ARCHITECT ML
ActiveSummary
ARCHITECT ML has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €611. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 13% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-4
Solvency31▼-69
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
52 d early
2024
30 d early
2023
26 d early
2022
27 d early
2021
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 93.1%
2024 · €51k
2021: €35k
2022: €37k▲ +4.9% vs 2021
2023: €48k▲ +31.0% vs 2022
2024: €51k▲ +5.4% vs 2023highest in 5 years
2025: €4k▼ -93.1% vs 2024lowest in 5 years
2021 → 2025
Total assets
€62k▼ 2.7%
2024 · €63k
2021: €89khighest in 5 years
2022: €74k▼ -15.9% vs 2021
2023: €72k▼ -4.0% vs 2022
2024: €63k▼ -11.6% vs 2023
2025: €62k▼ -2.7% vs 2024lowest in 5 years
2021 → 2025
Net result
€611▼ 76.6%
2024 · €3k
2021: €33khighest in 5 years
2022: €2k▼ -94.7% vs 2021
2023: €11k▲ +564% vs 2022
2024: €3k▼ -77.2% vs 2023
2025: €611▼ -76.6% vs 2024lowest in 5 years
2021 → 2025
Working capital
€2k▼ 94.4%
2024 · €44k
2021: €28k
2022: €30k▲ +7.0% vs 2021
2023: €41k▲ +39.1% vs 2022
2024: €44k▲ +5.9% vs 2023highest in 5 years
2025: €2k▼ -94.4% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€37k▲ 4.9%€48k▲ 31.0%€51k▲ 5.4%€4k▼ 93.1%
2021: €35k
2022: €37k▲ +4.9% vs 2021
2023: €48k▲ +31.0% vs 2022
2024: €51k▲ +5.4% vs 2023highest in 5 years
2025: €4k▼ -93.1% vs 2024lowest in 5 years
Operating result€44k-€5k▼ 88.2%€18k▲ 238%€7k▼ 61.1%€3k▼ 52.9%
2021: €44khighest in 5 years
2022: €5k▼ -88.2% vs 2021
2023: €18k▲ +238% vs 2022
2024: €7k▼ -61.1% vs 2023
2025: €3k▼ -52.9% vs 2024lowest in 5 years
Net result€33k-€2k▼ 94.7%€11k▲ 564%€3k▼ 77.2%€611▼ 76.6%
2021: €33khighest in 5 years
2022: €2k▼ -94.7% vs 2021
2023: €11k▲ +564% vs 2022
2024: €3k▼ -77.2% vs 2023
2025: €611▼ -76.6% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€1k ▼ 87.7%
Current assets
€60k ▲ 10.7%
Equity and liabilities €62k
Equity
€4k ▼ 93.1%
Debt
€58k ▲ 370%
Debt's share of the balance-sheet total rises from 19.5% to 94.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €15k
Cash flow
€8k▼
2024 · €10k
Current ratio
1.04▼
2024 · 4.97
Debt to equity
16.57▲
2024 · 0.24
ROE
17.4%▲
2024 · 5.1%
ROA
1.0%▼
2024 · 4.1%
Interest coverage
43.00▲
2024 · 33.85
Debt ≤ 1 year
€58k▲
2024 · €11k
Debt > 1 year
€0▼
2024 · €1k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€63k€62k▼
Fixed assets21/28€9k€1k▼
Tangible fixed assets22/27€9k€1k▼
Furniture and vehicles24€9k€1k▼
Current assets29/58€55k€60k▲
Amounts receivable within one year40/41€14k€22k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€4k€7k▲
Current investments50/53€25k€0▼
Cash at bank and in hand54/58€14k€36k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€63k€62k▼
Equity10/15€51k€4k▼
Contributions10/11€3k€3k=
Reserves13€48k€0▼
Distributable reserves133€48k€0▼
Profit (loss) carried forward14€391€1k▲
Amounts payable17/49€12k€58k▲
Amounts payable after more than one year17€1k€0▼
Financial debts170/4€1k€0▼
Amounts payable within one year42/48€11k€58k▲
Current portion of amounts payable after more than one year42€8k€1k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Advances received on contracts in progress46-€278
Taxes, remuneration and social security45€988€6k▲
Taxes450/3€988€987=
Remuneration and social security454/9-€5k
Other amounts payable47/48-€48k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€16k€12k▼
Operating profit (loss)9901€7k€3k▼
Financial income75/76B€5€535▲
Recurring financial income75€5€535▲
Financial charges65/66B€434€251▼
Recurring financial charges65€434€251▼
Profit (loss) for the period before taxes9903€6k€3k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€3k€611▼
Profit (loss) for the period to be appropriated9905€3k€611▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€1k▼
Profit (loss) brought forward from the previous period14P€283€391▲
Transfer from equity791/2-€48k
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
Profit to be distributed694/7-€48k
Return on contributions (dividend)694-€48k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €8k | €8k | €8k | €8k | ▼ 3.9% |
| Other operating charges640/8 | - | €1k | €817 | €1k | €1k | ▲ 3.0% |
| Gross operating margin9900 | €53k | €14k | €26k | €16k | €12k | ▼ 24.4% |
| Operating profit (loss)9901 | €44k | €5k | €18k | €7k | €3k | ▼ 52.9% |
| Financial income75/76B | - | €0 | €0 | €5 | €535 | ▲ 10,599% |
| Recurring financial income75 | €138 | €0 | €0 | €5 | €535 | ▲ 10,599% |
| Financial charges65/66B | - | €299 | €519 | €434 | €251 | ▼ 42.2% |
| Recurring financial charges65 | €418 | €299 | €519 | €434 | €251 | ▼ 42.2% |
| Profit (loss) for the period before taxes9903 | €43k | €5k | €17k | €6k | €3k | ▼ 45.3% |
| Income taxes67/77 | €11k | €3k | €6k | €4k | €3k | ▼ 23.6% |
| Profit (loss) for the period9904 | €33k | €2k | €11k | €3k | €611 | ▼ 76.6% |
| Profit (loss) for the period to be appropriated9905 | €33k | €2k | €11k | €3k | €611 | ▼ 76.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €89k | €74k | €72k | €63k | €62k | ▼ 2.7% |
| Fixed assets21/28 | €33k | €25k | €17k | €9k | €1k | ▼ 87.7% |
| Tangible fixed assets22/27 | €33k | €25k | €17k | €9k | €1k | ▼ 87.7% |
| Furniture and vehicles24 | - | €25k | €17k | €9k | €1k | ▼ 87.7% |
| Current assets29/58 | €56k | €50k | €55k | €55k | €60k | ▲ 10.7% |
| Amounts receivable within one year40/41 | €23k | €16k | €11k | €14k | €22k | ▲ 57.0% |
| Trade receivables40 | - | €16k | €11k | €10k | €15k | ▲ 47.8% |
| Other amounts receivable41 | - | €83 | €70 | €4k | €7k | ▲ 80.8% |
| Current investments50/53 | - | - | - | €25k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €31k | €33k | €43k | €14k | €36k | ▲ 163% |
| Deferred charges and accrued income490/1 | - | €1k | €1k | €2k | €2k | ▲ 11.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €89k | €74k | €72k | €63k | €62k | ▼ 2.7% |
| Equity10/15 | €35k | €37k | €48k | €51k | €4k | ▼ 93.1% |
| Contributions10/11 | - | €3k | €3k | €3k | €3k | = |
| Reserves13 | €33k | €34k | €46k | €48k | €0 | ▼ 100% |
| Distributable reserves133 | - | €34k | €46k | €48k | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €144 | €63 | €283 | €391 | €1k | ▲ 156% |
| Amounts payable17/49 | €53k | €38k | €23k | €12k | €58k | ▲ 370% |
| Amounts payable after more than one year17 | €25k | €17k | €9k | €1k | €0 | ▼ 100% |
| Financial debts170/4 | - | €17k | €9k | €1k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €28k | €20k | €14k | €11k | €58k | ▲ 428% |
| Current portion of amounts payable after more than one year42 | - | €8k | €8k | €8k | €1k | ▼ 83.3% |
| Trade debts44 | €16k | €11k | €3k | €2k | €2k | ▲ 21.7% |
| Suppliers440/4 | - | €11k | €3k | €2k | €2k | ▲ 21.7% |
| Advances received on contracts in progress46 | - | - | - | - | €278 | - |
| Taxes, remuneration and social security45 | - | €2k | €3k | €988 | €6k | ▲ 510% |
| Taxes450/3 | - | €2k | €3k | €988 | €987 | = |
| Remuneration and social security454/9 | - | - | - | - | €5k | - |
| Other amounts payable47/48 | - | - | - | - | €48k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €2k | €11k | €3k | €611 | ▼ 76.6% |
| + Depreciation and write-downs630 | €7k | €8k | €8k | €8k | €8k | ▼ 3.9% |
| Operating cash flow (approximation) | €39k | €10k | €20k | €10k | €8k | ▼ 22.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1k | €10k | €-29k | €23k | ▲ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €611 ▼76.6%
Net result drops to €611, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2020
Ground area
1,355 m²
Building footprint
254 m²
Volume, LiDAR
1,442 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ARCHITECT ML
since 20202.301.473.072
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022C0969/00H000 | Flanders | 881 m² | 1 · 150 m² | 9.8 m · 2 fl. |
| 31022C0956/00D000 | Flanders | 474 m² | 1 · 104 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 12,434 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-04-2020
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.