Equity
€89,909 ▲ 15.7%
Architectenbureau Ardele has made a profit in every financial year since 2014.
Architectenbureau Ardele
Lifetime
12 annual accounts with figures on one time axispeak €42,762 (2022)
€22,328▲ 67.4%
peak €31,648 (2020)
€12,199▲ 172%
peak €89,909 (2025)
€89,909▲ 15.7%
€10,313▲ 385%
Board1 name since 2013
1 directorLeloup Deborah
Documentsfilings and deeds
30-04-202692 days before the deadline
2025micro format
Gross margin from €13,337 to €22,328Result from €4,493 to €12,199Equity from €77,710 to €89,909Debts from €2,127 to €10,313Cash from €43,313 to €72,368
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 75% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: 0.1%▲ +0.1 percentage points vs 09-2025highest value
11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 8.76, cash €72,368
Equity €89,909 (89.7% of total assets)
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 94% on liquidity, 55% on profitability and 63% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as Architectenbureau Ardele has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Architectenbureau Ardele itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Architectenbureau Ardele. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.76 (30.86 in 2024), above the usual 1.5. Short-term debt is 10.3% and cash 72.2% of total assets. 10.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 days early
2024
60 days late
2023
28 days late
2022
4 days early
2021
6 days early
2020
11 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 64 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0540591292
Incorporation
published on 10-10-2013 · Gazette deed
First establishment
Vaartlaan 51, Brecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Architectenbureau Ardele Brecht | €100,221 | €22,328 | 89.7% | - |
| SAN - CMU architecten Bornem | €94,338 | €22,796 | 64.0% | - |
| Geert Smets Architect Retie | €99,061 | €19,066 | 85.5% | - |
| GEYSEN ARCHITECTURE Mol | €111,301 | €20,849 | 88.0% | - |
| H110 Architecten en Ingenieurs Destelbergen | €103,683 | €23,111 | 57.1% | - |
| ArVD Architecture Vilvoorde | €90,038 | €22,722 | 93.0% | - |
| GVI Ottignies-Louvain-la-Neuve | €112,472 | €23,206 | 69.7% | - |
These companies have the same main activity as Architectenbureau Ardele: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €90,000 and €112,000, founded between 2011 and 2014.
Official details
Source: KBO- Status
- Active since 08-10-2013Normal situation
- Activity
- Activities of building architectsNACE 71111and 4 others
- Establishment unit
- 2.223.717.3772960 Brecht, since 08-10-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 19-05-2026
Annual accounts 2025
- ≈ €140,000estimated
- €100,221▲ 25.5%
- Filing
- Filed on 30-04-2026, 92 days before the end of the filing period
Insights on Architectenbureau Ardele
Architectenbureau Ardele files the micro format. That format states no turnover. The gross margin rose from €15,617 in 2014 to €22,328 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Architectenbureau Ardele
- What is the company number of Architectenbureau Ardele?
- The company number of Architectenbureau Ardele is 0540.591.292. The VAT number is the same number with BE in front: BE 0540.591.292.
- Where is Architectenbureau Ardele based?
- The registered office is at Vaartlaan 51, 2960 Brecht.Company details
- What does Architectenbureau Ardele do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of Architectenbureau Ardele?
- Architectenbureau Ardele is a private limited company (pre-2019) (BVBA).
- When was Architectenbureau Ardele founded?
- Architectenbureau Ardele was founded on 08-10-2013.
- Is Architectenbureau Ardele still active?
- Yes, Architectenbureau Ardele is an active enterprise in the KBO register.
- What is the turnover of Architectenbureau Ardele?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €22,328 and 48 comparable companies (NACE 71111). It probably lies between €75,000 and €260,000. It is a rough estimate.Financials
- Is Architectenbureau Ardele profitable?
- In financial year 2025, Architectenbureau Ardele made a profit of €12,199.
- Where can I find the annual accounts of Architectenbureau Ardele?
- Architectenbureau Ardele filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Architectenbureau Ardele due?
- Architectenbureau Ardele must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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