ARCHITECT DEBEER
ActiveSummary
ARCHITECT DEBEER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €60k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 14% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency34=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.97 in 2024; short-term debt: 61.5% and cash: 42.6% of total assets), and 91.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.6%
Return on assets
25.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d early
2023
114 d early
2022
127 d early
2021
108 d early
2020
2 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2019: €21k
2020: €69k
2021: €62k
2022: €20k
2023: €20k
2024: €20k
2019 → 2025
Total assets
€237k▲ 3.1%
2024 · €230k
2019: €439k
2020: €303k
2021: €290k
2022: €239k
2023: €238k
2024: €230k
2019 → 2025
Net result
€60k▲ 66.9%
2024 · €36k
2019: €57k
2020: €48k
2021: €41k
2022: €27k
2023: €32k
2024: €36k
2019 → 2025
Working capital
€-11k▼ 185%
2024 · €-4k
2019: €5k
2020: €60k
2021: €49k
2022: €16k
2023: €-12k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€20k▼ 66.9%€20k=€20k=€20k=
Operating result€60k-€42k▼ 30.5%€48k▲ 15.6%€52k▲ 7.3%€82k▲ 57.2%
Net result€41k-€27k▼ 35.1%€32k▲ 19.9%€36k▲ 12.3%€60k▲ 66.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€103k ▼ 8.0%
Current assets
€134k ▲ 13.6%
Equity and liabilities €237k
Equity
€20k =
Debt
€216k ▲ 3.4%
Debt's share of the balance-sheet total rises from 91.1% to 91.4%. Debt is higher.
Key figures and ratios
EBITDA
€119k▲
2024 · €88k
Cash flow
€98k▲
2024 · €72k
Current ratio
0.92▼
2024 · 0.97
Debt to equity
10.57▲
2024 · 10.22
ROE
291.4%▲
2024 · 174.6%
ROA
25.2%▲
2024 · 15.6%
Interest coverage
30.24▲
2024 · 19.41
Debt ≤ 1 year
€146k▲
2024 · €122k
Debt > 1 year
€71k▼
2024 · €87k
Income taxes
€18k▲
2024 · €12k
Staff costs
€111k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€230k€237k▲
Fixed assets21/28€111k€103k▼
Intangible fixed assets21€3k€3k▼
Tangible fixed assets22/27€108k€100k▼
Plant, machinery and equipment23€3k€15k▲
Furniture and vehicles24€35k€29k▼
Leasing and similar rights25€66k€51k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€118k€134k▲
Amounts receivable within one year40/41€33k€18k▼
Trade receivables40€33k€11k▼
Other amounts receivable41-€7k
Cash at bank and in hand54/58€71k€101k▲
Deferred charges and accrued income490/1€15k€15k▲
Equity and liabilities
Total equity and liabilities10/49€230k€237k▲
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€209k€216k▲
Amounts payable after more than one year17€87k€71k▼
Financial debts170/4€87k€71k▼
Amounts payable within one year42/48€122k€146k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Financial debts43€175€322▲
Credit institutions430/8€175€322▲
Trade debts44€6k€16k▲
Suppliers440/4€6k€16k▲
Taxes, remuneration and social security45€45k€34k▼
Taxes450/3€25k€19k▼
Remuneration and social security454/9€20k€15k▼
Other amounts payable47/48€56k€78k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€107k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€38k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€197k€233k▲
Operating profit (loss)9901€52k€82k▲
Financial income75/76B€109€4▼
Recurring financial income75€109€4▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€47k€78k▲
Income taxes67/77€12k€18k▲
Profit (loss) for the period9904€36k€60k▲
Profit (loss) for the period to be appropriated9905€36k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€60k▲
Profit to be distributed694/7€36k€60k▲
Return on contributions (dividend)694€36k€60k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €60k ▲66.9%
Net result €60k, the highest in the series.
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €27k ▼35.1%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
2021
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
15-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
23-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moeresteenweg 168630 VeurneGround area
1,584 m²
Building footprint
187 m²
Volume, LiDAR
1,137 m³
Parcel 38012B0243/00G000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Architect Debeer
since 20132.225.073.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38012B0243/00G000 | Flanders | 1,583 m² | 1 · 187 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 575 EUR awarded · 870 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 74 EUR | 74 EUR |
| 2024 | 1 | 0 EUR | 233 EUR |
| 2023 | 1 | 399 EUR | 461 EUR |
| 2022 | 1 | 102 EUR | 102 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,497 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2013
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.