5; short-term debt: 20.4% and cash: 19.4% of total assets), and 21.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 87% on solvency, 55% on liquidity, 4% on profitability and 22% on growth.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€87,867
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-03-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
1 day early
2023
49 days early
2022
16 days early
2021
50 days early
2020
4 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end14-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · abbreviated…
Key points
- Risk: 3 loss-making years in a rowloss financial year 2025 -€87,867 View
- Caution: Among the weakest 5% on net resultsector median €16,875 · 11,593 companies -€87,867 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Active since 1981founded 22-04-1981 45 years View
By topic
Timeline
- Events
- 46
- Since
- 1983
- Next accounts
- by 30-04-2027
- 14-04-2023Annual accounts filed
- 11-03-2022Annual accounts filed
- 30-09-2021Back to profit
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Activities of building architectsNACE 71111
- Founded
- 22-04-1981
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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