ARCHITECT WILLAERT
ActiveARCHITECT WILLAERT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €52k and a net result of €-2k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-23
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 8.09 against 6.99 in 2023), and 12.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.9%
Return on assets
-3%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
313 d late
2022
679 d late
2021
121 d late
2020
108 d late
2019
145 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€52k▼ 3.3%
2023 · €54k
2018: €2k
2019: €4k
2020: €-3k
2021: €36k
2022: €51k
2023: €54k
2018 → 2024
Total assets
€59k▼ 5.1%
2023 · €62k
2018: €30k
2019: €24k
2020: €16k
2021: €45k
2022: €58k
2023: €62k
2018 → 2024
Net result
€-2k
2023 · €2k
2018: €334
2019: €2k
2020: €-7k
2021: €39k
2022: €15k
2023: €2k
2018 → 2024
Working capital
€51k▼ 0.7%
2023 · €51k
2018: €-8k
2019: €-2k
2020: €-4k
2021: €36k
2022: €50k
2023: €51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€36k€51k▲ 42.1%€54k▲ 4.8%€52k▼ 3.3%
Operating result€-7k-€48k€16k▼ 66.1%€5k▼ 66.4%€-7k
Net result€-7k-€39k€15k▼ 61.0%€2k▼ 83.9%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €5k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €59k
Fixed assets
€1k▼ 53.6%
Current assets
€58k▼ 3.0%
Equity and liabilities €59k
Equity
€52k▼ 3.3%
Debt
€7k▼ 16.2%
The debt ratio falls from 13.7% to 12.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-6k▼
2023 · €6k
Cash flow
€-379▼
2023 · €3k
Solvency
87.9%▲
2023 · 86.3%
Current ratio
8.09▲
2023 · 6.99
Quick ratio
8.09▲
2023 · 6.99
Debt / equity
0.14▼
2023 · 0.16
ROE
-3.4%▼
2023 · 4.6%
ROA
-3.0%▼
2023 · 3.9%
Interest coverage
-34.81▼
2023 · 49.11
Debt
€7k▼
2023 · €9k
Debt ≤ 1 year
€7k▼
2023 · €9k
Income taxes
€-3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€62k€59k▼
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€3k€96▼
Furniture and vehicles24-€1k
Current assets29/58€60k€58k▼
Amounts receivable within one year40/41€54k€58k▲
Trade receivables40€5k€4k▼
Other amounts receivable41€49k€53k▲
Cash at bank and in hand54/58€6k€110▼
Equity and liabilities
Total equity and liabilities10/49€62k€59k▼
Equity10/15€54k€52k▼
Contributions10/11€12k€12k=
Reserves13€172€172▲
Distributable reserves133€172€172▲
Profit (loss) carried forward14€41k€39k▼
Amounts payable17/49€9k€7k▼
Amounts payable within one year42/48€9k€7k▼
Trade debts44€516€4k▲
Suppliers440/4€516€4k▲
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€8k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€918€1k▲
Other operating charges640/8€939€1k▲
Gross operating margin9900€7k€-5k▼
Operating profit (loss)9901€5k€-7k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€129€171▲
Recurring financial charges65€129€171▲
Profit (loss) for the period before taxes9903€8k€-4k▼
Income taxes67/77€5k€-3k▼
Profit (loss) for the period9904€2k€-2k▼
Profit (loss) for the period to be appropriated9905€2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€39k▼
Profit (loss) brought forward from the previous period14P€39k€41k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 313 days late
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 679 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 5.11
Current ratio from 0.79 to 5.11; short-term debt falls from €19k to €9k.
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼412%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 145 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 149 days late
2016
25-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattestraat 159150 Beveren-Kruibeke-ZwijndrechtGround area
161 m²
Building footprint
143 m²
Volume, LiDAR
752 m³
Parcel 46013A0888/00B002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kattestraat 15, 9150 Beveren-Kruibeke-Zwijndrecht
since 20112.199.079.476
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A0888/00B002 | Flanders | 161 m² | 1 · 143 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 5,330 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2011
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.