Architect Smeets Peter
ActiveArchitect Smeets Peter has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €177k and a net result of €31k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 1936 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▲+19
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 7.11 against 12.92 in 2023; short-term debt: 13% and cash: 85.8% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
35 d early
2022
32 d early
2021
25 d early
2020
33 d early
2019
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€177k▲ 21.5%
2023 · €145k
2018: €89k
2019: €111k
2020: €111k
2021: €143k
2022: €145k
2023: €145k
2018 → 2024
Total assets
€205k▲ 25.0%
2023 · €164k
2018: €92k
2019: €116k
2020: €116k
2021: €152k
2022: €153k
2023: €164k
2018 → 2024
Net result
€31k▲ 5,706%
2023 · €539
2018: €7k
2019: €22k
2020: €62
2021: €32k
2022: €2k
2023: €539
2018 → 2024
Working capital
€163k▲ 23.2%
2023 · €132k
2018: €88k
2019: €111k
2020: €111k
2021: €143k
2022: €145k
2023: €132k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€111k-€143k▲ 28.3%€145k▲ 1.5%€145k▲ 0.4%€177k▲ 21.5%
Operating result€-206-€44k€4k▼ 91.7%€2k▼ 52.7%€44k▲ 2,454%
Net result€62-€32k▲ 50,535%€2k▼ 93.2%€539▼ 74.8%€31k▲ 5,706%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 2,454% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €205k
Fixed assets
€16k▼ 24.1%
Current assets
€189k▲ 32.3%
Equity and liabilities €205k
Equity
€177k▲ 21.5%
Debt
€29k▲ 52.1%
The debt ratio rises from 11.5% to 13.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2023 · €6k
Cash flow
€36k▲
2023 · €5k
Solvency
86.1%▼
2023 · 88.5%
Current ratio
7.11▼
2023 · 12.92
Quick ratio
7.11▼
2023 · 12.92
Debt / equity
0.16▲
2023 · 0.13
ROE
17.7%▲
2023 · 0.4%
ROA
15.2%▲
2023 · 0.3%
Interest coverage
232.18▲
2023 · 30.53
Debt
€29k▲
2023 · €19k
Debt ≤ 1 year
€27k▲
2023 · €11k
Income taxes
€13k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€164k€205k▲
Fixed assets21/28€21k€16k▼
Tangible fixed assets22/27€21k€16k▼
Furniture and vehicles24€21k€16k▼
Current assets29/58€143k€189k▲
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40€2k€2k=
Other amounts receivable41€4k-
Cash at bank and in hand54/58€137k€176k▲
Deferred charges and accrued income490/1€850€11k▲
Equity and liabilities
Total equity and liabilities10/49€164k€205k▲
Equity10/15€145k€177k▲
Contributions10/11€12k€12k=
Reserves13€133k€164k▲
Distributable reserves133€133k€164k▲
Profit (loss) carried forward14€62-
Amounts payable17/49€19k€29k▲
Amounts payable within one year42/48€11k€27k▲
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45€8k€15k▲
Taxes450/3€5k€15k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€1k€690▼
Accrued charges and deferred income492/3€8k€2k▼
Income statement
Code20232024
Non-recurring operating income76A€496-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€437€446▲
Gross operating margin9900€7k€49k▲
Operating profit (loss)9901€2k€44k▲
Financial income75/76B€235€952▲
Recurring financial income75€235€952▲
Financial charges65/66B€200€211▲
Recurring financial charges65€200€211▲
Profit (loss) for the period before taxes9903€2k€45k▲
Income taxes67/77€1k€13k▲
Profit (loss) for the period9904€539€31k▲
Profit (loss) for the period to be appropriated9905€539€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€601€31k▲
Profit (loss) brought forward from the previous period14P€62€62=
Transfer to equity691/2€539€31k▲
To other reserves6921€539€31k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €177k ▲21.5%
7 profitable years in a row build equity to €177k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €32k ▲50535%
Operating result €44k, net result €32k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €62 ▼99.7%
Net result drops to €62, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €111k ▲25.1%
2 profitable years in a row build equity to €111k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Deliestraat 352490 BalenGround area
1,206 m²
Building footprint
201 m²
Volume, LiDAR
1,232 m³
Parcel 13003A1252/00A000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Deliestraat 35, 2490 Balen
since 20112.197.915.872
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003A1252/00A000 | Flanders | 1,206 m² | 1 · 201 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 438 EUR awarded · 438 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 164 EUR | 164 EUR |
| 2024 | 1 | 134 EUR | 134 EUR |
| 2023 | 1 | 41 EUR | 41 EUR |
| 2022 | 1 | 99 EUR | 99 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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CLAUS ARCHITECTURE
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NEXO
BE 0473.958.232
Koekelberg · Eq €177k
Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 5,248 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2011
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.