ARCHIM
ActiveSummary
ARCHIM has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €9k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability56▼-6
Solvency45▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.95 in 2024; short-term debt: 15.6% and cash: 1% of total assets), and 80.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.6%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
23 d early
2023
21 d early
2022
56 d early
2021
52 d early
2020
37 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€274k▲ 3.2%
2024 · €265k
2018: €131klowest in 8 years
2019: €154k▲ +17.0% vs 2018
2020: €177k▲ +15.4% vs 2019
2021: €205k▲ +15.3% vs 2020
2022: €234k▲ +14.5% vs 2021
2023: €260k▲ +11.0% vs 2022
2024: €265k▲ +1.9% vs 2023
2025: €274k▲ +3.2% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.40M▲ 10.8%
2024 · €1.26M
2018: €844klowest in 8 years
2019: €1.42M▲ +67.8% vs 2018highest in 8 years
2020: €1.36M▼ -4.2% vs 2019
2021: €1.29M▼ -5.0% vs 2020
2022: €1.21M▼ -6.2% vs 2021
2023: €1.21M▲ +0.3% vs 2022
2024: €1.26M▲ +3.9% vs 2023
2025: €1.40M▲ +10.8% vs 2024
2018 → 2025
Net result
€9k▲ 70.6%
2024 · €5k
2018: €11k
2019: €22k▲ +96.1% vs 2018
2020: €24k▲ +5.6% vs 2019
2021: €27k▲ +15.1% vs 2020
2022: €30k▲ +9.2% vs 2021highest in 8 years
2023: €26k▼ -13.3% vs 2022
2024: €5k▼ -80.6% vs 2023lowest in 8 years
2025: €9k▲ +70.6% vs 2024
2018 → 2025
Working capital
€-103k▼ 1,496%
2024 · €-6k
2018: €-12k
2019: €-100k▼ -723% vs 2018
2020: €-40k▲ +60.4% vs 2019
2021: €-18k▲ +53.9% vs 2020
2022: €-4k▲ +75.7% vs 2021
2023: €-927▲ +79.2% vs 2022highest in 8 years
2024: €-6k▼ -593% vs 2023
2025: €-103k▼ -1496% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€234k▲ 14.5%€260k▲ 11.0%€265k▲ 1.9%€274k▲ 3.2%
2021: €205klowest in 5 years
2022: €234k▲ +14.5% vs 2021
2023: €260k▲ +11.0% vs 2022
2024: €265k▲ +1.9% vs 2023
2025: €274k▲ +3.2% vs 2024highest in 5 years
Operating result€58k-€59k▲ 2.6%€63k▲ 6.4%€37k▼ 41.3%€46k▲ 25.1%
2021: €58k
2022: €59k▲ +2.6% vs 2021
2023: €63k▲ +6.4% vs 2022highest in 5 years
2024: €37k▼ -41.3% vs 2023lowest in 5 years
2025: €46k▲ +25.1% vs 2024
Net result€27k-€30k▲ 9.2%€26k▼ 13.3%€5k▼ 80.6%€9k▲ 70.6%
2021: €27k
2022: €30k▲ +9.2% vs 2021highest in 5 years
2023: €26k▼ -13.3% vs 2022
2024: €5k▼ -80.6% vs 2023lowest in 5 years
2025: €9k▲ +70.6% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.40M
Fixed assets
€1.28M ▲ 12.7%
Current assets
€116k ▼ 6.5%
Equity and liabilities €1.40M
Equity
€274k ▲ 3.2%
Debt
€1.12M ▲ 12.8%
Debt's share of the balance-sheet total rises from 79.0% to 80.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€144k▼
2024 · €149k
Cash flow
€106k▼
2024 · €117k
Current ratio
0.53▼
2024 · 0.95
Debt to equity
4.11▲
2024 · 3.76
ROE
3.1%▲
2024 · 1.9%
ROA
0.6%▲
2024 · 0.4%
Interest coverage
4.34▼
2024 · 5.10
Debt ≤ 1 year
€219k▲
2024 · €131k
Debt > 1 year
€903k▲
2024 · €865k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.40M▲
Fixed assets21/28€1.14M€1.28M▲
Tangible fixed assets22/27€1.14M€1.28M▲
Land and buildings22€1.14M€1.28M▲
Current assets29/58€124k€116k▼
Amounts receivable within one year40/41€103k€103k=
Trade receivables40€502-
Other amounts receivable41€102k€103k▲
Cash at bank and in hand54/58€19k€13k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.40M▲
Equity10/15€265k€274k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€203k€212k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€197k€205k▲
Amounts payable17/49€997k€1.12M▲
Amounts payable after more than one year17€865k€903k▲
Financial debts170/4€865k€903k▲
Amounts payable within one year42/48€131k€219k▲
Current portion of amounts payable after more than one year42€110k€127k▲
Trade debts44€5k€27k▲
Suppliers440/4€5k€27k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€13k€63k▲
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€97k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€715
Other operating charges640/8€888€1k▲
Gross operating margin9900€150k€146k▼
Operating profit (loss)9901€37k€46k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€29k€33k▲
Recurring financial charges65€29k€33k▲
Profit (loss) for the period before taxes9903€8k€13k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€5k€9k▲
Profit (loss) for the period to be appropriated9905€5k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€9k▲
Transfer to equity691/2€5k€9k▲
To other reserves6921€5k€9k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €82k | €80k | €81k | €112k | €97k | ▼ 13.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €715 | - |
| Other operating charges640/8 | €943 | €473 | €11k | €888 | €1k | ▲ 47.7% |
| Gross operating margin9900 | €140k | €140k | €155k | €150k | €146k | ▼ 2.8% |
| Operating profit (loss)9901 | €58k | €59k | €63k | €37k | €46k | ▲ 25.1% |
| Financial income75/76B | - | €812 | €0 | €0 | - | - |
| Recurring financial income75 | - | €812 | €0 | €0 | - | - |
| Financial charges65/66B | €33k | €29k | €27k | €29k | €33k | ▲ 13.4% |
| Recurring financial charges65 | €33k | €29k | €27k | €29k | €33k | ▲ 13.4% |
| Profit (loss) for the period before taxes9903 | €24k | €31k | €36k | €8k | €13k | ▲ 69.2% |
| Transfer from deferred taxes780 | €3k | €3k | €3k | - | - | - |
| Income taxes67/77 | - | €4k | €13k | €3k | €5k | ▲ 66.5% |
| Profit (loss) for the period9904 | €27k | €30k | €26k | €5k | €9k | ▲ 70.6% |
| Transfer from tax-exempt reserves789 | €6k | €6k | €6k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €33k | €35k | €31k | €5k | €9k | ▲ 70.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.29M | €1.21M | €1.21M | €1.26M | €1.40M | ▲ 10.8% |
| Fixed assets21/28 | €1.17M | €1.09M | €1.06M | €1.14M | €1.28M | ▲ 12.7% |
| Tangible fixed assets22/27 | €1.17M | €1.09M | €1.06M | €1.14M | €1.28M | ▲ 12.7% |
| Land and buildings22 | €1.17M | €1.09M | €1.06M | €1.14M | €1.28M | ▲ 12.7% |
| Current assets29/58 | €121k | €121k | €153k | €124k | €116k | ▼ 6.5% |
| Amounts receivable within one year40/41 | €100k | €100k | €100k | €103k | €103k | = |
| Trade receivables40 | - | - | €5 | €502 | - | - |
| Other amounts receivable41 | €100k | €100k | €100k | €102k | €103k | ▲ 0.5% |
| Cash at bank and in hand54/58 | €21k | €21k | €53k | €19k | €13k | ▼ 30.7% |
| Deferred charges and accrued income490/1 | - | - | - | €2k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.29M | €1.21M | €1.21M | €1.26M | €1.40M | ▲ 10.8% |
| Equity10/15 | €205k | €234k | €260k | €265k | €274k | ▲ 3.2% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €146k | €172k | €198k | €203k | €212k | ▲ 4.2% |
| Non-distributable reserves130/1 | - | €2k | €6k | €6k | €6k | = |
| Legal reserve130 | - | €2k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | €11k | €6k | - | - | - | - |
| Distributable reserves133 | €134k | €165k | €192k | €197k | €205k | ▲ 4.3% |
| Profit (loss) carried forward14 | €-3k | - | - | - | - | - |
| Provisions and deferred taxes16 | €6k | €3k | - | - | - | - |
| Deferred taxes168 | €6k | €3k | - | - | - | - |
| Amounts payable17/49 | €1.08M | €973k | €954k | €997k | €1.12M | ▲ 12.8% |
| Amounts payable after more than one year17 | €940k | €847k | €800k | €865k | €903k | ▲ 4.4% |
| Financial debts170/4 | €940k | €847k | €800k | €865k | €903k | ▲ 4.4% |
| Amounts payable within one year42/48 | €139k | €126k | €154k | €131k | €219k | ▲ 67.5% |
| Current portion of amounts payable after more than one year42 | €90k | €93k | €114k | €110k | €127k | ▲ 15.3% |
| Trade debts44 | €11k | €5k | €8k | €5k | €27k | ▲ 467% |
| Suppliers440/4 | €11k | €5k | €8k | €5k | €27k | ▲ 467% |
| Taxes, remuneration and social security45 | €599 | €5k | €11k | €3k | €2k | ▼ 35.6% |
| Taxes450/3 | €599 | €5k | €11k | €3k | €2k | ▼ 35.6% |
| Other amounts payable47/48 | €37k | €23k | €21k | €13k | €63k | ▲ 391% |
| Accrued charges and deferred income492/3 | €620 | - | - | €1k | €3k | ▲ 153% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27k | €30k | €26k | €5k | €9k | ▲ 70.6% |
| + Depreciation and write-downs630 | €82k | €80k | €81k | €112k | €97k | ▼ 13.1% |
| Operating cash flow (approximation) | €109k | €110k | €107k | €117k | €106k | ▼ 9.5% |
| Investment in fixed assets (approximation) | - | €0 | €-53k | €-188k | €-242k | ▼ 28.2% |
| Change in cash | - | €240 | €32k | €-34k | €-6k | ▲ 82.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €5k ▼80.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €30k ▲9.2%
Net result €30k, the highest in the series.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €205k ▲15.3%
4 profitable years in a row build equity to €205k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €154k ▲17%
2 profitable years in a row build equity to €154k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 1999
Ground area
3,286 m²
Building footprint
2,337 m²
Volume, LiDAR
12,359 m³
Parcel 63035A0013/00R002, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Meuneries 10, 4650 Herve
since 19992.069.999.301
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63035A0013/00R002 | Wallonia | 3,285 m² | 1 · 2,337 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,384. 3,858 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-01-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.