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Architect Stefan Cassiers

Active
Private limited companyfounded 2022active for 3 yearsBergen 9, 2270 Herenthout, BelgiumKBO/BCE: BE 0794.971.022
Summary

Architect Stefan Cassiers has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,069 and a net result of €1,092. Equity has been growing by about 55% per year since 2023. Its solvency ranks better than 16% of 11,775 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 19-12-2022 Normal situation
Activity
Activities of building architects NACE 71111
Establishment unit
2.341.839.326 2270 Herenthout, since 19-12-2022
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€3,720
▼ 34.2%
Turnover
≈ €24,000
estimated
Profit
€1,092
▼ 0.1%
Equity
€3,069
▲ 55.2%
Total assets
€25,083
▼ 39.8%
  • 2025 accounts filed 60 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.10, cash €2, halvedLast filed accounts filed 60 days late; 3 of the last 3 accounts latelowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €25,083Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 35% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Weak
Solvency 37+7
equity 12.2% of total assets
Liquidity 1+1
short-term debt 87.8% · cash 0.0%
Profitability 74+2
return on assets 4.4%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,824 companies, NACE 71, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.6%▲ +0.1 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.7%▲ +0.1 percentage points vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.7%▼ -0.1 percentage points vs 06-2025 08-2025: 2.3%▲ +0.6 percentage points vs 07-2025 09-2025: 2.8%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 1.5%▼ -1.3 percentage points vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.1 percentage points vs 02-2026 04-2026: 1.5%▼ -0.1 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 1.9%▲ +0.4 percentage points vs 07-2026 09-2026: 2.3%▲ +0.4 percentage points vs 08-2026 10-2026: 1.0%▼ -1.3 percentage points vs 09-2026lowest value 11-2026: 1.0%● unchanged vs 10-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 17% of them on solvency, 2% on liquidity, 39% on profitability and 83% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Liquidity: current ratio 1.10, cash €2, halved
NBB · annual accounts
raises risk · Last filed accounts filed 60 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €25,083
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 11775 sector peers (2025).
NBB · sector comparison
Position among 11775 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
60 days late
2024
61 days late
2023
78 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 66 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Less equity than 88% of companies in architecture and engineeringsector median €63,865 · 11,780 companies €3,069 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €1,500 · Appointment: CASSIERS Stefan Maria Marcel Christiaan (director)
All 5 events

Comparable companies

These companies have the same main activity as Architect Stefan Cassiers: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €18,600 and €31,600, founded between 2021 and 2023.

CompanyTotal assetsGross margin
Architect Stefan Cassiers Herenthout€25,083€3,720
DIRI Antwerpen€24,412€3,668
ADS Architectuur Antwerpen€26,434€3,404
Office of Architecture Katrien Donneux Retie€29,778€3,635
BOUWEN architecten Herenthout€18,598€4,600
ANNELIES HENDRIX ARCHITECTUUR Antwerpen€31,609€4,431
VCArchitectuur Geel€20,982€4,551
Full comparison

Key facts about Architect Stefan Cassiers

What is the company number of Architect Stefan Cassiers?
The company number of Architect Stefan Cassiers is 0794.971.022. The VAT number is the same number with BE in front: BE 0794.971.022.
Where is Architect Stefan Cassiers based?
The registered office is at Bergen 9, 2270 Herenthout.Company details
What does Architect Stefan Cassiers do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of Architect Stefan Cassiers?
The legal form of Architect Stefan Cassiers is Private limited company (BV).
When was Architect Stefan Cassiers founded?
Architect Stefan Cassiers was founded on 19-12-2022.
Is Architect Stefan Cassiers still active?
Yes, Architect Stefan Cassiers is an active enterprise in the KBO register.
What is the turnover of Architect Stefan Cassiers?
The turnover in financial year 2025 is ≈ €24,000. This figure is estimated from the gross margin of €3,720 and 48 comparable companies (NACE 71111). It probably lies between €12,000 and €43,000. It is a rough estimate.Financials
Is Architect Stefan Cassiers profitable?
In financial year 2025, Architect Stefan Cassiers made a profit of €1,092.
Where can I find the annual accounts of Architect Stefan Cassiers?
Architect Stefan Cassiers filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Architect Stefan Cassiers due?
Architect Stefan Cassiers must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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