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ARCHITECT RUBEN ROSSEEL

Active
Private limited companyfounded 2022active for 3 yearsKomerenstraat 15, 8940 Wervik, BelgiumKBO/BCE: BE 0794.531.057
Summary

ARCHITECT RUBEN ROSSEEL has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,088 and a net result of €12,435. Equity has been growing by about 12% per year since 2023. Its solvency ranks better than 71% of 11,760 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-12-2022 Normal situation
Activity
Activities of building architects NACE 71111
Establishment unit
2.339.520.927 8940 Wervik, since 08-12-2022
Financial year end
31 December
Peppol
Reachable since 05-09-2025

Board and ownership

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€18,525
▲ 133%
Turnover
≈ €120,000
estimated
Profit
€12,435
▲ 217%
Equity
€78,088
▲ 18.9%
Total assets
€107,386
▲ 11.2%
Filed on 17-02-2026, 164 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 3.56, cash €69,485Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €107,386Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Strong
Solvency 98+5
equity 72.7% of total assets
Liquidity 89+3
short-term debt 27.3% · cash 64.7%
Profitability 83+9
return on assets 11.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,825 companies, NACE 71, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.56 (2.99 in 2024), above the usual 1.5. Short-term debt is 27.3% and cash 64.7% of total assets. 27.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 72% of them on solvency, 81% on liquidity, 54% on profitability and 66% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.56, cash €69,485
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €107,386
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-02-2026, 164 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
164 days early
2024
141 days early
2023
125 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 143 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 March (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved from Kortrijk to Geluwe
  2. · Gazette deed IncorporationStarting capital €3,000 · Appointment: ROSSEEL Ruben Dirk Simon Jacob (director)
All 6 events

Comparable companies

These companies have the same main activity as ARCHITECT RUBEN ROSSEEL: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €93,900 and €124,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
ARCHITECT RUBEN ROSSEEL Wervik€107,386€18,525
Environment Making Vorst€103,733€18,425
MVDB Architectuur Laarne€102,460€18,687
VRM Expertise Scherpenheuvel-Zichem€103,000€15,552
2 architecten Antwerpen€107,068€20,905
MOLINO ARCHITECTURE Brussel€124,004€20,662
GRAPHITE CONCEPT Silly€93,912€20,514
Full comparison

Key facts about ARCHITECT RUBEN ROSSEEL

What is the company number of ARCHITECT RUBEN ROSSEEL?
The company number of ARCHITECT RUBEN ROSSEEL is 0794.531.057. The VAT number is the same number with BE in front: BE 0794.531.057.
Where is ARCHITECT RUBEN ROSSEEL based?
The registered office is at Komerenstraat 15, 8940 Wervik.Company details
What does ARCHITECT RUBEN ROSSEEL do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of ARCHITECT RUBEN ROSSEEL?
The legal form of ARCHITECT RUBEN ROSSEEL is Private limited company (BV).
When was ARCHITECT RUBEN ROSSEEL founded?
ARCHITECT RUBEN ROSSEEL was founded on 08-12-2022.
Is ARCHITECT RUBEN ROSSEEL still active?
Yes, ARCHITECT RUBEN ROSSEEL is an active enterprise in the KBO register.
What is the turnover of ARCHITECT RUBEN ROSSEEL?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €18,525 and 49 comparable companies (NACE 71111). It probably lies between €63,000 and €220,000. It is a rough estimate.Financials
Is ARCHITECT RUBEN ROSSEEL profitable?
In financial year 2025, ARCHITECT RUBEN ROSSEEL made a profit of €12,435.
Where can I find the annual accounts of ARCHITECT RUBEN ROSSEEL?
ARCHITECT RUBEN ROSSEEL filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ARCHITECT RUBEN ROSSEEL due?
ARCHITECT RUBEN ROSSEEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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