ARCHITECTENBURO COPPENS
ActiveSummary
ARCHITECTENBURO COPPENS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-31k) and a net result of €341. Equity is shrinking by ~51% per year across the filed fiscal years. Its solvency ranks better than 5% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+41
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.44 against 2.17 in 2024; short-term debt: 29.1% and cash: 41.5% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-129.4%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
54 d late
2023
118 d early
2022
29 d late
2021
31 d late
2020
18 d early
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-31k▲ 1.1%
2024 · €-31k
2018: €25k
2019: €15k
2020: €3k
2021: €-12k
2022: €-8k
2023: €-16k
2024: €-31k
2018 → 2025
Total assets
€24k▼ 22.5%
2024 · €31k
2018: €140k
2019: €123k
2020: €102k
2021: €74k
2022: €78k
2023: €47k
2024: €31k
2018 → 2025
Net result
€341
2024 · €-15k
2018: €60
2019: €-10k
2020: €-12k
2021: €-15k
2022: €3k
2023: €-8k
2024: €-15k
2018 → 2025
Working capital
€17k▲ 2.1%
2024 · €17k
2018: €10k
2019: €-778
2020: €55k
2021: €51k
2022: €55k
2023: €32k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€-8k▲ 28.0%€-16k▼ 91.0%€-31k▼ 96.9%€-31k▲ 1.1%
Operating result€-14k-€3k€-8k€-15k▼ 104%€347
Net result€-15k-€3k€-8k€-15k▼ 103%€341
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €347 after a loss of €15k in 2024.
Key figures and ratios
Solvency
-129.4%▼
2024 · -101.4%
Current ratio
3.44▲
2024 · 2.17
Debt to equity
-1.77▲
2024 · -1.99
ROA
1.4%▲
2024 · -49.9%
Debt
€55k▼
2024 · €62k
Debt ≤ 1 year
€7k▼
2024 · €14k
Debt > 1 year
€48k=
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€31k€24k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Current assets29/58€31k€24k▼
Amounts receivable within one year40/41€4k€978▼
Trade receivables40€3k€552▼
Other amounts receivable41€543€426▼
Cash at bank and in hand54/58€23k€10k▼
Deferred charges and accrued income490/1€4k€13k▲
Equity and liabilities
Total equity and liabilities10/49€31k€24k▼
Equity10/15€-31k€-31k▲
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-49k€-49k▲
Amounts payable17/49€62k€55k▼
Amounts payable after more than one year17€48k€48k=
Financial debts170/4€48k€48k=
Amounts payable within one year42/48€14k€7k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€2k-
Remuneration and social security454/9€2k-
Other amounts payable47/48€10k€4k▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-13k€4k▲
Operating profit (loss)9901€-15k€347▲
Financial income75/76B€119€39▼
Recurring financial income75€119€39▼
Financial charges65/66B€46€45▼
Recurring financial charges65€46€45▼
Profit (loss) for the period before taxes9903€-15k€341▲
Income taxes67/77€0-
Profit (loss) for the period9904€-15k€341▲
Profit (loss) for the period to be appropriated9905€-15k€341▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-49k▲
Profit (loss) brought forward from the previous period14P€-34k€-49k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €341
Net result €341 after 2 loss-making years.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 54 days late
2024
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity triplescurrent ratio 3.05
Current ratio from 0.99 to 3.05; short-term debt falls from €96k to €27k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Parmentierlaan 1398300 Knokke-HeistGround area
349 m²
Building footprint
321 m²
Volume, LiDAR
3,376 m³
Parcel 31013C0177/00A000, Flanders · tallest building 19.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Architectenburo Coppens
since 20022.232.047.697
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013C0177/00A000 | Flanders | 349 m² | 1 · 321 m² | 19.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JDRarchitecture
BE 0774.499.468
Zoersel · Eq €3,477
Erik Van De Wauwer, ingenieur-architect
BE 0898.535.348
Leuven · Eq €3,441
JA architecture & énergie
BE 1006.600.474
Mons · Eq €3,506
Sarah Uyttenhove
BE 0783.633.306
Gent · Eq €3,435
Philippe HOTTON - Société Multiprofessionnelle d'Architectes
BE 0877.812.683
Libramont-Chevigny · Eq €3,512
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 1,742 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2002
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.